ATLCP vs NRIM

Comparison between Atlanticus Holdings Corp (ATLCP, Company) and Northrim Bancorp Inc (NRIM, Company).

Both ATLCP and NRIM are from the Financial Services sector.

5-Year PerformanceNRIM has outperformed ATLCP, delivering a return of +26.5% compared to +8.4%

ATLCP vs NRIM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATLCP(COMPANY)	NRIM(COMPANY)
Market Cap	$613M	$613M
Max Drawdown	37.48%	76.13%
Sharpe Ratio	1.18	0.58
5Y Beta	N/A	0.82
Industry	Credit Services	Banks - Regional
P/E Ratio	3.20	9.38
Forward P/E	N/A	12.77
PEG Ratio	N/A	0.17
Dividend Yield	N/A	2.30%
5Y Dividends CAGR	N/A	12.20%
5Y EPS CAGR	N/A	10.84%
Debt to Equity	N/A	24.32%
Free Cash Flow Yield	N/A	23.15%
P/S Ratio	N/A	2.85
P/B Ratio	N/A	1.82

Market Cap

ATLCP

$613M

Winner

NRIM

$613M

Max Drawdown

Winner

ATLCP

37.48%

NRIM

76.13%

Sharpe Ratio

Winner

ATLCP

1.18

NRIM

0.58

5Y Beta

ATLCP

N/A

NRIM

0.82

Industry

ATLCP

Credit Services

NRIM

Banks - Regional

P/E Ratio

Winner

ATLCP

3.20

NRIM

9.38

Forward P/E

ATLCP

N/A

NRIM

12.77

PEG Ratio

ATLCP

N/A

NRIM

0.17

Dividend Yield

ATLCP

N/A

NRIM

2.30%

5Y Dividends CAGR

ATLCP

N/A

NRIM

12.20%

5Y EPS CAGR

ATLCP

N/A

NRIM

10.84%

Debt to Equity

ATLCP

N/A

NRIM

24.32%

Free Cash Flow Yield

ATLCP

N/A

NRIM

23.15%

P/S Ratio

ATLCP

N/A

NRIM

2.85

P/B Ratio

ATLCP

N/A

NRIM

1.82

ATLCP vs NRIM - Historical Returns

Returns include dividend reinvestment.

Period	ATLCP	NRIM
1 month	+1.08%	+10.45%
3 months	+8.77%	+16.16%
6 months	+2.66%	-5.03%
1 year	+19.56%	+18.89%
5 years(CAGR)	+8.42%	+26.46%
10 years(CAGR)	N/A	+18.93%
Max(CAGR)	+8.19%	+12.48%

ATLCP

+1.08%

Winner

NRIM

+10.45%

ATLCP

+8.77%

Winner

NRIM

+16.16%

Winner

ATLCP

+2.66%

NRIM

-5.03%

Winner

ATLCP

+19.56%

NRIM

+18.89%

5Y(CAGR)

ATLCP

+8.42%

Winner

NRIM

+26.46%

10Y(CAGR)

ATLCP

N/A

NRIM

+18.93%

Max(CAGR)

ATLCP

+8.19%

Winner

NRIM

+12.48%

ATLCP vs NRIM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ATLCP	NRIM
2026	+4.91%	+5.23%
2025	+13.94%	+42.30%
2024	+9.54%	+42.93%
2023	+40.70%	+10.47%
2022	-24.98%	+29.58%
2021	+6.18%	+33.98%
2020	N/A	-6.25%
2019	N/A	+18.17%
2018	N/A	+0.02%
2017	N/A	+11.35%
2016	N/A	+22.26%
2015	N/A	+5.67%
2014	N/A	+3.60%
2013	N/A	+18.46%
2012	N/A	+30.96%
2011	N/A	-7.82%
2010	N/A	+16.05%
2009	N/A	+65.53%
2008	N/A	-48.76%
2007	N/A	-15.70%
2006	N/A	+16.63%
2005	N/A	+0.34%
2004	N/A	+5.97%
2003	N/A	+73.79%
2002	N/A	-0.75%
2001	N/A	+45.15%
2000	N/A	+7.71%
1999	N/A	-7.55%

ATLCP vs NRIM Drawdown Comparison

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The maximum drawdown for NRIM was -74.61%, occurring on Mar 9, 2009. Recovery took 1564 trading sessions.

The current ATLCP drawdown is -0.49%. The current NRIM drawdown is -5.03%.

Rank	ATLCP	NRIM
#1	-30.60% Apr 4, 2022 - Dec 6, 2023	-74.61% Apr 13, 2007 - Jun 28, 2013
#2	-12.64% Mar 6, 2026 - Jun 2, 2026	-54.01% Sep 4, 2018 - Mar 2, 2021
#3	-10.85% Mar 15, 2024 - Nov 13, 2024	-37.19% Nov 25, 2022 - Dec 7, 2023
#4	-7.69% Dec 15, 2023 - Mar 11, 2024	-35.07% Nov 3, 1999 - Jan 30, 2001
#5	-6.84% Dec 2, 2024 - Aug 26, 2025	-31.95% Apr 24, 2002 - May 6, 2003
#6	-5.13% Jan 25, 2022 - Apr 4, 2022	-28.14% Nov 7, 2014 - Sep 11, 2015
#7	-4.63% Sep 23, 2025 - Jan 13, 2026	-26.97% Mar 19, 2004 - Aug 31, 2005
#8	-3.32% Jun 5, 2026 - Jun 24, 2026	-25.33% Nov 30, 2015 - Dec 5, 2016
#9	-2.64% Jun 2, 2026 - Jun 5, 2026	-24.93% Jan 21, 2026 - Mar 18, 2026
#10	-2.07% Sep 2, 2021 - Dec 2, 2021	-24.41% Feb 6, 2025 - May 19, 2025
#11	-1.54% Feb 27, 2026 - Mar 6, 2026	-23.66% Dec 26, 2023 - Jul 11, 2024
#12	-1.42% Jun 14, 2021 - Jul 6, 2021	-23.02% Aug 6, 2001 - Nov 6, 2001
#13	-1.21% Dec 8, 2023 - Dec 13, 2023	-19.70% Jul 3, 2025 - Nov 25, 2025
#14	-1.18% Jul 2, 2026 - Jul 9, 2026	-18.37% Nov 22, 2024 - Feb 4, 2025
#15	-1.14% Nov 13, 2024 - Nov 19, 2024	-18.18% May 1, 2017 - Sep 19, 2017

Correlation

Correlation between ATLCP and NRIM is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2000 - 2026)

ATLCP vs NRIM dividend yield comparison.

Year	ATLCP	NRIM
2026	3.91%	1.15%
2025	7.94%	2.41%
2024	8.31%	3.16%
2023	8.37%	4.20%
2022	10.90%	3.34%
2021	3.86%	3.45%
2020	0.00%	4.06%
2019	0.00%	3.29%
2018	0.00%	3.10%
2017	0.00%	2.54%
2016	0.00%	2.47%
2015	0.00%	2.78%
2014	0.00%	2.67%
2013	0.00%	2.44%
2012	0.00%	2.47%
2011	0.00%	2.86%
2010	0.00%	2.28%
2009	0.00%	2.37%
2008	0.00%	6.41%
2007	0.00%	2.60%
2006	0.00%	1.77%
2005	0.00%	1.81%
2004	0.00%	1.61%
2003	0.00%	1.46%
2002	0.00%	1.48%
2001	0.00%	1.40%
2000	0.00%	1.97%