PHM vs CPAY

Comparison between PulteGroup Inc (PHM, Company) and Fleetcor Technologies Inc (CPAY, Company).

PHM is from the Consumer Cyclical sector, while CPAY is from the Technology sector.

5-Year PerformancePHM has outperformed CPAY, delivering a return of +19.8% compared to +7.5%

PHM vs CPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PHM(COMPANY)	CPAY(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	92.61%	50.13%
Sharpe Ratio	0.47	0.34
5Y Beta	0.77	1.24
Industry	Residential Construction	Software - Infrastructure
P/E Ratio	12.02	21.18
Forward P/E	12.29	14.03
PEG Ratio	1.12	1.18
Dividend Yield	0.78%	N/A
5Y Dividends CAGR	17.70%	N/A
5Y EPS CAGR	23.57%	15.06%
Debt to Equity	0.00%	402.11%
Free Cash Flow Yield	7.38%	5.45%
P/S Ratio	1.41	4.96
P/B Ratio	1.82	6.63

Market Cap

Winner

PHM

$24B

CPAY

$24B

Max Drawdown

PHM

92.61%

Winner

CPAY

50.13%

Sharpe Ratio

Winner

PHM

0.47

CPAY

0.34

5Y Beta

Winner

PHM

0.77

CPAY

1.24

Industry

PHM

Residential Construction

CPAY

Software - Infrastructure

P/E Ratio

Winner

PHM

12.02

CPAY

21.18

Forward P/E

Winner

PHM

12.29

CPAY

14.03

PEG Ratio

Winner

PHM

1.12

CPAY

1.18

Dividend Yield

PHM

0.78%

CPAY

N/A

5Y Dividends CAGR

PHM

17.70%

CPAY

N/A

5Y EPS CAGR

Winner

PHM

23.57%

CPAY

15.06%

Debt to Equity

Winner

PHM

0.00%

CPAY

402.11%

Free Cash Flow Yield

Winner

PHM

7.38%

CPAY

5.45%

P/S Ratio

Winner

PHM

1.41

CPAY

4.96

P/B Ratio

Winner

PHM

1.82

CPAY

6.63

PHM vs CPAY - Historical Returns

Returns include dividend reinvestment.

Period	PHM	CPAY
1 month	-1.08%	+5.46%
3 months	-3.20%	+10.97%
6 months	-3.99%	+15.70%
1 year	+15.28%	+10.69%
5 years(CAGR)	+19.80%	+7.52%
10 years(CAGR)	+20.58%	+9.34%
Max(CAGR)	+13.58%	+18.12%

PHM

-1.08%

Winner

CPAY

+5.46%

PHM

-3.20%

Winner

CPAY

+10.97%

PHM

-3.99%

Winner

CPAY

+15.70%

Winner

PHM

+15.28%

CPAY

+10.69%

5Y(CAGR)

Winner

PHM

+19.80%

CPAY

+7.52%

10Y(CAGR)

Winner

PHM

+20.58%

CPAY

+9.34%

Max(CAGR)

PHM

+13.58%

Winner

CPAY

+18.12%

PHM vs CPAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PHM	CPAY
2026	+4.80%	+21.80%
2025	+9.82%	-11.47%
2024	+7.98%	+20.19%
2023	+125.46%	+54.27%
2022	-17.68%	-20.52%
2021	+36.94%	-15.83%
2020	+13.00%	-5.18%
2019	+49.88%	+55.06%
2018	-21.05%	-4.20%
2017	+81.73%	+33.03%
2016	+9.17%	+0.63%
2015	-14.74%	-4.88%
2014	+8.11%	+25.62%
2013	+10.47%	+112.34%
2012	+178.53%	+75.56%
2011	-18.89%	-1.97%
2010	-26.56%	+13.47%
2009	-10.47%	N/A
2008	+6.27%	N/A
2007	-67.13%	N/A
2006	-19.29%	N/A
2005	+24.89%	N/A
2004	+40.78%	N/A
2003	+84.87%	N/A
2002	+8.56%	N/A
2001	+11.32%	N/A
2000	+101.03%	N/A
1999	+9.65%	N/A

PHM vs CPAY Drawdown Comparison

The maximum drawdown for PHM was -92.39%, occurring on Oct 3, 2011. Recovery took 3644 trading sessions.

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The current PHM drawdown is -15.44%. The current CPAY drawdown is -6.01%.

Rank	PHM	CPAY
#1	-92.39% Jul 28, 2005 - Jan 21, 2020	-50.13% Feb 6, 2020 - Oct 4, 2024
#2	-62.09% Feb 11, 2020 - Aug 21, 2020	-34.54% Feb 6, 2025 - Oct 30, 2025
#3	-45.40% Apr 27, 2001 - Feb 26, 2002	-32.68% Apr 29, 2011 - Mar 13, 2012
#4	-40.98% May 10, 2021 - Apr 18, 2023	-30.80% Aug 17, 2015 - Aug 11, 2016
#5	-38.01% Oct 18, 2024 - Apr 8, 2025	-25.22% Oct 24, 2016 - Nov 2, 2017
#6	-37.85% Jun 24, 2002 - May 7, 2003	-22.97% Sep 28, 2018 - Feb 22, 2019
#7	-31.65% Nov 16, 1999 - May 16, 2000	-17.12% Dec 2, 2013 - Feb 24, 2014
#8	-25.43% Sep 21, 2004 - Dec 15, 2004	-16.93% Aug 19, 2014 - Oct 31, 2014
#9	-25.27% Dec 5, 2000 - Apr 24, 2001	-16.78% May 9, 2012 - Aug 15, 2012
#10	-20.93% Mar 5, 2004 - Aug 16, 2004	-16.71% Feb 27, 2014 - Jun 6, 2014
#11	-19.11% Oct 9, 2000 - Nov 3, 2000	-12.19% Nov 24, 2014 - Feb 20, 2015
#12	-18.85% Aug 8, 2023 - Nov 14, 2023	-11.86% Dec 2, 2024 - Jan 30, 2025
#13	-18.38% Jun 16, 2003 - Oct 2, 2003	-10.63% Jan 31, 2018 - Jun 18, 2018
#14	-17.87% Oct 12, 2020 - Feb 10, 2021	-10.27% Feb 18, 2011 - Mar 28, 2011
#15	-15.44% Mar 4, 2002 - May 1, 2002	-9.41% Jul 9, 2019 - Aug 8, 2019