CPAY vs CMS-P-B

Comparison between Fleetcor Technologies Inc (CPAY, Company) and Consumers Energy Company (CMS-P-B, Company).

5-Year PerformanceCPAY has outperformed CMS-P-B, delivering a return of +7.5% compared to -2.1%

CPAY vs CMS-P-B - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	CMS-P-B(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	50.13%	34.77%
Sharpe Ratio	0.34	0.23
5Y Beta	1.24	N/A
Industry	Software - Infrastructure	N/A
P/E Ratio	21.18	21.43
Forward P/E	14.03	N/A
PEG Ratio	1.18	3.44
5Y Dividends CAGR	N/A	10.76%
5Y EPS CAGR	15.06%	3.94%
Debt to Equity	402.11%	199.20%
Free Cash Flow Yield	5.45%	-15.46%
P/S Ratio	4.96	N/A
P/B Ratio	6.63	N/A

Market Cap

Winner

CPAY

$24B

CMS-P-B

$24B

Max Drawdown

CPAY

50.13%

Winner

CMS-P-B

34.77%

Sharpe Ratio

Winner

CPAY

0.34

CMS-P-B

0.23

5Y Beta

CPAY

1.24

CMS-P-B

N/A

Industry

CPAY

Software - Infrastructure

CMS-P-B

N/A

P/E Ratio

Winner

CPAY

21.18

CMS-P-B

21.43

Forward P/E

CPAY

14.03

CMS-P-B

N/A

PEG Ratio

Winner

CPAY

1.18

CMS-P-B

3.44

5Y Dividends CAGR

CPAY

N/A

CMS-P-B

10.76%

5Y EPS CAGR

Winner

CPAY

15.06%

CMS-P-B

3.94%

Debt to Equity

CPAY

402.11%

Winner

CMS-P-B

199.20%

Free Cash Flow Yield

Winner

CPAY

5.45%

CMS-P-B

-15.46%

P/S Ratio

CPAY

4.96

CMS-P-B

N/A

P/B Ratio

CPAY

6.63

CMS-P-B

N/A

CPAY vs CMS-P-B - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	CMS-P-B
1 month	+5.46%	-2.19%
3 months	+10.97%	-5.17%
6 months	+15.70%	+0.54%
1 year	+10.69%	+6.76%
5 years(CAGR)	+7.52%	-2.14%
10 years(CAGR)	+9.34%	+1.74%
Max(CAGR)	+18.12%	+2.40%

Winner

CPAY

+5.46%

CMS-P-B

-2.19%

Winner

CPAY

+10.97%

CMS-P-B

-5.17%

Winner

CPAY

+15.70%

CMS-P-B

+0.54%

Winner

CPAY

+10.69%

CMS-P-B

+6.76%

5Y(CAGR)

Winner

CPAY

+7.52%

CMS-P-B

-2.14%

10Y(CAGR)

Winner

CPAY

+9.34%

CMS-P-B

+1.74%

Max(CAGR)

Winner

CPAY

+18.12%

CMS-P-B

+2.40%

CPAY vs CMS-P-B - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	CPAY	CMS-P-B
2026	+21.80%	+1.77%
2025	-11.47%	+5.96%
2024	+20.19%	-2.38%
2023	+54.27%	+0.94%
2022	-20.52%	-16.64%
2021	-15.83%	+3.80%
2020	-5.18%	+4.24%
2019	+55.06%	+12.85%
2018	-4.20%	+2.01%
2017	+33.03%	+7.02%
2016	+0.63%	+10.55%
2015	-4.88%	-3.42%
2014	+25.62%	+6.13%
2013	+112.34%	N/A
2012	+75.56%	N/A
2011	-1.97%	N/A
2010	+13.47%	N/A

CPAY vs CMS-P-B Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for CMS-P-B was -24.03%, occurring on Nov 7, 2023. This drawdown has not yet recovered.

The current CPAY drawdown is -6.01%. The current CMS-P-B drawdown is -12.38%.

Rank	CPAY	CMS-P-B
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-24.03% Dec 14, 2021 - Nov 7, 2023
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-7.19% Dec 4, 2014 - Mar 2, 2016
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-6.94% Sep 9, 2016 - Jul 12, 2017
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-5.60% Jan 21, 2020 - Aug 11, 2020
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-5.30% Aug 11, 2020 - Oct 30, 2020
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-5.14% Jun 16, 2016 - Sep 7, 2016
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-4.10% Sep 4, 2018 - Feb 8, 2019
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-3.54% Oct 9, 2014 - Dec 1, 2014
#9	-16.78% May 9, 2012 - Aug 15, 2012	-3.21% Apr 9, 2021 - Jun 23, 2021
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-3.14% Jun 2, 2016 - Jun 16, 2016
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-2.94% Mar 7, 2016 - May 10, 2016
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-2.78% Dec 26, 2017 - Jul 13, 2018
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-2.67% Jul 15, 2019 - Sep 3, 2019
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-2.62% Oct 30, 2020 - Feb 2, 2021
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-2.35% Jun 3, 2019 - Jun 12, 2019

Correlation

Correlation between CPAY and CMS-P-B is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.60

-101