PFSI vs OS

Comparison between PennyMac Financial Services Inc (PFSI, Company) and OneStream Inc - Class A (OS, Company).

PFSI is from the Financial Services sector, while OS is from the Technology sector.

PFSI vs OS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	OS(COMPANY)
Market Cap	$4.41B	$4.43B
Max Drawdown	56.63%	51.67%
Sharpe Ratio	-0.20	-0.16
5Y Beta	0.66	1.08
Industry	Mortgage Finance	Software - Infrastructure
P/E Ratio	8.69	-84.86
Forward P/E	5.43	N/A
PEG Ratio	0.20	N/A
Dividend Yield	1.38%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-2.16%	N/A
Debt to Equity	144.02%	2.93%
Free Cash Flow Yield	-92.32%	2.16%
P/S Ratio	1.30	9.80
P/B Ratio	0.98	9.04

Market Cap

PFSI

$4.41B

Winner

$4.43B

Max Drawdown

PFSI

56.63%

Winner

51.67%

Sharpe Ratio

PFSI

-0.20

Winner

-0.16

5Y Beta

Winner

PFSI

0.66

1.08

Industry

PFSI

Mortgage Finance

Software - Infrastructure

P/E Ratio

PFSI

8.69

Winner

-84.86

Forward P/E

PFSI

5.43

N/A

PEG Ratio

PFSI

0.20

N/A

Dividend Yield

PFSI

1.38%

N/A

5Y Dividends CAGR

PFSI

11.38%

N/A

5Y EPS CAGR

PFSI

-2.16%

N/A

Debt to Equity

PFSI

144.02%

Winner

2.93%

Free Cash Flow Yield

PFSI

-92.32%

Winner

2.16%

P/S Ratio

Winner

PFSI

1.30

9.80

P/B Ratio

Winner

PFSI

0.98

9.04

PFSI vs OS - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	OS
1 month	+5.24%	+0.00%
3 months	-7.02%	+0.00%
6 months	-44.48%	+1.61%
1 year	-16.62%	-4.31%
5 years(CAGR)	+8.32%	N/A
10 years(CAGR)	+21.88%	N/A
Max(CAGR)	+12.75%	-5.48%

Winner

PFSI

+5.24%

+0.00%

PFSI

-7.02%

Winner

+0.00%

PFSI

-44.48%

Winner

+1.61%

PFSI

-16.62%

Winner

-4.31%

5Y(CAGR)

PFSI

+8.32%

N/A

10Y(CAGR)

PFSI

+21.88%

N/A

Max(CAGR)

Winner

PFSI

+12.75%

-5.48%

PFSI vs OS - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	OS
2026	-35.70%	+35.44%
2025	+33.53%	-34.96%
2024	+17.54%	+6.22%
2023	+54.87%	N/A
2022	-17.98%	N/A
2021	+13.59%	N/A
2020	+98.91%	N/A
2019	+59.37%	N/A
2018	-6.84%	N/A
2017	+33.43%	N/A
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs OS Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for OS was -51.67%, occurring on Oct 16, 2025. This drawdown has not yet recovered.

The current PFSI drawdown is -46.97%. The current OS drawdown is -30.33%.

Rank	PFSI	OS
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-51.67% Nov 13, 2024 - Oct 16, 2025
#2	-51.85% May 21, 2013 - Jan 2, 2018	-16.37% Sep 23, 2024 - Nov 11, 2024
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-10.03% Aug 30, 2024 - Sep 20, 2024
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-4.31% Jul 30, 2024 - Aug 14, 2024
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-2.66% Aug 21, 2024 - Aug 26, 2024
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-2.42% Nov 11, 2024 - Nov 13, 2024
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-1.67% Aug 26, 2024 - Aug 29, 2024
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-1.07% Aug 15, 2024 - Aug 19, 2024
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-0.54% Jul 26, 2024 - Jul 30, 2024
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	N/A
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	N/A
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	N/A
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	N/A
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	N/A
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	N/A

Correlation

Correlation between PFSI and OS is -0.31 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.31

-101