PFSI vs CELC

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Celcuity Inc (CELC, Company).

PFSI is from the Financial Services sector, while CELC is from the Healthcare sector.

5-Year PerformanceCELC has outperformed PFSI, delivering a return of +33.7% compared to +8.3%

PFSI vs CELC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	CELC(COMPANY)
Market Cap	$4.41B	$4.42B
Max Drawdown	56.63%	85.64%
Sharpe Ratio	-0.20	1.53
5Y Beta	0.66	1.07
Industry	Mortgage Finance	Biotechnology
P/E Ratio	8.69	-21.16
Forward P/E	5.43	N/A
PEG Ratio	0.20	-0.79
Dividend Yield	1.38%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-2.16%	36.83%
Debt to Equity	144.02%	257.58%
Free Cash Flow Yield	-92.32%	-3.91%
P/S Ratio	1.30	N/A
P/B Ratio	0.98	101.18

Market Cap

PFSI

$4.41B

Winner

CELC

$4.42B

Max Drawdown

Winner

PFSI

56.63%

CELC

85.64%

Sharpe Ratio

PFSI

-0.20

Winner

CELC

1.53

5Y Beta

Winner

PFSI

0.66

CELC

1.07

Industry

PFSI

Mortgage Finance

CELC

Biotechnology

P/E Ratio

PFSI

8.69

Winner

CELC

-21.16

Forward P/E

PFSI

5.43

CELC

N/A

PEG Ratio

PFSI

0.20

Winner

CELC

-0.79

Dividend Yield

PFSI

1.38%

CELC

N/A

5Y Dividends CAGR

PFSI

11.38%

CELC

N/A

5Y EPS CAGR

PFSI

-2.16%

Winner

CELC

36.83%

Debt to Equity

Winner

PFSI

144.02%

CELC

257.58%

Free Cash Flow Yield

PFSI

-92.32%

Winner

CELC

-3.91%

P/S Ratio

PFSI

1.30

CELC

N/A

P/B Ratio

Winner

PFSI

0.98

CELC

101.18

PFSI vs CELC - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	CELC
1 month	+5.24%	+1.96%
3 months	-7.02%	-27.27%
6 months	-44.48%	-14.44%
1 year	-16.62%	+577.18%
5 years(CAGR)	+8.32%	+33.72%
10 years(CAGR)	+21.88%	+23.42%
Max(CAGR)	+12.75%	+23.42%

Winner

PFSI

+5.24%

CELC

+1.96%

Winner

PFSI

-7.02%

CELC

-27.27%

PFSI

-44.48%

Winner

CELC

-14.44%

PFSI

-16.62%

Winner

CELC

+577.18%

5Y(CAGR)

PFSI

+8.32%

Winner

CELC

+33.72%

10Y(CAGR)

PFSI

+21.88%

Winner

CELC

+23.42%

Max(CAGR)

PFSI

+12.75%

Winner

CELC

+23.42%

PFSI vs CELC - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	CELC
2026	-35.70%	-8.81%
2025	+33.53%	+659.63%
2024	+17.54%	-11.43%
2023	+54.87%	+13.65%
2022	-17.98%	+5.10%
2021	+13.59%	+26.46%
2020	+98.91%	-21.58%
2019	+59.37%	-53.46%
2018	-6.84%	+16.91%
2017	+33.43%	+32.61%
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs CELC Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for CELC was -85.64%, occurring on Apr 16, 2020. Recovery took 696 trading sessions.

The current PFSI drawdown is -46.97%. The current CELC drawdown is -36.76%.

Rank	PFSI	CELC
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-85.64% Sep 20, 2018 - Jun 28, 2021
#2	-51.85% May 21, 2013 - Jan 2, 2018	-82.70% Jun 28, 2021 - Jul 28, 2025
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-39.77% May 4, 2026 - Jun 16, 2026
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-37.41% Nov 10, 2017 - Jun 22, 2018
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-27.68% Sep 8, 2025 - Oct 20, 2025
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-22.34% Jun 27, 2018 - Sep 14, 2018
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-16.45% Sep 20, 2017 - Oct 13, 2017
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-13.00% Jan 27, 2026 - Apr 9, 2026
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-9.92% Apr 21, 2026 - May 4, 2026
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-8.04% Jan 14, 2026 - Jan 27, 2026
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-7.56% Oct 30, 2025 - Nov 11, 2025
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-7.20% Oct 20, 2025 - Oct 24, 2025
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-6.87% Aug 13, 2025 - Aug 22, 2025
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-6.44% Dec 4, 2025 - Jan 7, 2026
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-6.17% Aug 28, 2025 - Sep 5, 2025