PFSI vs NVST

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Envista Holdings Corp (NVST, Company).

PFSI is from the Financial Services sector, while NVST is from the Healthcare sector.

5-Year PerformancePFSI has outperformed NVST, delivering a return of +7.6% compared to -9.9%

PFSI vs NVST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	NVST(COMPANY)
Market Cap	$4.20B	$4.19B
Max Drawdown	56.63%	71.00%
Sharpe Ratio	-0.26	0.71
5Y Beta	0.65	1.27
Industry	Mortgage Finance	Medical Instruments & Supplies
P/E Ratio	8.28	62.32
Forward P/E	5.43	20.33
PEG Ratio	0.19	N/A
Dividend Yield	1.46%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-2.16%	-11.48%
Debt to Equity	144.02%	46.73%
Free Cash Flow Yield	-96.96%	5.25%
P/S Ratio	1.27	1.57
P/B Ratio	1.00	1.46

Market Cap

Winner

PFSI

$4.20B

NVST

$4.19B

Max Drawdown

Winner

PFSI

56.63%

NVST

71.00%

Sharpe Ratio

PFSI

-0.26

Winner

NVST

0.71

5Y Beta

Winner

PFSI

0.65

NVST

1.27

Industry

PFSI

Mortgage Finance

NVST

Medical Instruments & Supplies

P/E Ratio

Winner

PFSI

8.28

NVST

62.32

Forward P/E

Winner

PFSI

5.43

NVST

20.33

PEG Ratio

PFSI

0.19

NVST

N/A

Dividend Yield

PFSI

1.46%

NVST

N/A

5Y Dividends CAGR

PFSI

11.38%

NVST

N/A

5Y EPS CAGR

Winner

PFSI

-2.16%

NVST

-11.48%

Debt to Equity

PFSI

144.02%

Winner

NVST

46.73%

Free Cash Flow Yield

PFSI

-96.96%

Winner

NVST

5.25%

P/S Ratio

Winner

PFSI

1.27

NVST

1.57

P/B Ratio

Winner

PFSI

1.00

NVST

1.46

PFSI vs NVST - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	NVST
1 month	+2.83%	+7.69%
3 months	-9.60%	-1.82%
6 months	-43.29%	+9.65%
1 year	-17.69%	+25.05%
5 years(CAGR)	+7.60%	-9.89%
10 years(CAGR)	+22.66%	N/A
Max(CAGR)	+12.61%	-1.11%

PFSI

+2.83%

Winner

NVST

+7.69%

PFSI

-9.60%

Winner

NVST

-1.82%

PFSI

-43.29%

Winner

NVST

+9.65%

PFSI

-17.69%

Winner

NVST

+25.05%

5Y(CAGR)

Winner

PFSI

+7.60%

NVST

-9.89%

10Y(CAGR)

PFSI

+22.66%

NVST

N/A

Max(CAGR)

Winner

PFSI

+12.61%

NVST

-1.11%

PFSI vs NVST - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	NVST
2026	-36.96%	+19.46%
2025	+33.53%	+13.61%
2024	+17.54%	-19.96%
2023	+54.87%	-29.15%
2022	-17.98%	-25.41%
2021	+13.59%	+36.75%
2020	+98.91%	+11.80%
2019	+59.37%	+6.05%
2018	-6.84%	N/A
2017	+33.43%	N/A
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs NVST Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for NVST was -71.00%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current PFSI drawdown is -48.01%. The current NVST drawdown is -49.10%.

Rank	PFSI	NVST
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-71.00% Mar 21, 2022 - Apr 8, 2025
#2	-51.85% May 21, 2013 - Jan 2, 2018	-64.13% Jan 22, 2020 - Dec 31, 2020
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-17.04% May 7, 2021 - Dec 23, 2021
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-11.54% Feb 16, 2022 - Mar 18, 2022
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-11.42% Dec 27, 2021 - Feb 10, 2022
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-11.15% Oct 29, 2019 - Jan 6, 2020
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-7.58% Sep 20, 2019 - Oct 10, 2019
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-6.67% Feb 12, 2021 - Mar 12, 2021
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-5.00% Mar 15, 2021 - Apr 5, 2021
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-4.39% Apr 7, 2021 - Apr 21, 2021
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-3.92% Oct 10, 2019 - Oct 15, 2019
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-3.59% Jan 13, 2020 - Jan 22, 2020
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-3.52% Jan 20, 2021 - Feb 3, 2021
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-3.33% Oct 23, 2019 - Oct 29, 2019
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-3.06% Oct 17, 2019 - Oct 23, 2019

Correlation

Correlation between PFSI and NVST is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48

-101