PFSI vs BMI

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Badger Meter Inc (BMI, Company).

PFSI is from the Financial Services sector, while BMI is from the Technology sector.

5-Year PerformanceBMI has outperformed PFSI, delivering a return of +8.4% compared to +7.6%

PFSI vs BMI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	BMI(COMPANY)
Market Cap	$4.20B	$4.22B
Max Drawdown	56.63%	68.30%
Sharpe Ratio	-0.26	-0.93
5Y Beta	0.65	0.95
Industry	Mortgage Finance	Scientific & Technical Instruments
P/E Ratio	8.28	31.35
Forward P/E	5.43	30.86
PEG Ratio	0.19	2.50
Dividend Yield	1.46%	1.07%
5Y Dividends CAGR	11.38%	22.27%
5Y EPS CAGR	-2.16%	33.80%
Debt to Equity	144.02%	0.00%
Free Cash Flow Yield	-96.96%	4.00%
P/S Ratio	1.27	4.70
P/B Ratio	1.00	6.17

Market Cap

PFSI

$4.20B

Winner

BMI

$4.22B

Max Drawdown

Winner

PFSI

56.63%

BMI

68.30%

Sharpe Ratio

Winner

PFSI

-0.26

BMI

-0.93

5Y Beta

Winner

PFSI

0.65

BMI

0.95

Industry

PFSI

Mortgage Finance

BMI

Scientific & Technical Instruments

P/E Ratio

Winner

PFSI

8.28

BMI

31.35

Forward P/E

Winner

PFSI

5.43

BMI

30.86

PEG Ratio

Winner

PFSI

0.19

BMI

2.50

Dividend Yield

Winner

PFSI

1.46%

BMI

1.07%

5Y Dividends CAGR

PFSI

11.38%

Winner

BMI

22.27%

5Y EPS CAGR

PFSI

-2.16%

Winner

BMI

33.80%

Debt to Equity

PFSI

144.02%

Winner

BMI

0.00%

Free Cash Flow Yield

PFSI

-96.96%

Winner

BMI

4.00%

P/S Ratio

Winner

PFSI

1.27

BMI

4.70

P/B Ratio

Winner

PFSI

1.00

BMI

6.17

PFSI vs BMI - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	BMI
1 month	+2.83%	+12.40%
3 months	-9.60%	-6.71%
6 months	-43.29%	-16.84%
1 year	-17.69%	-39.16%
5 years(CAGR)	+7.60%	+8.44%
10 years(CAGR)	+22.66%	+15.65%
Max(CAGR)	+12.61%	+16.23%

PFSI

+2.83%

Winner

BMI

+12.40%

PFSI

-9.60%

Winner

BMI

-6.71%

PFSI

-43.29%

Winner

BMI

-16.84%

Winner

PFSI

-17.69%

BMI

-39.16%

5Y(CAGR)

PFSI

+7.60%

Winner

BMI

+8.44%

10Y(CAGR)

Winner

PFSI

+22.66%

BMI

+15.65%

Max(CAGR)

PFSI

+12.61%

Winner

BMI

+16.23%

PFSI vs BMI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PFSI	BMI
2026	-36.96%	-17.68%
2025	+33.53%	-17.00%
2024	+17.54%	+36.49%
2023	+54.87%	+41.75%
2022	-17.98%	+3.34%
2021	+13.59%	+18.12%
2020	+98.91%	+48.79%
2019	+59.37%	+34.38%
2018	-6.84%	+4.76%
2017	+33.43%	+31.08%
2016	+10.05%	+31.60%
2015	-10.28%	+1.40%
2014	-2.43%	+13.47%
2013	-8.12%	+12.01%
2012	N/A	+62.60%
2011	N/A	-33.73%
2010	N/A	+10.25%
2009	N/A	+30.02%
2008	N/A	-34.27%
2007	N/A	+67.19%
2006	N/A	+41.45%
2005	N/A	+32.42%
2004	N/A	+62.34%
2003	N/A	+26.40%
2002	N/A	+48.91%
2001	N/A	+1.44%
2000	N/A	-20.97%
1999	N/A	-4.18%

PFSI vs BMI Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for BMI was -68.22%, occurring on Oct 27, 2008. Recovery took 1420 trading sessions.

The current PFSI drawdown is -48.01%. The current BMI drawdown is -42.62%.

Rank	PFSI	BMI
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-68.22% Aug 8, 2008 - Apr 1, 2014
#2	-51.85% May 21, 2013 - Jan 2, 2018	-55.07% Jun 3, 2025 - Apr 20, 2026
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-42.62% Apr 3, 2000 - Aug 29, 2002
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-38.97% Feb 20, 2020 - Oct 9, 2020
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-36.13% May 2, 2006 - Jul 19, 2007
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-35.11% Aug 5, 2005 - Jan 27, 2006
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-33.19% Dec 8, 2021 - Oct 25, 2022
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-28.05% Dec 11, 2024 - May 13, 2025
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-22.37% Feb 20, 2003 - Aug 25, 2003
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-21.13% Dec 26, 2007 - Mar 27, 2008
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-20.36% Aug 14, 2023 - Apr 18, 2024
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-20.12% Jul 19, 2007 - Aug 16, 2007
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-19.51% Jun 9, 2016 - Dec 8, 2016
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-19.13% Oct 12, 2017 - Jul 20, 2018
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-18.52% Aug 29, 2002 - Feb 20, 2003

Correlation

Correlation between PFSI and BMI is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (1999 - 2026)

PFSI vs BMI dividend yield comparison.

Year	PFSI	BMI
2026	0.73%	0.55%
2025	0.91%	0.85%
2024	0.98%	0.58%
2023	0.91%	0.64%
2022	1.41%	0.78%
2021	1.15%	0.71%
2020	0.82%	0.74%
2019	0.35%	0.99%
2018	1.88%	1.14%
2017	0.00%	1.03%
2016	0.00%	1.16%
2015	0.00%	1.33%
2014	0.00%	1.25%
2013	0.00%	1.28%
2012	0.00%	1.39%
2011	0.00%	2.04%
2010	0.00%	1.18%
2009	0.00%	1.16%
2008	0.00%	1.38%
2007	0.00%	0.76%
2006	0.00%	1.12%
2005	0.00%	1.48%
2004	0.00%	1.60%
2003	0.00%	2.78%
2002	0.00%	3.18%
2001	0.00%	4.47%
2000	0.00%	3.74%
1999	0.00%	0.60%