PFIS vs UDMY

Comparison between Peoples Financial Services Corp (PFIS, Company) and Udemy Inc (UDMY, Company).

PFIS is from the Financial Services sector, while UDMY is from the Consumer Defensive sector.

5-Year PerformancePFIS has outperformed UDMY, delivering a return of +14.5% compared to -32.5%

PFIS vs UDMY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFIS(COMPANY)	UDMY(COMPANY)
Market Cap	$678M	$676M
Max Drawdown	58.13%	86.33%
Sharpe Ratio	1.26	-0.52
5Y Beta	0.83	N/A
Industry	Banks - Regional	Education & Training Services
P/E Ratio	11.49	-93.47
Forward P/E	15.08	44.25
PEG Ratio	0.06	N/A
Dividend Yield	3.61%	N/A
5Y Dividends CAGR	16.27%	N/A
5Y EPS CAGR	13.81%	N/A
Debt to Equity	34.12%	0.00%
Free Cash Flow Yield	6.08%	12.86%
P/S Ratio	3.51	N/A
P/B Ratio	1.27	N/A

Market Cap

Winner

PFIS

$678M

UDMY

$676M

Max Drawdown

Winner

PFIS

58.13%

UDMY

86.33%

Sharpe Ratio

Winner

PFIS

1.26

UDMY

-0.52

5Y Beta

PFIS

0.83

UDMY

N/A

Industry

PFIS

Banks - Regional

UDMY

Education & Training Services

P/E Ratio

PFIS

11.49

Winner

UDMY

-93.47

Forward P/E

Winner

PFIS

15.08

UDMY

44.25

PEG Ratio

PFIS

0.06

UDMY

N/A

Dividend Yield

PFIS

3.61%

UDMY

N/A

5Y Dividends CAGR

PFIS

16.27%

UDMY

N/A

5Y EPS CAGR

PFIS

13.81%

UDMY

N/A

Debt to Equity

PFIS

34.12%

Winner

UDMY

0.00%

Free Cash Flow Yield

PFIS

6.08%

Winner

UDMY

12.86%

P/S Ratio

PFIS

3.51

UDMY

N/A

P/B Ratio

PFIS

1.27

UDMY

N/A

PFIS vs UDMY - Historical Returns

Returns include dividend reinvestment.

Period	PFIS	UDMY
1 month	+10.11%	+7.93%
3 months	+22.62%	+1.09%
6 months	+34.60%	-11.98%
1 year	+39.15%	-35.69%
5 years(CAGR)	+14.46%	-32.51%
10 years(CAGR)	+9.74%	N/A
Max(CAGR)	+9.17%	-32.51%

Winner

PFIS

+10.11%

UDMY

+7.93%

Winner

PFIS

+22.62%

UDMY

+1.09%

Winner

PFIS

+34.60%

UDMY

-11.98%

Winner

PFIS

+39.15%

UDMY

-35.69%

5Y(CAGR)

Winner

PFIS

+14.46%

UDMY

-32.51%

10Y(CAGR)

PFIS

+9.74%

UDMY

N/A

Max(CAGR)

Winner

PFIS

+9.17%

UDMY

-32.51%

PFIS vs UDMY - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PFIS	UDMY
2026	+46.53%	-16.88%
2025	+3.72%	-29.00%
2024	+9.70%	-40.96%
2023	-0.56%	+38.18%
2022	+2.32%	-44.42%
2021	+49.02%	-28.95%
2020	-23.85%	N/A
2019	+16.13%	N/A
2018	-0.50%	N/A
2017	-1.59%	N/A
2016	+36.37%	N/A
2015	-19.45%	N/A
2014	+34.82%	N/A
2013	+28.05%	N/A
2012	+10.43%	N/A
2011	+9.40%	N/A
2010	+52.24%	N/A
2009	+2.00%	N/A
2008	-27.26%	N/A
2007	+4.01%	N/A
2006	-14.96%	N/A
2005	-17.33%	N/A
2004	+20.08%	N/A
2003	+74.17%	N/A
2002	+10.89%	N/A

PFIS vs UDMY Drawdown Comparison

The maximum drawdown for PFIS was -51.83%, occurring on Jan 27, 2009. Recovery took 1920 trading sessions.

The maximum drawdown for UDMY was -86.33%, occurring on Apr 24, 2026. This drawdown has not yet recovered.

The current PFIS drawdown is -1.44%. The current UDMY drawdown is -85.11%.

Rank	PFIS	UDMY
#1	-51.83% Dec 31, 2004 - Aug 15, 2012	-86.33% Nov 18, 2021 - Apr 24, 2026
#2	-42.95% Dec 20, 2019 - Dec 17, 2021	-11.78% Nov 2, 2021 - Nov 16, 2021
#3	-37.46% Nov 10, 2022 - Nov 6, 2024	N/A
#4	-34.54% Jun 25, 2014 - Dec 20, 2016	N/A
#5	-29.13% Nov 25, 2024 - Feb 4, 2026	N/A
#6	-22.04% Jun 18, 2018 - Nov 1, 2019	N/A
#7	-20.39% Dec 29, 2016 - Sep 27, 2017	N/A
#8	-19.11% Dec 18, 2017 - Jun 15, 2018	N/A
#9	-17.15% Jun 27, 2022 - Nov 7, 2022	N/A
#10	-16.04% Jun 4, 2013 - Dec 24, 2013	N/A
#11	-14.86% Sep 4, 2003 - Feb 6, 2004	N/A
#12	-13.16% Apr 28, 2004 - Dec 30, 2004	N/A
#13	-12.24% Feb 19, 2004 - Apr 28, 2004	N/A
#14	-11.95% Dec 27, 2021 - May 26, 2022	N/A
#15	-10.37% Feb 17, 2026 - Apr 8, 2026	N/A

Correlation

Correlation between PFIS and UDMY is -0.41 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.41

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