PFG vs AFRM

Comparison between Principal Financial Group Inc (PFG, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

Both PFG and AFRM are from the Financial Services sector.

5-Year PerformancePFG has outperformed AFRM, delivering a return of +12.5% compared to +3.5%

PFG vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFG(COMPANY)	AFRM(COMPANY)
Market Cap	$22B	$22B
Max Drawdown	91.69%	94.71%
Sharpe Ratio	1.29	0.60
5Y Beta	1.04	2.43
Industry	Asset Management	Credit Services
P/E Ratio	14.24	73.68
Forward P/E	9.39	39.22
PEG Ratio	0.29	0.81
Dividend Yield	3.13%	N/A
5Y Dividends CAGR	11.61%	N/A
5Y EPS CAGR	3.72%	N/A
Debt to Equity	33.40%	254.01%
Free Cash Flow Yield	17.04%	2.82%
P/S Ratio	1.42	5.99
P/B Ratio	1.82	6.30

Market Cap

Winner

PFG

$22B

AFRM

$22B

Max Drawdown

Winner

PFG

91.69%

AFRM

94.71%

Sharpe Ratio

Winner

PFG

1.29

AFRM

0.60

5Y Beta

Winner

PFG

1.04

AFRM

2.43

Industry

PFG

Asset Management

AFRM

Credit Services

P/E Ratio

Winner

PFG

14.24

AFRM

73.68

Forward P/E

Winner

PFG

9.39

AFRM

39.22

PEG Ratio

Winner

PFG

0.29

AFRM

0.81

Dividend Yield

PFG

3.13%

AFRM

N/A

5Y Dividends CAGR

PFG

11.61%

AFRM

N/A

5Y EPS CAGR

PFG

3.72%

AFRM

N/A

Debt to Equity

Winner

PFG

33.40%

AFRM

254.01%

Free Cash Flow Yield

Winner

PFG

17.04%

AFRM

2.82%

P/S Ratio

Winner

PFG

1.42

AFRM

5.99

P/B Ratio

Winner

PFG

1.82

AFRM

6.30

PFG vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	PFG	AFRM
1 month	+6.69%	+28.51%
3 months	+5.71%	+10.46%
6 months	+23.51%	-13.05%
1 year	+32.35%	+17.97%
5 years(CAGR)	+12.52%	+3.46%
10 years(CAGR)	+13.30%	N/A
Max(CAGR)	+9.50%	-7.57%

PFG

+6.69%

Winner

AFRM

+28.51%

PFG

+5.71%

Winner

AFRM

+10.46%

Winner

PFG

+23.51%

AFRM

-13.05%

Winner

PFG

+32.35%

AFRM

+17.97%

5Y(CAGR)

Winner

PFG

+12.52%

AFRM

+3.46%

10Y(CAGR)

PFG

+13.30%

AFRM

N/A

Max(CAGR)

Winner

PFG

+9.50%

AFRM

-7.57%

PFG vs AFRM - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	PFG	AFRM
2026	+13.41%	-13.54%
2025	+18.35%	+19.07%
2024	+1.32%	+30.69%
2023	-2.65%	+440.00%
2022	+18.61%	-89.84%
2021	+55.49%	+3.41%
2020	-6.29%	N/A
2019	+29.23%	N/A
2018	-34.82%	N/A
2017	+23.96%	N/A
2016	+35.95%	N/A
2015	-10.53%	N/A
2014	+9.56%	N/A
2013	+73.71%	N/A
2012	+16.26%	N/A
2011	-24.66%	N/A
2010	+32.83%	N/A
2009	+3.84%	N/A
2008	-65.93%	N/A
2007	+17.59%	N/A
2006	+24.67%	N/A
2005	+18.46%	N/A
2004	+26.09%	N/A
2003	+9.71%	N/A
2002	+27.56%	N/A
2001	+14.29%	N/A

PFG vs AFRM Drawdown Comparison

The maximum drawdown for PFG was -91.47%, occurring on Mar 9, 2009. Recovery took 2237 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current PFG drawdown is -1.03%. The current AFRM drawdown is -62.02%.

Rank	PFG	AFRM
#1	-91.47% Dec 24, 2007 - Nov 10, 2016	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-64.71% Jan 26, 2018 - May 5, 2021	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-29.31% Nov 11, 2022 - Oct 11, 2024	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-26.00% Jun 28, 2002 - Dec 23, 2002	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-22.42% Oct 17, 2024 - Dec 5, 2025	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-21.12% Feb 9, 2022 - Aug 12, 2022	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-17.66% Apr 27, 2007 - Oct 1, 2007	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-16.25% Dec 23, 2002 - May 15, 2003	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-13.46% Jan 28, 2002 - Apr 4, 2002	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-12.59% Feb 17, 2004 - Oct 4, 2004	N/A
#11	-11.96% Feb 26, 2026 - Apr 22, 2026	N/A
#12	-11.61% Feb 7, 2005 - Jun 27, 2005	N/A
#13	-11.55% Jun 16, 2003 - Dec 2, 2003	N/A
#14	-10.65% May 17, 2021 - Aug 11, 2021	N/A
#15	-10.58% Sep 12, 2022 - Oct 18, 2022	N/A