AFRM vs SOJC

Comparison between Affirm Holdings Inc - Class A (AFRM, Company) and Southern Company (SOJC, Company).

5-Year PerformanceAFRM has outperformed SOJC, delivering a return of +3.5% compared to +1.4%

AFRM vs SOJC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	AFRM(COMPANY)	SOJC(COMPANY)
Market Cap	$22B	$22B
Max Drawdown	94.71%	25.19%
Sharpe Ratio	0.60	0.52
5Y Beta	2.43	0.18
Industry	Credit Services	N/A
P/E Ratio	73.68	26.09
Forward P/E	39.22	N/A
PEG Ratio	0.81	N/A
Dividend Yield	N/A	10.60%
5Y Dividends CAGR	N/A	0.04%
Debt to Equity	254.01%	N/A
Free Cash Flow Yield	2.82%	N/A
P/S Ratio	5.99	N/A
P/B Ratio	6.30	N/A

Market Cap

Winner

AFRM

$22B

SOJC

$22B

Max Drawdown

AFRM

94.71%

Winner

SOJC

25.19%

Sharpe Ratio

Winner

AFRM

0.60

SOJC

0.52

5Y Beta

AFRM

2.43

Winner

SOJC

0.18

Industry

AFRM

Credit Services

SOJC

N/A

P/E Ratio

AFRM

73.68

Winner

SOJC

26.09

Forward P/E

AFRM

39.22

SOJC

N/A

PEG Ratio

AFRM

0.81

SOJC

N/A

Dividend Yield

AFRM

N/A

SOJC

10.60%

5Y Dividends CAGR

AFRM

N/A

SOJC

0.04%

Debt to Equity

AFRM

254.01%

SOJC

N/A

Free Cash Flow Yield

AFRM

2.82%

SOJC

N/A

P/S Ratio

AFRM

5.99

SOJC

N/A

P/B Ratio

AFRM

6.30

SOJC

N/A

AFRM vs SOJC - Historical Returns

Returns include dividend reinvestment.

Period	AFRM	SOJC
1 month	+28.51%	+1.53%
3 months	+10.46%	-0.12%
6 months	-13.05%	-0.13%
1 year	+17.97%	+8.04%
5 years(CAGR)	+3.46%	+1.38%
10 years(CAGR)	N/A	+3.71%
Max(CAGR)	-7.57%	+3.71%

Winner

AFRM

+28.51%

SOJC

+1.53%

Winner

AFRM

+10.46%

SOJC

-0.12%

AFRM

-13.05%

Winner

SOJC

-0.13%

Winner

AFRM

+17.97%

SOJC

+8.04%

5Y(CAGR)

Winner

AFRM

+3.46%

SOJC

+1.38%

10Y(CAGR)

AFRM

N/A

SOJC

+3.71%

Max(CAGR)

AFRM

-7.57%

Winner

SOJC

+3.71%

AFRM vs SOJC - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	AFRM	SOJC
2026	-13.54%	+1.53%
2025	+19.07%	+2.61%
2024	+30.69%	-2.41%
2023	+440.00%	+17.25%
2022	-89.84%	-14.71%
2021	+3.41%	+1.92%
2020	N/A	+7.60%
2019	N/A	+24.19%
2018	N/A	-8.31%
2017	N/A	+1.39%

AFRM vs SOJC Drawdown Comparison

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for SOJC was -22.05%, occurring on Mar 18, 2020. Recovery took 73 trading sessions.

The current AFRM drawdown is -62.02%. The current SOJC drawdown is -6.09%.

Rank	AFRM	SOJC
#1	-94.71% Nov 4, 2021 - Dec 27, 2022	-22.05% Feb 14, 2020 - Jun 1, 2020
#2	-65.45% Feb 11, 2021 - Oct 8, 2021	-19.33% Sep 2, 2021 - Apr 6, 2023
#3	-17.12% Jan 22, 2021 - Feb 8, 2021	-15.55% Jun 2, 2023 - Dec 27, 2023
#4	-9.22% Jan 15, 2021 - Jan 22, 2021	-12.64% Sep 30, 2024 - Sep 11, 2025
#5	-6.11% Oct 18, 2021 - Oct 25, 2021	-11.42% Aug 30, 2018 - Jan 31, 2019
#6	-6.06% Oct 29, 2021 - Nov 4, 2021	-10.85% Sep 17, 2025 - Mar 31, 2026
#7	-5.56% Oct 25, 2021 - Oct 28, 2021	-9.55% Mar 7, 2024 - Sep 4, 2024
#8	-4.36% Oct 8, 2021 - Oct 13, 2021	-7.94% Dec 29, 2017 - Jul 6, 2018
#9	-1.17% Oct 14, 2021 - Oct 18, 2021	-4.83% Jun 1, 2020 - Jul 17, 2020
#10	N/A	-4.56% Dec 30, 2020 - Jun 17, 2021
#11	N/A	-4.12% Sep 2, 2020 - Nov 23, 2020
#12	N/A	-3.92% Sep 27, 2019 - Jan 2, 2020
#13	N/A	-3.20% Dec 27, 2023 - Feb 1, 2024
#14	N/A	-2.92% Sep 6, 2019 - Sep 23, 2019
#15	N/A	-2.82% Jul 10, 2018 - Aug 30, 2018