PDLB vs PT

Comparison between Ponce Financial Group Inc (PDLB, Company) and Pintec Technology Holdings Ltd (PT, Company).

Both PDLB and PT are from the Financial Services sector.

5-Year PerformancePDLB has outperformed PT, delivering a return of +16.2% compared to -30.4%

PDLB vs PT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PDLB(COMPANY)	PT(COMPANY)
Market Cap	$484M	$484M
Max Drawdown	54.38%	99.58%
Sharpe Ratio	1.46	0.05
5Y Beta	0.63	N/A
Industry	Banks - Regional	Credit Services
P/E Ratio	15.37	-228.49
Forward P/E	49.26	N/A
PEG Ratio	0.13	N/A
Debt to Equity	103.58%	-0.45%
Free Cash Flow Yield	11.46%	-0.42%
P/S Ratio	4.43	N/A
P/B Ratio	1.50	N/A

Market Cap

Winner

PDLB

$484M

Max Drawdown

Winner

PDLB

54.38%

99.58%

Sharpe Ratio

Winner

PDLB

1.46

0.05

5Y Beta

PDLB

0.63

N/A

Industry

PDLB

Banks - Regional

Credit Services

P/E Ratio

PDLB

15.37

Winner

-228.49

Forward P/E

PDLB

49.26

N/A

PEG Ratio

PDLB

0.13

N/A

Debt to Equity

PDLB

103.58%

Winner

-0.45%

Free Cash Flow Yield

Winner

PDLB

11.46%

-0.42%

P/S Ratio

PDLB

4.43

N/A

P/B Ratio

PDLB

1.50

N/A

PDLB vs PT - Historical Returns

Returns include dividend reinvestment.

Period	PDLB	PT
1 month	+1.22%	-19.34%
3 months	+13.58%	-18.57%
6 months	+21.40%	-17.79%
1 year	+42.01%	-8.38%
5 years(CAGR)	+16.20%	-30.44%
10 years(CAGR)	+7.33%	N/A
Max(CAGR)	+7.33%	-42.55%

Winner

PDLB

+1.22%

-19.34%

Winner

PDLB

+13.58%

-18.57%

Winner

PDLB

+21.40%

-17.79%

Winner

PDLB

+42.01%

-8.38%

5Y(CAGR)

Winner

PDLB

+16.20%

-30.44%

10Y(CAGR)

PDLB

+7.33%

N/A

Max(CAGR)

Winner

PDLB

+7.33%

-42.55%

PDLB vs PT - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	PDLB	PT
2026	+23.66%	-8.56%
2025	+25.00%	-4.65%
2024	+36.84%	-15.86%
2023	+2.63%	+170.73%
2022	-10.64%	-82.57%
2021	+43.28%	-55.46%
2020	-28.50%	-47.03%
2019	+15.48%	-81.89%
2018	-15.85%	-16.14%
2017	+1.88%	N/A

PDLB vs PT Drawdown Comparison

The maximum drawdown for PDLB was -54.38%, occurring on May 15, 2020. Recovery took 1746 trading sessions.

The maximum drawdown for PT was -99.58%, occurring on Sep 30, 2022. This drawdown has not yet recovered.

The current PDLB drawdown is -3.11%. The current PT drawdown is -98.68%.

Rank	PDLB	PT
#1	-54.38% Nov 28, 2017 - Nov 6, 2024	-99.58% Mar 28, 2019 - Sep 30, 2022
#2	-21.12% Feb 5, 2025 - May 13, 2025	-25.22% Oct 25, 2018 - Mar 26, 2019
#3	-8.42% Dec 15, 2025 - Apr 8, 2026	N/A
#4	-8.07% May 13, 2025 - Jul 1, 2025	N/A
#5	-7.69% Dec 11, 2024 - Jan 15, 2025	N/A
#6	-6.97% Sep 18, 2025 - Nov 7, 2025	N/A
#7	-6.37% Nov 12, 2025 - Nov 25, 2025	N/A
#8	-4.66% Jul 10, 2025 - Jul 29, 2025	N/A
#9	-4.43% Nov 25, 2025 - Dec 10, 2025	N/A
#10	-4.40% Jul 1, 2026 - Jul 16, 2026	N/A
#11	-3.89% Nov 6, 2024 - Nov 8, 2024	N/A
#12	-3.74% Jul 29, 2025 - Aug 12, 2025	N/A
#13	-3.69% Aug 13, 2025 - Aug 22, 2025	N/A
#14	-3.11% Jul 16, 2026 - Jul 23, 2026	N/A
#15	-3.09% Jun 2, 2026 - Jun 10, 2026	N/A