PDCC vs OPHC

Comparison between Pearl Diver Credit Company Inc (PDCC, Company) and Optimumbank Holdings Inc (OPHC, Company).

Both PDCC and OPHC are from the Financial Services sector.

PDCC vs OPHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PDCC(COMPANY)	OPHC(COMPANY)
Market Cap	$67M	$67M
Max Drawdown	55.41%	99.92%
Sharpe Ratio	-1.65	0.73
5Y Beta	0.18	0.45
Industry	Asset Management	Banks - Regional
P/E Ratio	3.85	3.73
Forward P/E	6.24	5.58
PEG Ratio	N/A	0.44
Debt to Equity	7.03%	0.00%
Free Cash Flow Yield	36.30%	32.16%
P/S Ratio	7.68	1.33
P/B Ratio	0.68	0.53

Market Cap

PDCC

$67M

Winner

OPHC

$67M

Max Drawdown

Winner

PDCC

55.41%

OPHC

99.92%

Sharpe Ratio

PDCC

-1.65

Winner

OPHC

0.73

5Y Beta

Winner

PDCC

0.18

OPHC

0.45

Industry

PDCC

Asset Management

OPHC

Banks - Regional

P/E Ratio

PDCC

3.85

Winner

OPHC

3.73

Forward P/E

PDCC

6.24

Winner

OPHC

5.58

PEG Ratio

PDCC

N/A

OPHC

0.44

Debt to Equity

PDCC

7.03%

Winner

OPHC

0.00%

Free Cash Flow Yield

Winner

PDCC

36.30%

OPHC

32.16%

P/S Ratio

PDCC

7.68

Winner

OPHC

1.33

P/B Ratio

PDCC

0.68

Winner

OPHC

0.53

PDCC vs OPHC - Historical Returns

Returns include dividend reinvestment.

Period	PDCC	OPHC
1 month	-17.64%	+0.36%
3 months	-4.93%	+0.36%
6 months	-31.56%	+27.48%
1 year	-37.41%	+21.32%
5 years(CAGR)	N/A	+1.55%
10 years(CAGR)	N/A	+2.77%
Max(CAGR)	-20.47%	-20.83%

PDCC

-17.64%

Winner

OPHC

+0.36%

PDCC

-4.93%

Winner

OPHC

+0.36%

PDCC

-31.56%

Winner

OPHC

+27.48%

PDCC

-37.41%

Winner

OPHC

+21.32%

5Y(CAGR)

PDCC

N/A

OPHC

+1.55%

10Y(CAGR)

PDCC

N/A

OPHC

+2.77%

Max(CAGR)

Winner

PDCC

-20.47%

OPHC

-20.83%

PDCC vs OPHC - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	PDCC	OPHC
2026	-27.42%	+30.19%
2025	-21.50%	-9.96%
2024	+11.03%	+12.00%
2023	N/A	+2.50%
2022	N/A	-2.85%
2021	N/A	+14.75%
2020	N/A	+12.71%
2019	N/A	-7.67%
2018	N/A	-38.52%
2017	N/A	+26.68%
2016	N/A	-28.67%
2015	N/A	-60.84%
2014	N/A	-38.19%
2013	N/A	-28.13%
2012	N/A	-23.43%
2011	N/A	-89.92%
2010	N/A	-32.24%
2009	N/A	-46.76%
2008	N/A	-31.25%
2007	N/A	-21.86%
2006	N/A	+7.77%
2005	N/A	-24.22%
2004	N/A	+54.71%
2003	N/A	-13.72%

PDCC vs OPHC Drawdown Comparison

The maximum drawdown for PDCC was -45.29%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The maximum drawdown for OPHC was -99.90%, occurring on Jun 3, 2020. This drawdown has not yet recovered.

The current PDCC drawdown is -44.21%. The current OPHC drawdown is -99.71%.

Rank	PDCC	OPHC
#1	-45.29% Mar 7, 2025 - Mar 20, 2026	-99.90% May 12, 2006 - Jun 3, 2020
#2	-8.41% Aug 20, 2024 - Sep 19, 2024	-26.67% Jan 3, 2005 - May 3, 2006
#3	-6.57% Jul 31, 2024 - Aug 20, 2024	-23.49% May 19, 2004 - Dec 23, 2004
#4	-4.55% Oct 16, 2024 - Nov 18, 2024	-16.67% Jun 30, 2003 - Apr 21, 2004
#5	-4.00% Feb 24, 2025 - Mar 7, 2025	-2.91% Dec 23, 2004 - Jan 3, 2005
#6	-3.60% Sep 19, 2024 - Oct 4, 2024	-1.52% May 4, 2006 - May 11, 2006
#7	-2.94% Jul 22, 2024 - Jul 31, 2024	-0.98% Apr 29, 2004 - May 11, 2004
#8	-2.74% Nov 20, 2024 - Dec 16, 2024	-0.10% Apr 21, 2004 - Apr 26, 2004
#9	-2.73% Dec 16, 2024 - Feb 20, 2025	N/A
#10	-1.33% Feb 20, 2025 - Feb 24, 2025	N/A
#11	-0.78% Oct 4, 2024 - Oct 9, 2024	N/A
#12	-0.72% Oct 10, 2024 - Oct 15, 2024	N/A