PCTY vs UBSI

Comparison between Paylocity Holding Corp (PCTY, Company) and United Bankshares Inc (UBSI, Company).

PCTY is from the Technology sector, while UBSI is from the Financial Services sector.

5-Year PerformanceUBSI has outperformed PCTY, delivering a return of +5.0% compared to -7.8%

PCTY vs UBSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	UBSI(COMPANY)
Market Cap	$6.04B	$6.02B
Max Drawdown	68.90%	65.05%
Sharpe Ratio	-1.51	0.75
5Y Beta	0.69	0.86
Industry	Software - Application	Banks - Regional
P/E Ratio	23.64	13.26
Forward P/E	19.16	12.38
PEG Ratio	1.41	0.78
Dividend Yield	N/A	3.53%
5Y Dividends CAGR	N/A	5.96%
5Y EPS CAGR	32.33%	5.12%
Debt to Equity	6.88%	3.03%
Free Cash Flow Yield	8.07%	8.66%

Market Cap

Winner

PCTY

$6.04B

UBSI

$6.02B

Max Drawdown

PCTY

68.90%

Winner

UBSI

65.05%

Sharpe Ratio

PCTY

-1.51

Winner

UBSI

0.75

5Y Beta

Winner

PCTY

0.69

UBSI

0.86

Industry

PCTY

Software - Application

UBSI

Banks - Regional

P/E Ratio

PCTY

23.64

Winner

UBSI

13.26

Forward P/E

PCTY

19.16

Winner

UBSI

12.38

PEG Ratio

PCTY

1.41

Winner

UBSI

0.78

Dividend Yield

PCTY

N/A

UBSI

3.53%

5Y Dividends CAGR

PCTY

N/A

UBSI

5.96%

5Y EPS CAGR

Winner

PCTY

32.33%

UBSI

5.12%

Debt to Equity

PCTY

6.88%

Winner

UBSI

3.03%

Free Cash Flow Yield

PCTY

8.07%

Winner

UBSI

8.66%

PCTY vs UBSI - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	UBSI
1 month	+7.84%	-1.19%
3 months	+5.74%	-1.74%
6 months	-25.01%	+18.00%
1 year	-43.16%	+24.32%
5 years(CAGR)	-7.82%	+4.98%
10 years(CAGR)	+12.09%	+5.23%
Max(CAGR)	+13.45%	+6.19%

Winner

PCTY

+7.84%

UBSI

-1.19%

Winner

PCTY

+5.74%

UBSI

-1.74%

PCTY

-25.01%

Winner

UBSI

+18.00%

PCTY

-43.16%

Winner

UBSI

+24.32%

5Y(CAGR)

PCTY

-7.82%

Winner

UBSI

+4.98%

10Y(CAGR)

Winner

PCTY

+12.09%

UBSI

+5.23%

Max(CAGR)

Winner

PCTY

+13.45%

UBSI

+6.19%

PCTY vs UBSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCTY	UBSI
2026	-23.32%	+13.33%
2025	-21.82%	+7.97%
2024	+22.52%	+3.64%
2023	-14.38%	-2.28%
2022	-16.21%	+13.97%
2021	+18.66%	+16.79%
2020	+62.42%	-11.55%
2019	+102.89%	+25.98%
2018	+26.15%	-7.31%
2017	+56.73%	-21.87%
2016	-22.17%	+33.06%
2015	+57.97%	+3.41%
2014	+8.61%	+25.41%
2013	N/A	+29.39%
2012	N/A	-11.96%
2011	N/A	-0.92%
2010	N/A	+45.44%
2009	N/A	-34.66%
2008	N/A	+24.31%
2007	N/A	-25.68%
2006	N/A	+11.89%
2005	N/A	-4.12%
2004	N/A	+27.89%
2003	N/A	+7.70%
2002	N/A	+5.73%
2001	N/A	+46.94%
2000	N/A	-5.55%
1999	N/A	-3.44%

PCTY vs UBSI Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The current PCTY drawdown is -63.46%. The current UBSI drawdown is -4.42%.

Rank	PCTY	UBSI
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-62.10% Dec 27, 2006 - Jul 23, 2013
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-52.34% Dec 9, 2016 - May 13, 2021
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-38.09% Nov 10, 2022 - Nov 6, 2024
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-34.79% Nov 3, 1999 - Jun 4, 2001
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-25.79% Nov 25, 2024 - Jan 15, 2026
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-23.47% Nov 6, 2015 - Nov 10, 2016
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-22.54% May 17, 2021 - Aug 16, 2022
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-22.48% Dec 15, 2004 - Nov 11, 2005
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-17.35% May 3, 2002 - Aug 21, 2003
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-16.34% Jul 22, 2015 - Nov 6, 2015
#11	-17.47% Mar 20, 2015 - May 8, 2015	-13.73% Feb 6, 2026 - Mar 12, 2026
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-12.68% Aug 16, 2022 - Oct 27, 2022
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	-12.01% Aug 30, 2001 - Dec 17, 2001
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	-11.49% Dec 24, 2013 - Jun 6, 2014
#15	-13.09% May 16, 2019 - Jul 11, 2019	-10.27% Dec 29, 2014 - Mar 2, 2015