PCTY vs ACT

Comparison between Paylocity Holding Corp (PCTY, Company) and Enact Holdings Inc (ACT, Company).

PCTY is from the Technology sector, while ACT is from the Financial Services sector.

5-Year PerformanceACT has outperformed PCTY, delivering a return of +22.4% compared to -9.2%

PCTY vs ACT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	ACT(COMPANY)
Market Cap	$5.98B	$5.97B
Max Drawdown	68.90%	21.87%
Sharpe Ratio	-1.35	0.92
5Y Beta	0.68	0.38
Industry	Software - Application	Insurance - Specialty
P/E Ratio	23.40	9.07
Forward P/E	12.33	8.25
PEG Ratio	1.40	2.26
Dividend Yield	N/A	1.97%
5Y EPS CAGR	32.33%	N/A
Debt to Equity	6.88%	13.94%
Free Cash Flow Yield	8.15%	12.09%
P/S Ratio	3.51	4.77
P/B Ratio	5.13	1.11

Market Cap

Winner

PCTY

$5.98B

ACT

$5.97B

Max Drawdown

PCTY

68.90%

Winner

ACT

21.87%

Sharpe Ratio

PCTY

-1.35

Winner

ACT

0.92

5Y Beta

PCTY

0.68

Winner

ACT

0.38

Industry

PCTY

Software - Application

ACT

Insurance - Specialty

P/E Ratio

PCTY

23.40

Winner

ACT

9.07

Forward P/E

PCTY

12.33

Winner

ACT

8.25

PEG Ratio

Winner

PCTY

1.40

ACT

2.26

Dividend Yield

PCTY

N/A

ACT

1.97%

5Y EPS CAGR

PCTY

32.33%

ACT

N/A

Debt to Equity

Winner

PCTY

6.88%

ACT

13.94%

Free Cash Flow Yield

PCTY

8.15%

Winner

ACT

12.09%

P/S Ratio

Winner

PCTY

3.51

ACT

4.77

P/B Ratio

PCTY

5.13

Winner

ACT

1.11

PCTY vs ACT - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	ACT
1 month	+1.39%	-0.35%
3 months	-1.52%	+5.16%
6 months	-27.87%	+7.86%
1 year	-40.19%	+21.84%
5 years(CAGR)	-9.20%	+22.40%
10 years(CAGR)	+10.62%	N/A
Max(CAGR)	+13.14%	+22.40%

Winner

PCTY

+1.39%

ACT

-0.35%

PCTY

-1.52%

Winner

ACT

+5.16%

PCTY

-27.87%

Winner

ACT

+7.86%

PCTY

-40.19%

Winner

ACT

+21.84%

5Y(CAGR)

PCTY

-9.20%

Winner

ACT

+22.40%

10Y(CAGR)

PCTY

+10.62%

ACT

N/A

Max(CAGR)

PCTY

+13.14%

Winner

ACT

+22.40%

PCTY vs ACT - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	PCTY	ACT
2026	-25.30%	+8.18%
2025	-21.82%	+25.43%
2024	+22.52%	+16.49%
2023	-14.38%	+25.34%
2022	-16.21%	+20.99%
2021	+18.66%	+6.61%
2020	+62.42%	N/A
2019	+102.89%	N/A
2018	+26.15%	N/A
2017	+56.73%	N/A
2016	-22.17%	N/A
2015	+57.97%	N/A
2014	+8.61%	N/A

PCTY vs ACT Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for ACT was -20.26%, occurring on Sep 27, 2022. Recovery took 202 trading sessions.

The current PCTY drawdown is -64.40%. The current ACT drawdown is -3.46%.

Rank	PCTY	ACT
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-20.26% Aug 17, 2022 - Jun 7, 2023
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-16.25% Jun 3, 2022 - Aug 3, 2022
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-15.33% Sep 19, 2024 - May 2, 2025
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-13.95% Feb 10, 2022 - Mar 25, 2022
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-13.28% Nov 4, 2021 - Jan 12, 2022
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-10.96% Sep 11, 2025 - Nov 25, 2025
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-10.27% Apr 20, 2022 - Jun 2, 2022
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-9.88% Dec 27, 2023 - Mar 11, 2024
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-9.02% Jul 3, 2025 - Aug 13, 2025
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-9.00% Mar 29, 2022 - Apr 18, 2022
#11	-17.47% Mar 20, 2015 - May 8, 2015	-8.69% Aug 7, 2023 - Dec 14, 2023
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-8.65% Feb 5, 2026 - Apr 28, 2026
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	-7.70% May 2, 2025 - Jun 23, 2025
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	-7.65% Apr 29, 2026 - Jun 3, 2026
#15	-13.09% May 16, 2019 - Jul 11, 2019	-6.96% Sep 29, 2021 - Oct 19, 2021