ACT vs SPY

Comparison between Enact Holdings Inc (ACT, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceACT has outperformed SPY, delivering a return of +23.6% compared to +13.9%

ACT vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ACT(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$5.99B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	21.87%	56.47%
Sharpe Ratio	0.92	1.71
5Y Beta	0.40	1.00
Industry	Insurance - Specialty	N/A
P/E Ratio	9.09	28.81
Forward P/E	8.25	22.10
PEG Ratio	2.26	N/A
Dividend Yield	1.95%	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	N/A	25.84%
Debt to Equity	13.94%	34.16%
Free Cash Flow Yield	12.06%	N/A
P/S Ratio	4.87	3.69
P/B Ratio	1.15	5.54

Market Cap / Net Assets

ACT

$5.99B

Winner

SPY

$735B

Expense Ratio

ACT

N/A

SPY

0.09%

Max Drawdown

Winner

ACT

21.87%

SPY

56.47%

Sharpe Ratio

ACT

0.92

Winner

SPY

1.71

5Y Beta

Winner

ACT

0.40

SPY

1.00

Industry

ACT

Insurance - Specialty

SPY

N/A

P/E Ratio

Winner

ACT

9.09

SPY

28.81

Forward P/E

Winner

ACT

8.25

SPY

22.10

PEG Ratio

ACT

2.26

SPY

N/A

Dividend Yield

ACT

1.95%

SPY

N/A

5Y Dividends CAGR

ACT

N/A

SPY

5.43%

5Y EPS CAGR

ACT

N/A

SPY

25.84%

Debt to Equity

Winner

ACT

13.94%

SPY

34.16%

Free Cash Flow Yield

ACT

12.06%

SPY

N/A

P/S Ratio

ACT

4.87

Winner

SPY

3.69

P/B Ratio

Winner

ACT

1.15

SPY

5.54

ACT vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	ACT	SPY
1 month	+2.68%	+4.01%
3 months	+4.55%	+7.93%
6 months	+19.24%	+12.54%
1 year	+22.47%	+25.60%
5 years(CAGR)	+23.61%	+13.94%
10 years(CAGR)	N/A	+15.56%
Max(CAGR)	+23.61%	+8.49%

ACT

+2.68%

Winner

SPY

+4.01%

ACT

+4.55%

Winner

SPY

+7.93%

Winner

ACT

+19.24%

SPY

+12.54%

ACT

+22.47%

Winner

SPY

+25.60%

5Y(CAGR)

Winner

ACT

+23.61%

SPY

+13.94%

10Y(CAGR)

ACT

N/A

SPY

+15.56%

Max(CAGR)

Winner

ACT

+23.61%

SPY

+8.49%

ACT vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ACT	SPY
2026	+11.70%	+8.42%
2025	+25.43%	+18.00%
2024	+16.49%	+25.59%
2023	+25.34%	+26.72%
2022	+20.99%	-18.64%
2021	+6.61%	+30.52%
2020	N/A	+17.28%
2019	N/A	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

ACT vs SPY Drawdown Comparison

The maximum drawdown for ACT was -20.26%, occurring on Sep 27, 2022. Recovery took 202 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current ACT drawdown is -0.32%. The current SPY drawdown is -1.27%.

Rank	ACT	SPY
#1	-20.26% Aug 17, 2022 - Jun 7, 2023	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-16.25% Jun 3, 2022 - Aug 3, 2022	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-15.33% Sep 19, 2024 - May 2, 2025	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-13.95% Feb 10, 2022 - Mar 25, 2022	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-13.28% Nov 4, 2021 - Jan 12, 2022	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-10.96% Sep 11, 2025 - Nov 25, 2025	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-10.27% Apr 20, 2022 - Jun 2, 2022	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-9.88% Dec 27, 2023 - Mar 11, 2024	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-9.02% Jul 3, 2025 - Aug 13, 2025	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-9.00% Mar 29, 2022 - Apr 18, 2022	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-8.69% Aug 7, 2023 - Dec 14, 2023	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-8.65% Feb 5, 2026 - Apr 28, 2026	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-7.70% May 2, 2025 - Jun 23, 2025	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-6.96% Sep 29, 2021 - Oct 19, 2021	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-6.93% Jan 8, 2026 - Feb 4, 2026	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between ACT and SPY is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (1999 - 2026)

ACT vs SPY dividend yield comparison.

Year	ACT	SPY
2026	0.48%	0.24%
2025	2.06%	1.07%
2024	2.92%	1.21%
2023	4.60%	1.40%
2022	6.38%	1.65%
2021	5.95%	1.20%
2020	0.00%	1.52%
2019	0.00%	1.75%
2018	0.00%	2.04%
2017	0.00%	1.80%
2016	0.00%	2.03%
2015	0.00%	2.06%
2014	0.00%	1.87%
2013	0.00%	1.81%
2012	0.00%	2.18%
2011	0.00%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%