PBHC vs NXTT

Comparison between Pathfinder Bancorp Inc (PBHC, Company) and Next Technology Holding Inc (NXTT, Company).

PBHC is from the Financial Services sector, while NXTT is from the Technology sector.

5-Year PerformancePBHC has outperformed NXTT, delivering a return of +1.7% compared to -90.4%

PBHC vs NXTT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBHC(COMPANY)	NXTT(COMPANY)
Market Cap	$112M	$119M
Max Drawdown	77.38%	100.00%
Sharpe Ratio	0.16	-0.71
5Y Beta	0.28	0.00
Industry	Banks - Regional	Software - Application
P/E Ratio	15.45	0.05
Forward P/E	11.29	N/A
PEG Ratio	0.40	N/A
Dividend Yield	2.65%	N/A
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	18.27%	N/A
Debt to Equity	22.15%	0.11%
Free Cash Flow Yield	4.34%	-20.89%
P/S Ratio	3.14	9.85
P/B Ratio	0.76	0.23

Market Cap

PBHC

$112M

Winner

NXTT

$119M

Max Drawdown

Winner

PBHC

77.38%

NXTT

100.00%

Sharpe Ratio

Winner

PBHC

0.16

NXTT

-0.71

5Y Beta

PBHC

0.28

Winner

NXTT

0.00

Industry

PBHC

Banks - Regional

NXTT

Software - Application

P/E Ratio

PBHC

15.45

Winner

NXTT

0.05

Forward P/E

PBHC

11.29

NXTT

N/A

PEG Ratio

PBHC

0.40

NXTT

N/A

Dividend Yield

PBHC

2.65%

NXTT

N/A

5Y Dividends CAGR

PBHC

14.87%

NXTT

N/A

5Y EPS CAGR

PBHC

18.27%

NXTT

N/A

Debt to Equity

PBHC

22.15%

Winner

NXTT

0.11%

Free Cash Flow Yield

Winner

PBHC

4.34%

NXTT

-20.89%

P/S Ratio

Winner

PBHC

3.14

NXTT

9.85

P/B Ratio

PBHC

0.76

Winner

NXTT

0.23

PBHC vs NXTT - Historical Returns

Returns include dividend reinvestment.

Period	PBHC	NXTT
1 month	+12.82%	+9.68%
3 months	+13.37%	-28.27%
6 months	+4.60%	-75.36%
1 year	+3.39%	-99.39%
5 years(CAGR)	+1.72%	-90.36%
10 years(CAGR)	+4.94%	N/A
Max(CAGR)	+5.99%	-82.11%

Winner

PBHC

+12.82%

NXTT

+9.68%

Winner

PBHC

+13.37%

NXTT

-28.27%

Winner

PBHC

+4.60%

NXTT

-75.36%

Winner

PBHC

+3.39%

NXTT

-99.39%

5Y(CAGR)

Winner

PBHC

+1.72%

NXTT

-90.36%

10Y(CAGR)

PBHC

+4.94%

NXTT

N/A

Max(CAGR)

Winner

PBHC

+5.99%

NXTT

-82.11%

PBHC vs NXTT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PBHC	NXTT
2026	+9.34%	-74.93%
2025	-15.14%	-99.02%
2024	+28.69%	-36.13%
2023	-25.10%	-94.60%
2022	+13.40%	-89.41%
2021	+52.28%	-33.88%
2020	-16.22%	+417.09%
2019	-5.32%	N/A
2018	+3.94%	N/A
2017	+17.33%	N/A
2016	+5.92%	N/A
2015	+33.41%	N/A
2014	+20.54%	N/A
2013	+32.33%	N/A
2012	+13.35%	N/A
2011	+6.21%	N/A
2010	+54.42%	N/A
2009	-7.81%	N/A
2008	-36.14%	N/A
2007	-19.08%	N/A
2006	+3.05%	N/A
2005	-19.90%	N/A
2004	-3.88%	N/A
2003	+29.69%	N/A
2002	+13.14%	N/A
2001	+125.47%	N/A
2000	-27.88%	N/A
1999	-6.58%	N/A

PBHC vs NXTT Drawdown Comparison

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The maximum drawdown for NXTT was -100.00%, occurring on Mar 24, 2026. This drawdown has not yet recovered.

The current PBHC drawdown is -23.95%. The current NXTT drawdown is -100.00%.

Rank	PBHC	NXTT
#1	-73.10% Jan 30, 2004 - Oct 7, 2014	-100.00% Aug 5, 2022 - Mar 24, 2026
#2	-45.89% Sep 16, 2022 - Mar 4, 2024	-92.52% Sep 2, 2020 - Jul 19, 2022
#3	-43.72% Nov 10, 1999 - Jul 23, 2001	-21.05% Jul 31, 2020 - Aug 7, 2020
#4	-42.24% May 28, 2019 - Apr 14, 2021	-17.38% Jul 23, 2020 - Jul 31, 2020
#5	-28.52% May 22, 2002 - Dec 23, 2002	-16.92% Jul 19, 2022 - Aug 5, 2022
#6	-19.67% May 21, 2018 - May 23, 2019	-4.49% Aug 24, 2020 - Aug 26, 2020
#7	-16.84% Dec 24, 2015 - Dec 21, 2016	N/A
#8	-13.95% Jun 16, 2015 - Nov 19, 2015	N/A
#9	-13.17% Mar 31, 2022 - Sep 16, 2022	N/A
#10	-12.51% Aug 23, 2001 - May 17, 2002	N/A
#11	-12.50% Jul 23, 2001 - Aug 2, 2001	N/A
#12	-12.39% Aug 2, 2001 - Aug 20, 2001	N/A
#13	-11.70% Apr 14, 2021 - Jun 21, 2021	N/A
#14	-11.54% Nov 5, 1999 - Nov 10, 1999	N/A
#15	-11.52% Dec 26, 2002 - Apr 4, 2003	N/A