PBFS vs GBFH

Comparison between Pioneer Bancorp Inc (PBFS, Company) and GBank Financial Holdings Inc (GBFH, Company).

Both PBFS and GBFH are from the Financial Services sector.

5-Year PerformanceGBFH has outperformed PBFS, delivering a return of +24.6% compared to +6.9%

PBFS vs GBFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBFS(COMPANY)	GBFH(COMPANY)
Market Cap	$432M	$433M
Max Drawdown	48.33%	43.61%
Sharpe Ratio	1.41	-0.31
5Y Beta	0.38	0.66
Industry	Banks - Regional	Banks - Regional
P/E Ratio	21.94	24.12
Forward P/E	N/A	13.93
5Y EPS CAGR	31.87%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.35%	1.21%
P/S Ratio	4.46	5.80
P/B Ratio	1.28	2.52

Market Cap

PBFS

$432M

Winner

GBFH

$433M

Max Drawdown

PBFS

48.33%

Winner

GBFH

43.61%

Sharpe Ratio

Winner

PBFS

1.41

GBFH

-0.31

5Y Beta

Winner

PBFS

0.38

GBFH

0.66

Industry

PBFS

Banks - Regional

GBFH

Banks - Regional

P/E Ratio

Winner

PBFS

21.94

GBFH

24.12

Forward P/E

PBFS

N/A

GBFH

13.93

5Y EPS CAGR

PBFS

31.87%

GBFH

N/A

Debt to Equity

PBFS

0.00%

GBFH

0.00%

Free Cash Flow Yield

Winner

PBFS

3.35%

GBFH

1.21%

P/S Ratio

Winner

PBFS

4.46

GBFH

5.80

P/B Ratio

Winner

PBFS

1.28

GBFH

2.52

PBFS vs GBFH - Historical Returns

Returns include dividend reinvestment.

Period	PBFS	GBFH
1 month	+15.94%	+1.87%
3 months	+25.20%	+15.84%
6 months	+24.75%	-14.80%
1 year	+40.51%	-12.59%
5 years(CAGR)	+6.87%	+24.57%
Max(CAGR)	+2.27%	+25.25%

Winner

PBFS

+15.94%

GBFH

+1.87%

Winner

PBFS

+25.20%

GBFH

+15.84%

Winner

PBFS

+24.75%

GBFH

-14.80%

Winner

PBFS

+40.51%

GBFH

-12.59%

5Y(CAGR)

PBFS

+6.87%

Winner

GBFH

+24.57%

Max(CAGR)

PBFS

+2.27%

Winner

GBFH

+25.25%

PBFS vs GBFH - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	PBFS	GBFH
2026	+29.53%	-7.75%
2025	+19.19%	-14.42%
2024	+16.36%	+208.02%
2023	-13.86%	+35.32%
2022	+1.69%	+5.42%
2021	+9.80%	+12.78%
2020	-30.64%	N/A
2019	+3.80%	N/A

PBFS vs GBFH Drawdown Comparison

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The maximum drawdown for GBFH was -43.61%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The current GBFH drawdown is -31.84%.

Rank	PBFS	GBFH
#1	-48.33% Dec 31, 2019 - Jun 1, 2026	-43.61% Dec 30, 2024 - Mar 18, 2026
#2	-17.99% Sep 11, 2019 - Dec 27, 2019	-22.56% Mar 1, 2022 - Jan 30, 2023
#3	-5.78% Jun 2, 2026 - Jun 11, 2026	-17.89% Feb 22, 2021 - May 24, 2021
#4	-5.29% Jul 18, 2019 - Sep 9, 2019	-17.78% Jun 7, 2021 - Feb 23, 2022
#5	-1.90% Jun 12, 2026 - Jun 18, 2026	-13.23% Oct 26, 2023 - Jan 5, 2024
#6	-0.40% Dec 27, 2019 - Dec 31, 2019	-12.50% Oct 9, 2024 - Oct 24, 2024
#7	-0.35% Jun 18, 2026 - Jun 24, 2026	-10.94% Feb 1, 2024 - Jul 11, 2024
#8	N/A	-10.03% Nov 6, 2024 - Nov 21, 2024
#9	N/A	-7.55% Sep 18, 2024 - Sep 30, 2024
#10	N/A	-5.85% Jul 3, 2023 - Oct 13, 2023
#11	N/A	-4.98% Oct 24, 2024 - Nov 6, 2024
#12	N/A	-4.59% Sep 13, 2024 - Sep 17, 2024
#13	N/A	-4.57% Aug 1, 2024 - Aug 14, 2024
#14	N/A	-4.51% Dec 6, 2024 - Dec 27, 2024
#15	N/A	-4.35% Feb 23, 2022 - Mar 1, 2022