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PBF vs PFSI

Comparison between PBF Energy Inc - Class A (PBF, Company) and PennyMac Financial Services Inc (PFSI, Company).

PBF is from the Energy sector, while PFSI is from the Financial Services sector.

5-Year PerformancePBF has outperformed PFSI, delivering a return of +21.9% compared to +7.2%

PBF vs PFSI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
PBF
$4.55B
PFSI
$4.54B
Max Drawdown
PBF
92.01%
Winner
PFSI
56.63%
Sharpe Ratio
Winner
PBF
1.66
PFSI
-0.13
5Y Beta
PBF
0.76
Winner
PFSI
0.65
Industry
PBF
Oil & Gas Refining & Marketing
PFSI
Mortgage Finance
P/E Ratio
Winner
PBF
-112.97
PFSI
8.94
Forward P/E
PBF
11.99
Winner
PFSI
5.43
PEG Ratio
PBF
2.51
Winner
PFSI
0.20
Dividend Yield
Winner
PBF
2.57%
PFSI
1.47%
5Y Dividends CAGR
PBF
N/A
PFSI
11.38%
5Y EPS CAGR
PBF
-50.45%
Winner
PFSI
-2.16%
Debt to Equity
Winner
PBF
50.76%
PFSI
144.02%
Free Cash Flow Yield
Winner
PBF
-15.04%
PFSI
-89.78%
P/S Ratio
Winner
PBF
0.16
PFSI
1.31
P/B Ratio
Winner
PBF
0.87
PFSI
1.01

PBF vs PFSI - Historical Returns

Returns include dividend reinvestment.

1M
PBF
-7.37%
Winner
PFSI
-6.81%
3M
Winner
PBF
-6.29%
PFSI
-7.92%
6M
Winner
PBF
+29.11%
PFSI
-37.52%
1Y
Winner
PBF
+142.70%
PFSI
-13.45%
5Y(CAGR)
Winner
PBF
+21.95%
PFSI
+7.22%
10Y(CAGR)
PBF
+7.65%
Winner
PFSI
+20.33%
Max(CAGR)
PBF
+6.88%
Winner
PFSI
+12.59%

PBF vs PFSI - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

YearPBFPFSI
2026+51.15%-37.81%
2025+5.87%+33.53%
2024-38.60%+17.54%
2023+19.40%+54.87%
2022+192.12%-17.98%
2021+89.62%+13.59%
2020-77.40%+98.91%
2019-2.52%+59.37%
2018-7.09%-6.84%
2017+30.89%+33.43%
2016-17.48%+10.05%
2015+44.65%-10.28%
2014-10.54%-2.43%
2013+11.55%-8.12%
2012+10.67%N/A

PBF vs PFSI Drawdown Comparison

The maximum drawdown for PBF was -91.50%, occurring on Oct 28, 2020. Recovery took 1221 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current PBF drawdown is -25.83%. The current PFSI drawdown is -48.71%.

RankPBFPFSI
#1-91.50%
Oct 3, 2018 - Aug 11, 2023
-56.49%
Feb 7, 2020 - Jun 15, 2020
#2-76.04%
Apr 5, 2024 - Apr 8, 2025
-51.85%
May 21, 2013 - Jan 2, 2018
#3-50.54%
Nov 27, 2015 - Apr 17, 2018
-49.11%
Jan 16, 2026 - Jun 3, 2026
#4-48.92%
Mar 4, 2013 - Nov 18, 2015
-43.27%
Dec 30, 2021 - Feb 2, 2023
#5-26.53%
Sep 28, 2023 - Mar 13, 2024
-23.92%
Oct 15, 2020 - Dec 22, 2020
#6-17.78%
Jun 4, 2018 - Aug 7, 2018
-22.97%
Sep 16, 2024 - Sep 4, 2025
#7-11.40%
Sep 4, 2018 - Oct 3, 2018
-22.94%
Feb 16, 2018 - Feb 22, 2019
#8-9.70%
Aug 7, 2018 - Aug 29, 2018
-22.83%
Feb 2, 2023 - Jul 12, 2023
#9-7.97%
Aug 11, 2023 - Sep 7, 2023
-22.69%
Jul 26, 2023 - Dec 12, 2023
#10-6.81%
Jan 2, 2013 - Jan 17, 2013
-18.65%
Dec 22, 2020 - Aug 6, 2021
#11-3.64%
Mar 20, 2024 - Mar 28, 2024
-15.70%
Feb 22, 2019 - Aug 2, 2019
#12-3.50%
Sep 14, 2023 - Sep 28, 2023
-13.02%
Aug 6, 2021 - Dec 8, 2021
#13-3.30%
Apr 26, 2018 - May 2, 2018
-10.50%
Jan 5, 2018 - Feb 16, 2018
#14-3.13%
Jan 17, 2013 - Jan 24, 2013
-10.35%
Dec 14, 2023 - Feb 2, 2024
#15-3.05%
May 21, 2018 - May 30, 2018
-9.88%
Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between PBF and PFSI is 0.33 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.33
-101

Dividend Comparison (2013 - 2026)

PBF vs PFSI dividend yield comparison.

YearPBFPFSI
20261.29%0.74%
20254.06%0.91%
20243.86%0.98%
20231.93%0.91%
20220.49%1.41%
20210.00%1.15%
20204.23%0.82%
20193.83%0.35%
20183.67%1.88%
20173.39%0.00%
20164.30%0.00%
20153.26%0.00%
20144.50%0.00%
20133.81%0.00%

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