PFSI vs HCXY

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Hercules Capital Inc (HCXY, Company).

PFSI is from the Financial Services sector, while HCXY is from the Financials sector.

5-Year PerformancePFSI has outperformed HCXY, delivering a return of +7.2% compared to +4.7%

PFSI vs HCXY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	HCXY(COMPANY)
Market Cap	$4.54B	$4.56B
Max Drawdown	56.63%	34.76%
Sharpe Ratio	-0.13	0.40
5Y Beta	0.65	-0.02
Industry	Mortgage Finance	Investment Banking & Investment Services
P/E Ratio	8.94	13.27
Forward P/E	5.43	N/A
PEG Ratio	0.20	0.76
Dividend Yield	1.47%	4.94%
5Y Dividends CAGR	11.38%	4.56%
5Y EPS CAGR	-2.16%	N/A
Debt to Equity	144.02%	103.18%
Free Cash Flow Yield	-89.78%	-9.35%
P/S Ratio	1.31	N/A
P/B Ratio	1.01	N/A

Market Cap

PFSI

$4.54B

Winner

HCXY

$4.56B

Max Drawdown

PFSI

56.63%

Winner

HCXY

34.76%

Sharpe Ratio

PFSI

-0.13

Winner

HCXY

0.40

5Y Beta

PFSI

0.65

Winner

HCXY

-0.02

Industry

PFSI

Mortgage Finance

HCXY

Investment Banking & Investment Services

P/E Ratio

Winner

PFSI

8.94

HCXY

13.27

Forward P/E

PFSI

5.43

HCXY

N/A

PEG Ratio

Winner

PFSI

0.20

HCXY

0.76

Dividend Yield

PFSI

1.47%

Winner

HCXY

4.94%

5Y Dividends CAGR

Winner

PFSI

11.38%

HCXY

4.56%

5Y EPS CAGR

PFSI

-2.16%

HCXY

N/A

Debt to Equity

PFSI

144.02%

Winner

HCXY

103.18%

Free Cash Flow Yield

PFSI

-89.78%

Winner

HCXY

-9.35%

P/S Ratio

PFSI

1.31

HCXY

N/A

P/B Ratio

PFSI

1.01

HCXY

N/A

PFSI vs HCXY - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	HCXY
1 month	-6.81%	+0.56%
3 months	-7.92%	+0.49%
6 months	-37.52%	+1.05%
1 year	-13.45%	+6.83%
5 years(CAGR)	+7.22%	+4.68%
10 years(CAGR)	+20.33%	N/A
Max(CAGR)	+12.59%	+6.81%

PFSI

-6.81%

Winner

HCXY

+0.56%

PFSI

-7.92%

Winner

HCXY

+0.49%

PFSI

-37.52%

Winner

HCXY

+1.05%

PFSI

-13.45%

Winner

HCXY

+6.83%

5Y(CAGR)

Winner

PFSI

+7.22%

HCXY

+4.68%

10Y(CAGR)

PFSI

+20.33%

HCXY

N/A

Max(CAGR)

Winner

PFSI

+12.59%

HCXY

+6.81%

PFSI vs HCXY - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	HCXY
2026	-37.81%	+0.85%
2025	+33.53%	+7.15%
2024	+17.54%	+6.06%
2023	+54.87%	+11.82%
2022	-17.98%	-2.14%
2021	+13.59%	+4.59%
2020	+98.91%	+7.89%
2019	+59.37%	+19.30%
2018	-6.84%	-2.28%
2017	+33.43%	N/A
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs HCXY Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for HCXY was -34.76%, occurring on Mar 20, 2020. Recovery took 146 trading sessions.

The current PFSI drawdown is -48.71%. The current HCXY drawdown is -0.80%.

Rank	PFSI	HCXY
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-34.76% Feb 26, 2020 - Sep 23, 2020
#2	-51.85% May 21, 2013 - Jan 2, 2018	-15.28% Oct 14, 2021 - Jan 13, 2023
#3	-49.11% Jan 16, 2026 - Jun 3, 2026	-11.53% Feb 7, 2023 - Jul 17, 2023
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-9.12% Sep 28, 2018 - Jan 4, 2019
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-7.45% Jul 21, 2023 - Nov 8, 2023
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-4.21% Jul 22, 2019 - Aug 28, 2019
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-4.00% Nov 8, 2023 - Dec 22, 2023
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-3.97% Jul 15, 2021 - Oct 14, 2021
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-3.91% Jan 14, 2021 - Apr 14, 2021
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-3.58% Feb 5, 2024 - May 14, 2024
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-3.58% Oct 22, 2024 - Feb 26, 2025
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-3.55% Jan 13, 2023 - Feb 7, 2023
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-3.42% Sep 9, 2019 - Nov 29, 2019
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-3.26% Nov 4, 2020 - Nov 13, 2020
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-3.20% Feb 18, 2026 - Mar 31, 2026