PAYS vs VHI

Comparison between PaySign Inc (PAYS, Company) and Valhi Inc (VHI, Company).

PAYS is from the Technology sector, while VHI is from the Basic Materials sector.

5-Year PerformancePAYS has outperformed VHI, delivering a return of +15.7% compared to -11.7%

PAYS vs VHI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYS(COMPANY)	VHI(COMPANY)
Market Cap	$396M	$396M
Max Drawdown	98.95%	96.40%
Sharpe Ratio	0.92	0.13
5Y Beta	1.28	1.06
Industry	Software - Infrastructure	Chemicals
P/E Ratio	33.68	-165.18
Forward P/E	28.33	78.12
PEG Ratio	0.16	0.32
Dividend Yield	N/A	2.21%
5Y Dividends CAGR	N/A	0.00%
5Y EPS CAGR	10.08%	N/A
Debt to Equity	11.16%	0.00%
Free Cash Flow Yield	19.14%	7.54%
P/S Ratio	4.35	0.19
P/B Ratio	7.23	0.38

Market Cap

PAYS

$396M

Winner

VHI

$396M

Max Drawdown

PAYS

98.95%

Winner

VHI

96.40%

Sharpe Ratio

Winner

PAYS

0.92

VHI

0.13

5Y Beta

PAYS

1.28

Winner

VHI

1.06

Industry

PAYS

Software - Infrastructure

VHI

Chemicals

P/E Ratio

PAYS

33.68

Winner

VHI

-165.18

Forward P/E

Winner

PAYS

28.33

VHI

78.12

PEG Ratio

Winner

PAYS

0.16

VHI

0.32

Dividend Yield

PAYS

N/A

VHI

2.21%

5Y Dividends CAGR

PAYS

N/A

VHI

0.00%

5Y EPS CAGR

PAYS

10.08%

VHI

N/A

Debt to Equity

PAYS

11.16%

Winner

VHI

0.00%

Free Cash Flow Yield

Winner

PAYS

19.14%

VHI

7.54%

P/S Ratio

PAYS

4.35

Winner

VHI

0.19

P/B Ratio

PAYS

7.23

Winner

VHI

0.38

PAYS vs VHI - Historical Returns

Returns include dividend reinvestment.

Period	PAYS	VHI
1 month	+0.59%	-2.47%
3 months	+76.36%	+6.46%
6 months	+27.39%	+11.94%
1 year	+44.16%	-1.24%
5 years(CAGR)	+15.66%	-11.72%
10 years(CAGR)	+43.79%	-3.59%
Max(CAGR)	+12.95%	+1.27%

Winner

PAYS

+0.59%

VHI

-2.47%

Winner

PAYS

+76.36%

VHI

+6.46%

Winner

PAYS

+27.39%

VHI

+11.94%

Winner

PAYS

+44.16%

VHI

-1.24%

5Y(CAGR)

Winner

PAYS

+15.66%

VHI

-11.72%

10Y(CAGR)

Winner

PAYS

+43.79%

VHI

-3.59%

Max(CAGR)

Winner

PAYS

+12.95%

VHI

+1.27%

PAYS vs VHI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAYS	VHI
2026	+36.90%	+18.01%
2025	+80.07%	-44.56%
2024	+13.11%	+61.83%
2023	+12.90%	-27.71%
2022	+37.97%	-23.60%
2021	-65.74%	+83.37%
2020	-52.99%	-27.21%
2019	+183.52%	-7.28%
2018	+375.68%	-68.23%
2017	+118.56%	+78.04%
2016	+45.22%	+160.05%
2015	-2.99%	-78.98%
2014	+48.19%	-59.47%
2013	-46.13%	+39.68%
2012	+197.00%	-38.66%
2011	-4.76%	+191.89%
2010	+425.00%	+50.70%
2009	-63.64%	+18.27%
2008	-92.14%	-29.47%
2007	+0.00%	+61.97%
2006	N/A	+44.75%
2005	N/A	+20.10%
2004	N/A	+8.60%
2003	N/A	+77.86%
2002	N/A	-32.78%
2001	N/A	+9.72%
2000	N/A	+13.63%
1999	N/A	-4.37%

PAYS vs VHI Drawdown Comparison

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The maximum drawdown for VHI was -95.62%, occurring on May 13, 2020. This drawdown has not yet recovered.

The current PAYS drawdown is -62.17%. The current VHI drawdown is -92.38%.

Rank	PAYS	VHI
#1	-98.95% Mar 4, 2008 - Mar 7, 2018	-95.62% Sep 13, 2013 - May 13, 2020
#2	-93.09% Jul 18, 2019 - May 12, 2022	-79.60% May 30, 2008 - Apr 12, 2010
#3	-42.86% Oct 10, 2007 - Mar 4, 2008	-64.07% Apr 12, 2010 - Apr 29, 2011
#4	-35.35% Sep 18, 2018 - Feb 7, 2019	-60.42% Jul 25, 2002 - Mar 8, 2005
#5	-23.31% Aug 10, 2018 - Sep 10, 2018	-47.58% Jul 21, 2011 - Sep 13, 2013
#6	-22.49% Apr 17, 2018 - May 24, 2018	-46.73% Oct 31, 2007 - Apr 16, 2008
#7	-20.78% Apr 26, 2019 - May 20, 2019	-26.01% Jun 28, 2000 - Oct 25, 2001
#8	-16.65% Mar 4, 2019 - Apr 17, 2019	-25.30% Jul 9, 2007 - Aug 8, 2007
#9	-10.93% Feb 19, 2019 - Mar 4, 2019	-24.18% Apr 6, 2005 - May 8, 2006
#10	-10.87% Jun 14, 2019 - Jun 21, 2019	-23.26% Apr 9, 2007 - Jul 9, 2007
#11	-8.87% May 23, 2019 - Jun 7, 2019	-20.17% Oct 25, 2001 - Jun 24, 2002
#12	-8.75% Jul 9, 2018 - Jul 26, 2018	-19.90% Nov 14, 2006 - Mar 1, 2007
#13	-7.37% Aug 3, 2018 - Aug 9, 2018	-17.05% Aug 9, 2007 - Aug 30, 2007
#14	-6.68% Apr 17, 2019 - Apr 24, 2019	-16.95% Sep 6, 2006 - Nov 9, 2006
#15	-6.32% Jun 20, 2018 - Jul 5, 2018	-10.98% Mar 1, 2007 - Mar 27, 2007

Correlation

Correlation between PAYS and VHI is -0.45 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.45

-101