PAYC vs URBN

Comparison between Paycom Software Inc (PAYC, Company) and Urban Outfitters Inc (URBN, Company).

PAYC is from the Technology sector, while URBN is from the Consumer Cyclical sector.

5-Year PerformanceURBN has outperformed PAYC, delivering a return of +16.9% compared to -16.1%

PAYC vs URBN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYC(COMPANY)	URBN(COMPANY)
Market Cap	$6.43B	$6.43B
Max Drawdown	79.47%	76.18%
Sharpe Ratio	-1.71	0.54
5Y Beta	0.80	1.26
Industry	Software - Application	Apparel Retail
P/E Ratio	15.31	13.82
Forward P/E	13.66	11.75
PEG Ratio	0.55	0.72
Dividend Yield	1.06%	N/A
5Y EPS CAGR	29.08%	234.15%
Debt to Equity	83.16%	0.00%
Free Cash Flow Yield	6.93%	4.90%
P/S Ratio	3.07	1.04
P/B Ratio	8.11	2.09

Market Cap

Winner

PAYC

$6.43B

URBN

$6.43B

Max Drawdown

PAYC

79.47%

Winner

URBN

76.18%

Sharpe Ratio

PAYC

-1.71

Winner

URBN

0.54

5Y Beta

Winner

PAYC

0.80

URBN

1.26

Industry

PAYC

Software - Application

URBN

Apparel Retail

P/E Ratio

PAYC

15.31

Winner

URBN

13.82

Forward P/E

PAYC

13.66

Winner

URBN

11.75

PEG Ratio

Winner

PAYC

0.55

URBN

0.72

Dividend Yield

PAYC

1.06%

URBN

N/A

5Y EPS CAGR

PAYC

29.08%

Winner

URBN

234.15%

Debt to Equity

PAYC

83.16%

Winner

URBN

0.00%

Free Cash Flow Yield

Winner

PAYC

6.93%

URBN

4.90%

P/S Ratio

PAYC

3.07

Winner

URBN

1.04

P/B Ratio

PAYC

8.11

Winner

URBN

2.09

PAYC vs URBN - Historical Returns

Returns include dividend reinvestment.

Period	PAYC	URBN
1 month	+3.00%	-1.27%
3 months	+17.44%	+7.92%
6 months	-16.72%	+15.05%
1 year	-47.35%	+23.76%
5 years(CAGR)	-16.08%	+16.88%
10 years(CAGR)	+12.89%	+9.98%
Max(CAGR)	+19.86%	+13.08%

Winner

PAYC

+3.00%

URBN

-1.27%

Winner

PAYC

+17.44%

URBN

+7.92%

PAYC

-16.72%

Winner

URBN

+15.05%

PAYC

-47.35%

Winner

URBN

+23.76%

5Y(CAGR)

PAYC

-16.08%

Winner

URBN

+16.88%

10Y(CAGR)

Winner

PAYC

+12.89%

URBN

+9.98%

Max(CAGR)

Winner

PAYC

+19.86%

URBN

+13.08%

PAYC vs URBN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAYC	URBN
2026	-11.60%	-2.10%
2025	-20.31%	+32.41%
2024	+1.00%	+53.60%
2023	-31.82%	+47.11%
2022	-23.37%	-19.97%
2021	-2.93%	+19.59%
2020	+66.39%	-8.01%
2019	+121.19%	-16.33%
2018	+52.23%	-7.37%
2017	+72.86%	+22.67%
2016	+26.47%	+25.19%
2015	+44.40%	-35.19%
2014	+71.53%	-7.01%
2013	N/A	-9.47%
2012	N/A	+41.84%
2011	N/A	-22.26%
2010	N/A	+2.58%
2009	N/A	+121.32%
2008	N/A	-45.31%
2007	N/A	+14.92%
2006	N/A	-7.73%
2005	N/A	+15.44%
2004	N/A	+141.83%
2003	N/A	+207.59%
2002	N/A	-3.99%
2001	N/A	+196.87%
2000	N/A	-71.13%
1999	N/A	+29.12%

PAYC vs URBN Drawdown Comparison

The maximum drawdown for PAYC was -79.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for URBN was -76.18%, occurring on Dec 18, 2000. Recovery took 573 trading sessions.

The current PAYC drawdown is -75.16%. The current URBN drawdown is -10.81%.

Rank	PAYC	URBN
#1	-79.00% Nov 2, 2021 - Apr 10, 2026	-76.18% Dec 31, 1999 - Apr 17, 2002
#2	-51.14% Feb 4, 2020 - Oct 5, 2020	-73.80% Aug 14, 2018 - Dec 2, 2024
#3	-50.80% Nov 4, 2015 - Jul 11, 2016	-65.54% Sep 8, 2008 - Mar 26, 2010
#4	-34.32% Dec 22, 2020 - Aug 6, 2021	-65.22% Mar 20, 2015 - Jun 11, 2018
#5	-31.70% Sep 14, 2018 - Feb 6, 2019	-58.09% Nov 23, 2005 - Apr 25, 2008
#6	-25.28% Aug 27, 2019 - Nov 20, 2019	-53.75% Jun 18, 2002 - Jun 5, 2003
#7	-24.94% Oct 24, 2016 - Feb 15, 2017	-46.01% Apr 26, 2010 - Jan 2, 2013
#8	-23.63% Apr 17, 2014 - Aug 15, 2014	-35.36% May 17, 2013 - Mar 13, 2015
#9	-21.64% Sep 19, 2014 - Nov 5, 2014	-28.46% Jan 21, 2025 - May 15, 2025
#10	-20.31% May 14, 2015 - Aug 17, 2015	-26.32% Dec 15, 2025 - Mar 30, 2026
#11	-19.37% Nov 28, 2014 - Jan 28, 2015	-25.34% Aug 6, 2025 - Dec 11, 2025
#12	-17.30% Apr 18, 2018 - Aug 1, 2018	-18.05% Jul 22, 2005 - Oct 21, 2005
#13	-16.84% Aug 17, 2015 - Oct 16, 2015	-17.92% Nov 12, 2004 - Mar 7, 2005
#14	-14.24% Mar 19, 2015 - May 7, 2015	-17.37% Dec 8, 1999 - Dec 27, 1999
#15	-13.62% Oct 16, 2015 - Nov 4, 2015	-16.80% Apr 29, 2008 - Aug 8, 2008