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PAYC vs FCFS

Comparison between Paycom Software Inc (PAYC, Company) and FirstCash Holdings Inc (FCFS, Company).

PAYC is from the Technology sector, while FCFS is from the Financial Services sector.

5-Year PerformanceFCFS has outperformed PAYC, delivering a return of +22.0% compared to -13.1%

PAYC vs FCFS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
PAYC
$9.36B
Winner
FCFS
$9.37B
Max Drawdown
Winner
PAYC
79.47%
FCFS
82.10%
Sharpe Ratio
PAYC
0.07
Winner
FCFS
1.56
5Y Beta
PAYC
0.72
Winner
FCFS
0.38
Industry
PAYC
Software - Application
FCFS
Credit Services
P/E Ratio
Winner
PAYC
21.46
FCFS
27.43
Forward P/E
Winner
PAYC
18.83
FCFS
18.94
PEG Ratio
Winner
PAYC
0.66
FCFS
0.78
Dividend Yield
PAYC
0.70%
Winner
FCFS
0.80%
5Y Dividends CAGR
PAYC
N/A
FCFS
13.16%
5Y EPS CAGR
Winner
PAYC
27.51%
FCFS
18.67%
Debt to Equity
PAYC
157.48%
Winner
FCFS
101.04%
Free Cash Flow Yield
PAYC
6.14%
Winner
FCFS
7.18%

PAYC vs FCFS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
PAYC
+52.65%
FCFS
-1.77%
3M
Winner
PAYC
+66.24%
FCFS
-5.81%
6M
Winner
PAYC
+79.45%
FCFS
+16.39%
1Y
PAYC
+1.93%
Winner
FCFS
+52.87%
5Y(CAGR)
PAYC
-13.13%
Winner
FCFS
+22.01%
10Y(CAGR)
PAYC
+16.27%
Winner
FCFS
+16.76%
Max(CAGR)
Winner
PAYC
+24.53%
FCFS
+17.70%

PAYC vs FCFS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPAYCFCFS
2026+47.55%+35.03%
2025-20.31%+57.22%
2024+1.00%-1.89%
2023-31.82%+24.87%
2022-23.37%+18.97%
2021-2.93%+13.47%
2020+66.39%-12.96%
2019+121.19%+13.51%
2018+52.23%+7.83%
2017+72.86%+44.66%
2016+26.47%+28.45%
2015+44.40%-31.18%
2014+71.53%-10.08%
2013N/A+23.26%
2012N/A+41.73%
2011N/A+9.42%
2010N/A+36.58%
2009N/A+15.51%
2008N/A+34.60%
2007N/A-41.79%
2006N/A+78.23%
2005N/A+9.62%
2004N/A+53.28%
2003N/A+140.76%
2002N/A+40.82%
2001N/A+210.80%
2000N/A-71.88%
1999N/A-10.81%

PAYC vs FCFS Drawdown Comparison

The maximum drawdown for PAYC was -79.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The current PAYC drawdown is -58.53%. The current FCFS drawdown is -9.35%.

RankPAYCFCFS
#1-79.00%
Nov 2, 2021 - Apr 10, 2026
-82.10%
Nov 1, 1999 - Apr 15, 2002
#2-51.14%
Feb 4, 2020 - Oct 5, 2020
-71.13%
Dec 28, 2006 - Sep 24, 2010
#3-50.80%
Nov 4, 2015 - Jul 11, 2016
-52.47%
Nov 29, 2013 - Sep 25, 2017
#4-34.32%
Dec 22, 2020 - Aug 6, 2021
-50.15%
Jul 24, 2019 - Apr 27, 2023
#5-31.70%
Sep 14, 2018 - Feb 6, 2019
-38.17%
Dec 23, 2004 - Nov 3, 2005
#6-25.28%
Aug 27, 2019 - Nov 20, 2019
-34.05%
Jun 3, 2002 - Dec 17, 2002
#7-24.94%
Oct 24, 2016 - Feb 15, 2017
-34.00%
Sep 19, 2011 - Jan 17, 2013
#8-23.63%
Apr 17, 2014 - Aug 15, 2014
-31.86%
Apr 8, 2004 - Nov 10, 2004
#9-21.64%
Sep 19, 2014 - Nov 5, 2014
-27.76%
Jun 6, 2018 - Apr 25, 2019
#10-20.31%
May 14, 2015 - Aug 17, 2015
-24.68%
Apr 18, 2006 - Oct 16, 2006
#11-19.37%
Nov 28, 2014 - Jan 28, 2015
-23.38%
Apr 23, 2024 - Apr 24, 2025
#12-17.30%
Apr 18, 2018 - Aug 1, 2018
-22.18%
Dec 17, 2002 - Apr 17, 2003
#13-16.84%
Aug 17, 2015 - Oct 16, 2015
-16.67%
Sep 24, 2003 - Oct 22, 2003
#14-14.24%
Mar 19, 2015 - May 7, 2015
-16.18%
Mar 28, 2013 - Sep 18, 2013
#15-13.62%
Oct 16, 2015 - Nov 4, 2015
-16.13%
May 11, 2026 - Jul 24, 2026

Correlation

Correlation between PAYC and FCFS is 0.23 which considered as a very weak or no correlation - the stocks move independently of each other.

0.23
-101

Dividend Comparison (2016 - 2026)

PAYC vs FCFS dividend yield comparison.

YearPAYCFCFS
20260.34%0.40%
20250.94%1.00%
20240.73%1.41%
20230.54%1.25%
20220.00%1.45%
20210.00%1.56%
20200.00%1.54%
20190.00%1.27%
20180.00%1.26%
20170.00%1.14%
20160.00%1.20%

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