PAR vs ATLCP

Comparison between Par Technology Corp (PAR, Company) and Atlanticus Holdings Corp (ATLCP, Company).

PAR is from the Technology sector, while ATLCP is from the Financial Services sector.

5-Year PerformanceATLCP has outperformed PAR, delivering a return of +7.8% compared to -27.0%

PAR vs ATLCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAR(COMPANY)	ATLCP(COMPANY)
Market Cap	$613M	$613M
Max Drawdown	88.42%	37.48%
Sharpe Ratio	-2.08	0.86
5Y Beta	1.42	0.14
Industry	Software - Application	Credit Services
P/E Ratio	-7.94	3.20
Forward P/E	9.27	N/A
PEG Ratio	-0.00	N/A
5Y EPS CAGR	2.39%	N/A
Debt to Equity	51.37%	N/A
Free Cash Flow Yield	-4.87%	N/A
P/S Ratio	1.29	N/A
P/B Ratio	0.74	N/A

Market Cap

Winner

PAR

$613M

ATLCP

$613M

Max Drawdown

PAR

88.42%

Winner

ATLCP

37.48%

Sharpe Ratio

PAR

-2.08

Winner

ATLCP

0.86

5Y Beta

PAR

1.42

Winner

ATLCP

0.14

Industry

PAR

Software - Application

ATLCP

Credit Services

P/E Ratio

Winner

PAR

-7.94

ATLCP

3.20

Forward P/E

PAR

9.27

ATLCP

N/A

PEG Ratio

PAR

-0.00

ATLCP

N/A

5Y EPS CAGR

PAR

2.39%

ATLCP

N/A

Debt to Equity

PAR

51.37%

ATLCP

N/A

Free Cash Flow Yield

PAR

-4.87%

ATLCP

N/A

P/S Ratio

PAR

1.29

ATLCP

N/A

P/B Ratio

PAR

0.74

ATLCP

N/A

PAR vs ATLCP - Historical Returns

Returns include dividend reinvestment.

Period	PAR	ATLCP
1 month	-2.25%	+1.35%
3 months	-31.05%	-1.71%
6 months	-60.79%	+3.70%
1 year	-79.41%	+13.85%
5 years(CAGR)	-26.97%	+7.76%
10 years(CAGR)	+11.13%	N/A
Max(CAGR)	+5.86%	+7.76%

PAR

-2.25%

Winner

ATLCP

+1.35%

PAR

-31.05%

Winner

ATLCP

-1.71%

PAR

-60.79%

Winner

ATLCP

+3.70%

PAR

-79.41%

Winner

ATLCP

+13.85%

5Y(CAGR)

PAR

-26.97%

Winner

ATLCP

+7.76%

10Y(CAGR)

PAR

+11.13%

ATLCP

N/A

Max(CAGR)

PAR

+5.86%

Winner

ATLCP

+7.76%

PAR vs ATLCP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAR	ATLCP
2026	-62.33%	+1.86%
2025	-49.27%	+13.94%
2024	+70.23%	+9.54%
2023	+64.05%	+40.70%
2022	-50.95%	-24.98%
2021	-12.39%	+6.18%
2020	+98.83%	N/A
2019	+39.85%	N/A
2018	+136.41%	N/A
2017	+70.00%	N/A
2016	-13.35%	N/A
2015	+12.73%	N/A
2014	+14.95%	N/A
2013	+9.44%	N/A
2012	+23.12%	N/A
2011	-34.11%	N/A
2010	-5.46%	N/A
2009	+0.70%	N/A
2008	-26.97%	N/A
2007	-13.37%	N/A
2006	-51.23%	N/A
2005	+146.76%	N/A
2004	+44.39%	N/A
2003	+16.30%	N/A
2002	+165.39%	N/A
2001	+38.66%	N/A
2000	-62.94%	N/A
1999	+5.56%	N/A

PAR vs ATLCP Drawdown Comparison

The maximum drawdown for PAR was -88.42%, occurring on Nov 25, 2008. Recovery took 3301 trading sessions.

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The current PAR drawdown is -84.83%. The current ATLCP drawdown is -2.27%.

Rank	PAR	ATLCP
#1	-88.42% Jul 22, 2005 - Aug 31, 2018	-30.60% Apr 4, 2022 - Dec 6, 2023
#2	-86.68% Feb 22, 2021 - Apr 10, 2026	-12.64% Mar 6, 2026 - Jun 2, 2026
#3	-72.99% Feb 8, 2000 - Oct 18, 2002	-10.85% Mar 15, 2024 - Nov 13, 2024
#4	-69.20% Jan 29, 2020 - Aug 6, 2020	-7.69% Dec 15, 2023 - Mar 11, 2024
#5	-44.14% Dec 3, 2002 - Dec 2, 2003	-6.84% Dec 2, 2024 - Aug 26, 2025
#6	-37.19% Aug 31, 2018 - Feb 13, 2019	-5.13% Jan 25, 2022 - Apr 4, 2022
#7	-32.11% Apr 5, 2004 - Jan 25, 2005	-4.63% Sep 23, 2025 - Jan 13, 2026
#8	-25.21% Jun 10, 2019 - Nov 8, 2019	-2.64% Jun 2, 2026 - Jun 4, 2026
#9	-22.66% Feb 25, 2019 - May 28, 2019	-2.07% Sep 2, 2021 - Dec 2, 2021
#10	-19.81% Sep 28, 2020 - Nov 11, 2020	-1.54% Feb 27, 2026 - Mar 6, 2026
#11	-16.28% Nov 19, 1999 - Jan 19, 2000	-1.42% Jun 14, 2021 - Jul 6, 2021
#12	-15.49% Jan 20, 2021 - Feb 2, 2021	-1.21% Dec 8, 2023 - Dec 13, 2023
#13	-13.90% Mar 5, 2004 - Apr 1, 2004	-1.14% Nov 13, 2024 - Nov 19, 2024
#14	-12.12% Dec 17, 2020 - Jan 14, 2021	-1.13% Jan 21, 2026 - Feb 6, 2026
#15	-11.69% Jun 17, 2005 - Jul 12, 2005	-1.01% Feb 17, 2026 - Feb 26, 2026