OZK vs LMND

Comparison between Bank OZK (OZK, Company) and Lemonade Inc (LMND, Company).

Both OZK and LMND are from the Financial Services sector.

5-Year PerformanceOZK has outperformed LMND, delivering a return of +7.7% compared to -5.8%

OZK vs LMND - Performance Comparison

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Key Characteristics

Financial metrics and valuation ratios

Metric	OZK(COMPANY)	LMND(COMPANY)
Market Cap	$5.48B	$5.45B
Max Drawdown	72.45%	94.23%
Sharpe Ratio	0.04	0.96
5Y Beta	0.99	1.95
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	7.87	-38.40
Forward P/E	7.22	N/A
PEG Ratio	18.08	N/A
Dividend Yield	3.59%	N/A
5Y Dividends CAGR	15.28%	N/A
5Y EPS CAGR	13.67%	-12.67%
Debt to Equity	13.22%	0.00%
Free Cash Flow Yield	12.81%	0.36%

Market Cap

Winner

OZK

$5.48B

LMND

$5.45B

Max Drawdown

Winner

OZK

72.45%

LMND

94.23%

Sharpe Ratio

OZK

0.04

Winner

LMND

0.96

5Y Beta

Winner

OZK

0.99

LMND

1.95

Industry

OZK

Banks - Regional

LMND

Insurance - Property & Casualty

P/E Ratio

OZK

7.87

Winner

LMND

-38.40

Forward P/E

OZK

7.22

LMND

N/A

PEG Ratio

OZK

18.08

LMND

N/A

Dividend Yield

OZK

3.59%

LMND

N/A

5Y Dividends CAGR

OZK

15.28%

LMND

N/A

5Y EPS CAGR

Winner

OZK

13.67%

LMND

-12.67%

Debt to Equity

OZK

13.22%

Winner

LMND

0.00%

Free Cash Flow Yield

Winner

OZK

12.81%

LMND

0.36%

OZK vs LMND - Historical Returns

Returns include dividend reinvestment.

Period	OZK	LMND
1 month	-1.08%	+34.04%
3 months	+4.98%	+20.46%
6 months	+4.74%	-12.09%
1 year	-1.44%	+70.22%
5 years(CAGR)	+7.66%	-5.85%
10 years(CAGR)	+6.22%	N/A
Max(CAGR)	+20.20%	+0.38%

OZK

-1.08%

Winner

LMND

+34.04%

OZK

+4.98%

Winner

LMND

+20.46%

Winner

OZK

+4.74%

LMND

-12.09%

OZK

-1.44%

Winner

LMND

+70.22%

5Y(CAGR)

Winner

OZK

+7.66%

LMND

-5.85%

10Y(CAGR)

OZK

+6.22%

LMND

N/A

Max(CAGR)

Winner

OZK

+20.20%

LMND

+0.38%

OZK vs LMND - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OZK	LMND
2026	+7.03%	-6.53%
2025	+9.05%	+95.60%
2024	-7.24%	+115.26%
2023	+31.57%	+17.48%
2022	-12.40%	-67.64%
2021	+51.80%	-62.85%
2020	+6.31%	+76.49%
2019	+35.97%	N/A
2018	-51.95%	N/A
2017	-7.07%	N/A
2016	+10.70%	N/A
2015	+35.72%	N/A
2014	+36.70%	N/A
2013	+67.48%	N/A
2012	+13.36%	N/A
2011	+35.42%	N/A
2010	+49.01%	N/A
2009	+1.40%	N/A
2008	+15.63%	N/A
2007	-18.63%	N/A
2006	-10.85%	N/A
2005	+7.04%	N/A
2004	+55.07%	N/A
2003	+91.48%	N/A
2002	+81.68%	N/A
2001	+106.59%	N/A

OZK vs LMND Drawdown Comparison

The maximum drawdown for OZK was -70.41%, occurring on Apr 3, 2020. Recovery took 1222 trading sessions.

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The current OZK drawdown is -6.58%. The current LMND drawdown is -61.26%.

Rank	OZK	LMND
#1	-70.41% Mar 1, 2017 - Jan 5, 2022	-94.23% Jan 11, 2021 - Apr 27, 2023
#2	-61.82% Dec 9, 2005 - Apr 6, 2010	-45.40% Jul 17, 2020 - Dec 7, 2020
#3	-35.89% Dec 1, 2015 - Dec 27, 2016	-19.92% Dec 23, 2020 - Jan 7, 2021
#4	-35.29% Jan 7, 2022 - Dec 13, 2023	-15.62% Jul 6, 2020 - Jul 10, 2020
#5	-29.23% Feb 11, 2025 - Jul 14, 2025	-12.39% Jul 10, 2020 - Jul 17, 2020
#6	-26.17% Jul 21, 2011 - Nov 15, 2011	-8.93% Dec 10, 2020 - Dec 17, 2020
#7	-25.40% Dec 14, 2023 - Nov 25, 2024	-4.72% Dec 7, 2020 - Dec 10, 2020
#8	-22.90% Jul 12, 2002 - Aug 16, 2002	N/A
#9	-21.66% Mar 30, 2004 - Sep 7, 2004	N/A
#10	-19.58% Jul 19, 2001 - Nov 8, 2001	N/A
#11	-19.06% Aug 27, 2025 - Jun 12, 2026	N/A
#12	-18.44% Jun 22, 2015 - Oct 20, 2015	N/A
#13	-18.42% Mar 20, 2014 - Oct 28, 2014	N/A
#14	-17.49% Nov 25, 2024 - Jan 21, 2025	N/A
#15	-16.89% Sep 3, 2002 - Jan 13, 2003	N/A