OXLCN vs HMN

Comparison between Oxford Lane Capital Corp (OXLCN, Company) and Horace Mann Educators Corp (HMN, Company).

Both OXLCN and HMN are from the Financial Services sector.

OXLCN vs HMN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OXLCN(COMPANY)	HMN(COMPANY)
Market Cap	$2.13B	$2.13B
Max Drawdown	17.16%	82.89%
Sharpe Ratio	0.90	1.32
5Y Beta	0.03	0.30
Industry	Asset Management	Insurance - Property & Casualty
P/E Ratio	28.72	12.82
Forward P/E	N/A	9.25
PEG Ratio	0.00	0.11
Dividend Yield	20.60%	2.71%
5Y Dividends CAGR	N/A	3.09%
5Y EPS CAGR	N/A	3.20%
Debt to Equity	N/A	40.39%
Free Cash Flow Yield	N/A	22.26%
P/S Ratio	2.62	1.23
P/B Ratio	1.14	1.43

Market Cap

OXLCN

$2.13B

Winner

HMN

$2.13B

Max Drawdown

Winner

OXLCN

17.16%

HMN

82.89%

Sharpe Ratio

OXLCN

0.90

Winner

HMN

1.32

5Y Beta

Winner

OXLCN

0.03

HMN

0.30

Industry

OXLCN

Asset Management

HMN

Insurance - Property & Casualty

P/E Ratio

OXLCN

28.72

Winner

HMN

12.82

Forward P/E

OXLCN

N/A

HMN

9.25

PEG Ratio

Winner

OXLCN

0.00

HMN

0.11

Dividend Yield

Winner

OXLCN

20.60%

HMN

2.71%

5Y Dividends CAGR

OXLCN

N/A

HMN

3.09%

5Y EPS CAGR

OXLCN

N/A

HMN

3.20%

Debt to Equity

OXLCN

N/A

HMN

40.39%

Free Cash Flow Yield

OXLCN

N/A

HMN

22.26%

P/S Ratio

OXLCN

2.62

Winner

HMN

1.23

P/B Ratio

Winner

OXLCN

1.14

HMN

1.43

OXLCN vs HMN - Historical Returns

Returns include dividend reinvestment.

Period	OXLCN	HMN
1 month	+0.54%	+0.00%
3 months	+1.29%	+19.44%
6 months	+3.85%	+27.35%
1 year	+10.20%	+31.86%
5 years(CAGR)	+8.10%	+10.05%
10 years(CAGR)	+3.62%	+7.76%
Max(CAGR)	+4.72%	+5.47%

Winner

OXLCN

+0.54%

HMN

+0.00%

OXLCN

+1.29%

Winner

HMN

+19.44%

OXLCN

+3.85%

Winner

HMN

+27.35%

OXLCN

+10.20%

Winner

HMN

+31.86%

5Y(CAGR)

OXLCN

+8.10%

Winner

HMN

+10.05%

10Y(CAGR)

OXLCN

+3.62%

Winner

HMN

+7.76%

Max(CAGR)

OXLCN

+4.72%

Winner

HMN

+5.47%

OXLCN vs HMN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OXLCN	HMN
2026	+6.03%	+21.71%
2025	+8.07%	+23.21%
2024	+11.16%	+21.27%
2023	+11.68%	-9.33%
2022	-3.31%	-0.07%
2021	N/A	-3.68%
2020	N/A	-1.77%
2019	N/A	+19.35%
2018	N/A	-12.10%
2017	+2.04%	+5.64%
2016	+10.87%	+38.27%
2015	+10.20%	+3.22%
2014	+4.24%	+8.87%
2013	N/A	+59.51%
2012	N/A	+44.76%
2011	N/A	-22.91%
2010	N/A	+43.23%
2009	N/A	+31.84%
2008	N/A	-49.96%
2007	N/A	-5.58%
2006	N/A	+8.07%
2005	N/A	+3.06%
2004	N/A	+38.25%
2003	N/A	-8.05%
2002	N/A	-23.92%
2001	N/A	+5.51%
2000	N/A	+9.80%
1999	N/A	-30.82%

OXLCN vs HMN Drawdown Comparison

The maximum drawdown for OXLCN was -13.10%, occurring on Oct 12, 2022. Recovery took 338 trading sessions.

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The current OXLCN drawdown is -0.14%.

Rank	OXLCN	HMN
#1	-13.10% May 26, 2017 - Aug 28, 2023	-78.17% Nov 5, 1999 - Jan 22, 2013
#2	-11.97% Dec 31, 2015 - Mar 14, 2016	-33.31% Sep 13, 2019 - Nov 6, 2024
#3	-8.39% Nov 18, 2014 - Jan 29, 2015	-25.79% Jul 16, 2015 - Sep 21, 2016
#4	-4.58% Sep 21, 2023 - Nov 16, 2023	-24.94% Jul 9, 2018 - Sep 10, 2019
#5	-3.06% Feb 14, 2025 - May 16, 2025	-20.77% Jan 4, 2017 - Oct 25, 2017
#6	-3.01% Feb 5, 2024 - Apr 26, 2024	-17.40% Nov 29, 2017 - Jul 6, 2018
#7	-2.91% Aug 14, 2015 - Sep 11, 2015	-13.56% Nov 6, 2024 - Feb 11, 2025
#8	-2.57% Nov 15, 2016 - Dec 15, 2016	-13.07% Dec 30, 2013 - Jun 17, 2014
#9	-2.42% Nov 15, 2024 - Dec 31, 2024	-12.14% Oct 10, 2016 - Nov 11, 2016
#10	-2.42% Apr 12, 2016 - May 12, 2016	-11.34% Oct 21, 2013 - Dec 20, 2013
#11	-2.08% Nov 16, 2023 - Dec 1, 2023	-10.73% Sep 12, 2025 - May 20, 2026
#12	-2.07% Mar 25, 2026 - Apr 22, 2026	-10.63% Apr 2, 2025 - May 16, 2025
#13	-2.01% Dec 1, 2015 - Dec 31, 2015	-10.11% Jun 20, 2014 - Nov 12, 2014
#14	-2.01% Aug 28, 2023 - Sep 20, 2023	-9.34% Dec 30, 2014 - Mar 12, 2015
#15	-1.87% Feb 13, 2026 - Mar 25, 2026	-8.54% Jul 26, 2013 - Oct 4, 2013

Correlation

Correlation between OXLCN and HMN is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (1999 - 2026)

OXLCN vs HMN dividend yield comparison.

Year	OXLCN	HMN
2026	4.19%	1.33%
2025	7.33%	3.03%
2024	7.34%	3.47%
2023	7.68%	4.04%
2022	4.21%	3.43%
2021	0.00%	3.20%
2020	0.00%	2.85%
2019	0.00%	2.63%
2018	0.00%	3.04%
2017	5.02%	2.49%
2016	7.84%	2.48%
2015	8.03%	3.01%
2014	4.70%	2.77%
2013	0.00%	2.47%
2012	0.00%	2.76%
2011	0.00%	3.36%
2010	0.00%	1.94%
2009	0.00%	1.90%
2008	0.00%	4.00%
2007	0.00%	2.22%
2006	0.00%	2.62%
2005	0.00%	2.80%
2004	0.00%	2.78%
2003	0.00%	3.79%
2002	0.00%	2.74%
2001	0.00%	1.98%
2000	0.00%	2.03%
1999	0.00%	0.56%