OSG vs FXNC

Comparison between Overseas Shipholding Group Inc - Class A (OSG, Company) and First National Corp (Strasburg VA) (FXNC, Company).

Both OSG and FXNC are from the Financial Services sector.

5-Year PerformanceOSG has outperformed FXNC, delivering a return of +16.0% compared to +9.9%

OSG vs FXNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSG(COMPANY)	FXNC(COMPANY)
Market Cap	$263M	$262M
Max Drawdown	92.44%	87.13%
Sharpe Ratio	0.12	1.36
5Y Beta	-0.30	0.63
Industry	Insurance - Specialty	Banks - Regional
P/E Ratio	-1.14	12.47
Forward P/E	60.61	8.09
PEG Ratio	N/A	0.07
Dividend Yield	N/A	2.25%
5Y Dividends CAGR	N/A	7.54%
5Y EPS CAGR	13.18%	3.37%
Debt to Equity	16.43%	0.00%
Free Cash Flow Yield	0.00%	10.66%
P/S Ratio	0.90	2.93
P/B Ratio	0.38	1.39

Market Cap

Winner

OSG

$263M

FXNC

$262M

Max Drawdown

OSG

92.44%

Winner

FXNC

87.13%

Sharpe Ratio

OSG

0.12

Winner

FXNC

1.36

5Y Beta

Winner

OSG

-0.30

FXNC

0.63

Industry

OSG

Insurance - Specialty

FXNC

Banks - Regional

P/E Ratio

Winner

OSG

-1.14

FXNC

12.47

Forward P/E

OSG

60.61

Winner

FXNC

8.09

PEG Ratio

OSG

N/A

FXNC

0.07

Dividend Yield

OSG

N/A

FXNC

2.25%

5Y Dividends CAGR

OSG

N/A

FXNC

7.54%

5Y EPS CAGR

Winner

OSG

13.18%

FXNC

3.37%

Debt to Equity

OSG

16.43%

Winner

FXNC

0.00%

Free Cash Flow Yield

OSG

0.00%

Winner

FXNC

10.66%

P/S Ratio

Winner

OSG

0.90

FXNC

2.93

P/B Ratio

Winner

OSG

0.38

FXNC

1.39

OSG vs FXNC - Historical Returns

Returns include dividend reinvestment.

Period	OSG	FXNC
1 month	-13.60%	-0.67%
3 months	+21.79%	+6.10%
6 months	-8.36%	+15.86%
1 year	N/A	+40.45%
5 years(CAGR)	+15.98%	+9.89%
10 years(CAGR)	-7.77%	+14.51%
Max(CAGR)	-10.47%	+6.07%

OSG

-13.60%

Winner

FXNC

-0.67%

Winner

OSG

+21.79%

FXNC

+6.10%

OSG

-8.36%

Winner

FXNC

+15.86%

OSG

N/A

FXNC

+40.45%

5Y(CAGR)

Winner

OSG

+15.98%

FXNC

+9.89%

10Y(CAGR)

OSG

-7.77%

Winner

FXNC

+14.51%

Max(CAGR)

OSG

-10.47%

Winner

FXNC

+6.07%

OSG vs FXNC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OSG	FXNC
2026	-25.17%	+22.75%
2025	-10.47%	+14.29%
2024	+67.40%	+11.82%
2023	+81.34%	+30.95%
2022	+50.52%	-23.33%
2021	-10.05%	+39.38%
2020	-7.76%	-18.85%
2019	+36.90%	+17.74%
2018	-40.07%	+8.99%
2017	-33.50%	+41.39%
2016	-75.49%	+46.89%
2015	-11.56%	+4.63%
2014	N/A	+54.53%
2013	N/A	+7.62%
2012	N/A	-12.50%
2011	N/A	-52.03%
2010	N/A	+31.27%
2009	N/A	-37.45%
2008	N/A	-24.09%
2007	N/A	-14.09%
2006	N/A	+4.85%
2005	N/A	+31.14%
2004	N/A	+28.05%
2003	N/A	-17.96%
2002	N/A	+25.62%
2001	N/A	+52.64%

OSG vs FXNC Drawdown Comparison

The maximum drawdown for OSG was -92.16%, occurring on May 31, 2019. This drawdown has not yet recovered.

The maximum drawdown for FXNC was -85.25%, occurring on Jun 6, 2012. Recovery took 3586 trading sessions.

The current OSG drawdown is -70.16%. The current FXNC drawdown is -3.85%.

Rank	OSG	FXNC
#1	-92.16% Dec 2, 2015 - May 31, 2019	-85.25% Apr 3, 2007 - Jul 12, 2021
#2	N/A	-49.16% May 15, 2003 - May 3, 2005
#3	N/A	-39.93% Sep 21, 2021 - Nov 6, 2024
#4	N/A	-30.17% Feb 6, 2025 - Dec 15, 2025
#5	N/A	-13.68% Feb 6, 2003 - Apr 24, 2003
#6	N/A	-12.23% Dec 9, 2024 - Feb 6, 2025
#7	N/A	-11.03% Jul 20, 2001 - Dec 21, 2001
#8	N/A	-10.71% Dec 14, 2005 - May 31, 2006
#9	N/A	-10.61% Jun 15, 2001 - Jul 18, 2001
#10	N/A	-10.41% Feb 6, 2026 - Apr 9, 2026
#11	N/A	-9.78% Apr 17, 2026 - Jun 9, 2026
#12	N/A	-9.59% Sep 15, 2006 - Apr 3, 2007
#13	N/A	-9.47% Jul 15, 2021 - Sep 17, 2021
#14	N/A	-8.54% Jun 24, 2002 - Jan 2, 2003
#15	N/A	-7.50% Apr 18, 2002 - Jun 21, 2002

Correlation

Correlation between OSG and FXNC is -0.30 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.30

-101

Dividend Comparison (2001 - 2026)

OSG vs FXNC dividend yield comparison.

Year	OSG	FXNC
2026	0.00%	1.14%
2025	0.00%	2.52%
2024	0.71%	3.32%
2023	1.14%	2.76%
2022	0.00%	3.27%
2021	0.00%	2.09%
2020	0.00%	2.60%
2019	0.00%	1.68%
2018	0.00%	1.03%
2017	0.00%	0.78%
2016	12.53%	0.93%
2015	0.00%	1.12%
2014	0.00%	0.87%
2011	0.00%	3.33%
2010	0.00%	3.31%
2009	0.00%	4.20%
2008	0.00%	3.45%
2007	0.00%	2.36%
2006	0.00%	1.37%
2005	0.00%	1.66%
2004	0.00%	1.95%
2003	0.00%	2.87%
2002	0.00%	3.43%
2001	0.00%	2.90%