FXNC vs HMST

Comparison between First National Corp (Strasburg VA) (FXNC, Company) and HomeStreet Inc (HMST, Company).

5-Year PerformanceFXNC has outperformed HMST, delivering a return of +9.9% compared to -10.9%

FXNC vs HMST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FXNC(COMPANY)	HMST(COMPANY)
Market Cap	$262M	$262M
Max Drawdown	87.13%	92.12%
Sharpe Ratio	1.36	0.11
5Y Beta	0.63	N/A
Industry	Banks - Regional	N/A
P/E Ratio	12.47	-1.91
Forward P/E	8.09	N/A
PEG Ratio	0.07	N/A
Dividend Yield	2.25%	N/A
5Y Dividends CAGR	7.54%	N/A
5Y EPS CAGR	3.37%	N/A
Debt to Equity	0.00%	313.99%
Free Cash Flow Yield	10.66%	-20.81%
P/S Ratio	2.93	0.72
P/B Ratio	1.39	0.65

Market Cap

Winner

FXNC

$262M

HMST

$262M

Max Drawdown

Winner

FXNC

87.13%

HMST

92.12%

Sharpe Ratio

Winner

FXNC

1.36

HMST

0.11

5Y Beta

FXNC

0.63

HMST

N/A

Industry

FXNC

Banks - Regional

HMST

N/A

P/E Ratio

FXNC

12.47

Winner

HMST

-1.91

Forward P/E

FXNC

8.09

HMST

N/A

PEG Ratio

FXNC

0.07

HMST

N/A

Dividend Yield

FXNC

2.25%

HMST

N/A

5Y Dividends CAGR

FXNC

7.54%

HMST

N/A

5Y EPS CAGR

FXNC

3.37%

HMST

N/A

Debt to Equity

Winner

FXNC

0.00%

HMST

313.99%

Free Cash Flow Yield

Winner

FXNC

10.66%

HMST

-20.81%

P/S Ratio

FXNC

2.93

Winner

HMST

0.72

P/B Ratio

FXNC

1.39

Winner

HMST

0.65

FXNC vs HMST - Historical Returns

Returns include dividend reinvestment.

Period	FXNC	HMST
1 month	-0.67%	+4.68%
3 months	+6.10%	+7.94%
6 months	+15.86%	+38.15%
1 year	+40.45%	-10.92%
5 years(CAGR)	+9.89%	-10.86%
10 years(CAGR)	+14.51%	-3.11%
Max(CAGR)	+6.07%	+2.31%

FXNC

-0.67%

Winner

HMST

+4.68%

FXNC

+6.10%

Winner

HMST

+7.94%

FXNC

+15.86%

Winner

HMST

+38.15%

Winner

FXNC

+40.45%

HMST

-10.92%

5Y(CAGR)

Winner

FXNC

+9.89%

HMST

-10.86%

10Y(CAGR)

Winner

FXNC

+14.51%

HMST

-3.11%

Max(CAGR)

Winner

FXNC

+6.07%

HMST

+2.31%

FXNC vs HMST - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	FXNC	HMST
2026	+22.75%	N/A
2025	+14.29%	+24.62%
2024	+11.82%	+11.85%
2023	+30.95%	-60.95%
2022	-23.33%	-45.02%
2021	+39.38%	+58.35%
2020	-18.85%	+2.57%
2019	+17.74%	+58.88%
2018	+8.99%	-26.41%
2017	+41.39%	-8.53%
2016	+46.89%	+46.30%
2015	+4.63%	+25.56%
2014	+54.53%	-13.11%
2013	+7.62%	-21.91%
2012	-12.50%	+112.92%
2011	-52.03%	N/A
2010	+31.27%	N/A
2009	-37.45%	N/A
2008	-24.09%	N/A
2007	-14.09%	N/A
2006	+4.85%	N/A
2005	+31.14%	N/A
2004	+28.05%	N/A
2003	-17.96%	N/A
2002	+25.62%	N/A
2001	+52.64%	N/A

FXNC vs HMST Drawdown Comparison

The maximum drawdown for FXNC was -85.25%, occurring on Jun 6, 2012. Recovery took 3586 trading sessions.

The maximum drawdown for HMST was -91.49%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The current FXNC drawdown is -3.85%. The current HMST drawdown is -73.35%.

Rank	FXNC	HMST
#1	-85.25% Apr 3, 2007 - Jul 12, 2021	-91.49% Jan 10, 2022 - Oct 27, 2023
#2	-49.16% May 15, 2003 - May 3, 2005	-43.65% Dec 20, 2019 - Nov 10, 2020
#3	-39.93% Sep 21, 2021 - Nov 6, 2024	-41.18% Feb 11, 2013 - Oct 26, 2016
#4	-30.17% Feb 6, 2025 - Dec 15, 2025	-37.35% Dec 13, 2016 - Dec 12, 2019
#5	-13.68% Feb 6, 2003 - Apr 24, 2003	-24.30% Mar 11, 2021 - Nov 3, 2021
#6	-12.23% Dec 9, 2024 - Feb 6, 2025	-10.79% Jul 16, 2012 - Sep 21, 2012
#7	-11.03% Jul 20, 2001 - Dec 21, 2001	-10.27% Dec 10, 2012 - Jan 16, 2013
#8	-10.71% Dec 14, 2005 - May 31, 2006	-10.21% Apr 30, 2012 - Jul 12, 2012
#9	-10.61% Jun 15, 2001 - Jul 18, 2001	-8.81% Nov 5, 2012 - Nov 19, 2012
#10	-10.41% Feb 6, 2026 - Apr 9, 2026	-8.78% Jan 18, 2013 - Feb 8, 2013
#11	-9.78% Apr 17, 2026 - Jun 9, 2026	-8.22% Nov 23, 2021 - Jan 5, 2022
#12	-9.59% Sep 15, 2006 - Apr 3, 2007	-8.21% Nov 21, 2016 - Dec 5, 2016
#13	-9.47% Jul 15, 2021 - Sep 17, 2021	-7.78% Nov 16, 2020 - Jan 6, 2021
#14	-8.54% Jun 24, 2002 - Jan 2, 2003	-7.00% Mar 15, 2012 - Apr 16, 2012
#15	-7.50% Apr 18, 2002 - Jun 21, 2002	-5.66% Nov 10, 2016 - Nov 16, 2016

Correlation

Correlation between FXNC and HMST is 0.28 which considered as a very weak or no correlation - the stocks move independently of each other.

0.28

-101

Dividend Comparison (2001 - 2026)

FXNC vs HMST dividend yield comparison.

Year	FXNC	HMST
2026	1.14%	0.00%
2025	2.52%	0.00%
2024	3.32%	0.00%
2023	2.76%	6.31%
2022	3.27%	5.08%
2021	2.09%	1.92%
2020	2.60%	1.78%
2019	1.68%	0.00%
2018	1.03%	0.00%
2017	0.78%	0.00%
2016	0.93%	0.00%
2015	1.12%	0.00%
2014	0.87%	0.63%
2013	0.00%	2.20%
2011	3.33%	0.00%
2010	3.31%	0.00%
2009	4.20%	0.00%
2008	3.45%	0.00%
2007	2.36%	0.00%
2006	1.37%	0.00%
2005	1.66%	0.00%
2004	1.95%	0.00%
2003	2.87%	0.00%
2002	3.43%	0.00%
2001	2.90%	0.00%