OSCR vs SPY

Comparison between Oscar Health Inc - Class A (OSCR, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed OSCR, delivering a return of +13.7% compared to +0.3%

OSCR vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSCR(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$7.04B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	94.15%	56.47%
Sharpe Ratio	0.78	1.76
5Y Beta	1.17	1.00
Industry	Healthcare Plans	N/A
P/E Ratio	12.12	28.46
Forward P/E	588.24	21.99
PEG Ratio	0.04	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	N/A	25.20%
Debt to Equity	25.90%	33.33%
Free Cash Flow Yield	40.26%	N/A
P/S Ratio	0.53	3.65
P/B Ratio	3.40	5.50

Market Cap / Net Assets

OSCR

$7.04B

Winner

SPY

$735B

Expense Ratio

OSCR

N/A

SPY

0.09%

Max Drawdown

OSCR

94.15%

Winner

SPY

56.47%

Sharpe Ratio

OSCR

0.78

Winner

SPY

1.76

5Y Beta

OSCR

1.17

Winner

SPY

1.00

Industry

OSCR

Healthcare Plans

SPY

N/A

P/E Ratio

Winner

OSCR

12.12

SPY

28.46

Forward P/E

OSCR

588.24

Winner

SPY

21.99

PEG Ratio

OSCR

0.04

SPY

N/A

5Y Dividends CAGR

OSCR

N/A

SPY

5.43%

5Y EPS CAGR

OSCR

N/A

SPY

25.20%

Debt to Equity

Winner

OSCR

25.90%

SPY

33.33%

Free Cash Flow Yield

OSCR

40.26%

SPY

N/A

P/S Ratio

Winner

OSCR

0.53

SPY

3.65

P/B Ratio

Winner

OSCR

3.40

SPY

5.50

OSCR vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	OSCR	SPY
1 month	+49.58%	+5.60%
3 months	+73.77%	+8.72%
6 months	+68.01%	+10.63%
1 year	+40.82%	+26.62%
5 years(CAGR)	+0.33%	+13.70%
10 years(CAGR)	N/A	+15.47%
Max(CAGR)	-7.41%	+8.50%

Winner

OSCR

+49.58%

SPY

+5.60%

Winner

OSCR

+73.77%

SPY

+8.72%

Winner

OSCR

+68.01%

SPY

+10.63%

Winner

OSCR

+40.82%

SPY

+26.62%

5Y(CAGR)

OSCR

+0.33%

Winner

SPY

+13.70%

10Y(CAGR)

OSCR

N/A

SPY

+15.47%

Max(CAGR)

OSCR

-7.41%

Winner

SPY

+8.50%

OSCR vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OSCR	SPY
2026	+55.78%	+8.50%
2025	+6.05%	+18.00%
2024	+47.69%	+25.59%
2023	+271.95%	+26.72%
2022	-69.74%	-18.64%
2021	-77.44%	+30.52%
2020	N/A	+17.28%
2019	N/A	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

OSCR vs SPY Drawdown Comparison

The maximum drawdown for OSCR was -94.15%, occurring on Dec 21, 2022. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current OSCR drawdown is -36.58%. The current SPY drawdown is -1.20%.

Rank	OSCR	SPY
#1	-94.15% Mar 10, 2021 - Dec 21, 2022	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-10.92% Mar 3, 2021 - Mar 10, 2021	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	N/A	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	N/A	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	N/A	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	N/A	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	N/A	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	N/A	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	N/A	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	N/A	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	N/A	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	N/A	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	N/A	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	N/A	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	N/A	-7.27% Sep 18, 2014 - Oct 31, 2014