OSBC vs MBINL

Comparison between Old Second Bancorporation Inc (OSBC, Company) and Merchants Bancorp (MBINL, Company).

Both OSBC and MBINL are from the Financial Services sector.

OSBC vs MBINL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSBC(COMPANY)	MBINL(COMPANY)
Market Cap	$1.14B	$1.14B
Max Drawdown	97.92%	12.95%
Sharpe Ratio	1.01	1.00
5Y Beta	0.82	0.14
Industry	Banks - Regional	Banks - Regional
P/E Ratio	12.91	5.00
Forward P/E	8.60	N/A
PEG Ratio	1.51	N/A
Dividend Yield	1.20%	1.64%
5Y Dividends CAGR	27.54%	N/A
5Y EPS CAGR	20.58%	24.18%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.05%	-96.45%
P/S Ratio	3.47	N/A
P/B Ratio	1.26	N/A

Market Cap

Winner

OSBC

$1.14B

MBINL

$1.14B

Max Drawdown

OSBC

97.92%

Winner

MBINL

12.95%

Sharpe Ratio

Winner

OSBC

1.01

MBINL

1.00

5Y Beta

OSBC

0.82

Winner

MBINL

0.14

Industry

OSBC

Banks - Regional

MBINL

Banks - Regional

P/E Ratio

OSBC

12.91

Winner

MBINL

5.00

Forward P/E

OSBC

8.60

MBINL

N/A

PEG Ratio

OSBC

1.51

MBINL

N/A

Dividend Yield

OSBC

1.20%

Winner

MBINL

1.64%

5Y Dividends CAGR

OSBC

27.54%

MBINL

N/A

5Y EPS CAGR

OSBC

20.58%

Winner

MBINL

24.18%

Debt to Equity

OSBC

0.00%

MBINL

0.00%

Free Cash Flow Yield

Winner

OSBC

12.05%

MBINL

-96.45%

P/S Ratio

OSBC

3.47

MBINL

N/A

P/B Ratio

OSBC

1.26

MBINL

N/A

OSBC vs MBINL - Historical Returns

Returns include dividend reinvestment.

Period	OSBC	MBINL
1 month	+7.91%	-0.12%
3 months	+15.42%	+2.23%
6 months	+10.46%	+10.11%
1 year	+33.53%	+12.42%
5 years(CAGR)	+12.23%	N/A
10 years(CAGR)	+13.36%	N/A
Max(CAGR)	+4.25%	+5.16%

Winner

OSBC

+7.91%

MBINL

-0.12%

Winner

OSBC

+15.42%

MBINL

+2.23%

Winner

OSBC

+10.46%

MBINL

+10.11%

Winner

OSBC

+33.53%

MBINL

+12.42%

5Y(CAGR)

OSBC

+12.23%

MBINL

N/A

10Y(CAGR)

OSBC

+13.36%

MBINL

N/A

Max(CAGR)

OSBC

+4.25%

Winner

MBINL

+5.16%

OSBC vs MBINL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OSBC	MBINL
2026	+16.30%	+9.61%
2025	+12.77%	-3.13%
2024	+17.57%	+0.21%
2023	-3.00%	N/A
2022	+28.09%	N/A
2021	+26.87%	N/A
2020	-24.81%	N/A
2019	+1.36%	N/A
2018	-5.19%	N/A
2017	+25.65%	N/A
2016	+49.31%	N/A
2015	+52.23%	N/A
2014	+14.99%	N/A
2013	+260.94%	N/A
2012	-7.58%	N/A
2011	-29.35%	N/A
2010	-75.53%	N/A
2009	-43.22%	N/A
2008	-53.83%	N/A
2007	-6.41%	N/A
2006	-1.82%	N/A
2005	-0.89%	N/A
2004	+28.00%	N/A
2003	+34.99%	N/A
2002	+29.38%	N/A
2001	+72.52%	N/A
2000	-0.46%	N/A
1999	-5.91%	N/A

OSBC vs MBINL Drawdown Comparison

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The maximum drawdown for MBINL was -8.80%, occurring on Aug 22, 2025. Recovery took 244 trading sessions.

The current OSBC drawdown is -20.58%. The current MBINL drawdown is -1.36%.

Rank	OSBC	MBINL
#1	-97.67% Feb 16, 2005 - Sep 3, 2010	-8.80% Jan 29, 2025 - Jan 20, 2026
#2	-25.51% Nov 16, 1999 - May 8, 2001	-4.90% Feb 18, 2026 - May 8, 2026
#3	-15.82% Aug 22, 2001 - Dec 17, 2001	-2.82% Dec 6, 2024 - Jan 29, 2025
#4	-14.39% Apr 5, 2004 - Aug 25, 2004	-1.36% Jun 4, 2026 - Jun 12, 2026
#5	-14.22% Jul 30, 2002 - May 23, 2003	-0.92% May 28, 2026 - Jun 3, 2026
#6	-13.73% Dec 2, 2004 - Feb 16, 2005	-0.58% Jan 21, 2026 - Jan 26, 2026
#7	-8.11% Sep 7, 2004 - Oct 6, 2004	-0.52% Feb 9, 2026 - Feb 17, 2026
#8	-7.79% Jul 1, 2003 - Sep 18, 2003	-0.27% May 21, 2026 - May 28, 2026
#9	-6.52% Jul 17, 2002 - Jul 29, 2002	-0.24% Jan 30, 2026 - Feb 4, 2026
#10	-5.50% Jun 29, 2001 - Jul 6, 2001	-0.16% May 18, 2026 - May 20, 2026
#11	-5.26% Oct 14, 2003 - Oct 29, 2003	-0.14% Feb 4, 2026 - Feb 6, 2026
#12	-5.09% Nov 10, 2004 - Dec 1, 2004	-0.12% May 11, 2026 - May 13, 2026
#13	-5.01% Mar 21, 2002 - Apr 16, 2002	-0.12% Nov 26, 2024 - Nov 29, 2024
#14	-5.01% Jun 28, 2002 - Jul 9, 2002	-0.12% Dec 2, 2024 - Dec 4, 2024
#15	-4.95% Oct 7, 2003 - Oct 14, 2003	N/A

Correlation

Correlation between OSBC and MBINL is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (1999 - 2026)

OSBC vs MBINL dividend yield comparison.

Year	OSBC	MBINL
2026	0.62%	1.93%
2025	1.28%	8.39%
2024	1.18%	0.77%
2023	1.30%	0.00%
2022	1.25%	0.00%
2021	1.27%	0.00%
2020	0.40%	0.00%
2019	0.30%	0.00%
2018	0.31%	0.00%
2017	0.29%	0.00%
2016	0.27%	0.00%
2010	1.18%	0.00%
2009	1.45%	0.00%
2008	5.43%	0.00%
2007	2.20%	0.00%
2006	1.88%	0.00%
2005	1.67%	0.00%
2004	1.44%	0.00%
2003	1.62%	0.00%
2002	2.03%	0.00%
2001	1.90%	0.00%
2000	2.53%	0.00%
1999	0.59%	0.00%