OS vs PFSI

Comparison between OneStream Inc - Class A (OS, Company) and PennyMac Financial Services Inc (PFSI, Company).

OS is from the Technology sector, while PFSI is from the Financial Services sector.

OS vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OS(COMPANY)	PFSI(COMPANY)
Market Cap	$4.43B	$4.41B
Max Drawdown	51.67%	56.63%
Sharpe Ratio	-0.24	-0.18
5Y Beta	1.08	0.66
Industry	Software - Infrastructure	Mortgage Finance
P/E Ratio	-84.86	8.69
Forward P/E	N/A	5.43
PEG Ratio	N/A	0.20
Dividend Yield	N/A	1.41%
5Y Dividends CAGR	N/A	11.38%
5Y EPS CAGR	N/A	-2.16%
Debt to Equity	2.93%	144.02%
Free Cash Flow Yield	2.16%	-92.32%
P/S Ratio	9.80	1.30
P/B Ratio	9.04	0.98

Market Cap

Winner

$4.43B

PFSI

$4.41B

Max Drawdown

Winner

51.67%

PFSI

56.63%

Sharpe Ratio

-0.24

Winner

PFSI

-0.18

5Y Beta

1.08

Winner

PFSI

0.66

Industry

Software - Infrastructure

PFSI

Mortgage Finance

P/E Ratio

Winner

-84.86

PFSI

8.69

Forward P/E

N/A

PFSI

5.43

PEG Ratio

N/A

PFSI

0.20

Dividend Yield

N/A

PFSI

1.41%

5Y Dividends CAGR

N/A

PFSI

11.38%

5Y EPS CAGR

N/A

PFSI

-2.16%

Debt to Equity

Winner

2.93%

PFSI

144.02%

Free Cash Flow Yield

Winner

2.16%

PFSI

-92.32%

P/S Ratio

9.80

Winner

PFSI

1.30

P/B Ratio

9.04

Winner

PFSI

0.98

OS vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	OS	PFSI
1 month	+0.00%	+5.24%
3 months	+0.00%	-7.02%
6 months	+1.61%	-44.48%
1 year	-4.31%	-16.62%
5 years(CAGR)	N/A	+8.32%
10 years(CAGR)	N/A	+21.88%
Max(CAGR)	-5.48%	+12.75%

+0.00%

Winner

PFSI

+5.24%

Winner

+0.00%

PFSI

-7.02%

Winner

+1.61%

PFSI

-44.48%

Winner

-4.31%

PFSI

-16.62%

5Y(CAGR)

N/A

PFSI

+8.32%

10Y(CAGR)

N/A

PFSI

+21.88%

Max(CAGR)

-5.48%

Winner

PFSI

+12.75%

OS vs PFSI - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	OS	PFSI
2026	+35.44%	-35.70%
2025	-34.96%	+33.53%
2024	+6.22%	+17.54%
2023	N/A	+54.87%
2022	N/A	-17.98%
2021	N/A	+13.59%
2020	N/A	+98.91%
2019	N/A	+59.37%
2018	N/A	-6.84%
2017	N/A	+33.43%
2016	N/A	+10.05%
2015	N/A	-10.28%
2014	N/A	-2.43%
2013	N/A	-8.12%

OS vs PFSI Drawdown Comparison

The maximum drawdown for OS was -51.67%, occurring on Oct 16, 2025. This drawdown has not yet recovered.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current OS drawdown is -30.33%. The current PFSI drawdown is -46.97%.

Rank	OS	PFSI
#1	-51.67% Nov 13, 2024 - Oct 16, 2025	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-16.37% Sep 23, 2024 - Nov 11, 2024	-51.85% May 21, 2013 - Jan 2, 2018
#3	-10.03% Aug 30, 2024 - Sep 20, 2024	-49.77% Jan 16, 2026 - Jun 8, 2026
#4	-4.31% Jul 30, 2024 - Aug 14, 2024	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-2.66% Aug 21, 2024 - Aug 26, 2024	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-2.42% Nov 11, 2024 - Nov 13, 2024	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-1.67% Aug 26, 2024 - Aug 29, 2024	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-1.07% Aug 15, 2024 - Aug 19, 2024	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-0.54% Jul 26, 2024 - Jul 30, 2024	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	N/A	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	N/A	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	N/A	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	N/A	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	N/A	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	N/A	-9.88% Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between OS and PFSI is -0.31 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.31

-101