OPRT vs TROO

Comparison between Oportun Financial Corp (OPRT, Company) and TROOPS Inc (TROO, Company).

Both OPRT and TROO are from the Financial Services sector.

5-Year PerformanceOPRT has outperformed TROO, delivering a return of -22.7% compared to -29.5%

OPRT vs TROO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPRT(COMPANY)	TROO(COMPANY)
Market Cap	$255M	$255M
Max Drawdown	92.32%	98.44%
Sharpe Ratio	0.04	1.36
5Y Beta	1.55	0.71
Industry	Credit Services	Credit Services
P/E Ratio	13.90	-9.15
Forward P/E	4.95	N/A
PEG Ratio	N/A	-0.10
5Y EPS CAGR	N/A	131.91%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	N/A	0.32%
P/S Ratio	0.35	14.93
P/B Ratio	0.67	5.33

Market Cap

OPRT

$255M

Winner

TROO

$255M

Max Drawdown

Winner

OPRT

92.32%

TROO

98.44%

Sharpe Ratio

OPRT

0.04

Winner

TROO

1.36

5Y Beta

OPRT

1.55

Winner

TROO

0.71

Industry

OPRT

Credit Services

TROO

Credit Services

P/E Ratio

OPRT

13.90

Winner

TROO

-9.15

Forward P/E

OPRT

4.95

TROO

N/A

PEG Ratio

OPRT

N/A

TROO

-0.10

5Y EPS CAGR

OPRT

N/A

TROO

131.91%

Debt to Equity

OPRT

0.00%

TROO

0.00%

Free Cash Flow Yield

OPRT

N/A

TROO

0.32%

P/S Ratio

Winner

OPRT

0.35

TROO

14.93

P/B Ratio

Winner

OPRT

0.67

TROO

5.33

OPRT vs TROO - Historical Returns

Returns include dividend reinvestment.

Period	OPRT	TROO
1 month	-0.70%	-22.58%
3 months	-3.38%	-37.66%
6 months	-1.21%	-43.36%
1 year	-7.90%	+140.30%
5 years(CAGR)	-22.70%	-29.47%
10 years(CAGR)	N/A	-7.55%
Max(CAGR)	-14.13%	-13.63%

Winner

OPRT

-0.70%

TROO

-22.58%

Winner

OPRT

-3.38%

TROO

-37.66%

Winner

OPRT

-1.21%

TROO

-43.36%

OPRT

-7.90%

Winner

TROO

+140.30%

5Y(CAGR)

Winner

OPRT

-22.70%

TROO

-29.47%

10Y(CAGR)

OPRT

N/A

TROO

-7.55%

Max(CAGR)

OPRT

-14.13%

Winner

TROO

-13.63%

OPRT vs TROO - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	OPRT	TROO
2026	+12.85%	-45.92%
2025	+35.99%	+74.86%
2024	+0.52%	-43.35%
2023	-30.67%	+39.49%
2022	-73.30%	-56.46%
2021	+8.99%	+238.62%
2020	-18.03%	+52.62%
2019	+47.19%	+7.97%
2018	N/A	-27.97%
2017	N/A	-71.73%
2016	N/A	+123.21%
2015	N/A	-47.12%
2014	N/A	-82.51%
2013	N/A	+202.68%
2012	N/A	-13.97%
2011	N/A	-74.51%
2010	N/A	-35.34%
2009	N/A	+11.57%
2008	N/A	-0.14%

OPRT vs TROO Drawdown Comparison

The maximum drawdown for OPRT was -92.32%, occurring on Apr 17, 2024. This drawdown has not yet recovered.

The maximum drawdown for TROO was -98.44%, occurring on Apr 22, 2025. This drawdown has not yet recovered.

The current OPRT drawdown is -79.42%. The current TROO drawdown is -94.00%.

Rank	OPRT	TROO
#1	-92.32% Nov 12, 2021 - Apr 17, 2024	-98.44% Feb 10, 2010 - Apr 22, 2025
#2	-78.67% Dec 26, 2019 - Aug 6, 2021	-16.73% Sep 11, 2008 - Feb 2, 2009
#3	-14.22% Oct 7, 2021 - Nov 8, 2021	-2.04% Jul 28, 2009 - Jan 29, 2010
#4	-11.32% Sep 27, 2019 - Oct 24, 2019	-1.87% Feb 2, 2009 - Jun 4, 2009
#5	-10.00% Nov 19, 2019 - Nov 29, 2019	-1.66% Jul 2, 2008 - Aug 25, 2008
#6	-9.16% Sep 3, 2021 - Oct 7, 2021	-0.99% Apr 23, 2008 - Jun 2, 2008
#7	-8.26% Nov 29, 2019 - Dec 18, 2019	N/A
#8	-7.12% Aug 11, 2021 - Aug 27, 2021	N/A
#9	-5.12% Oct 25, 2019 - Nov 7, 2019	N/A
#10	-4.20% Dec 19, 2019 - Dec 23, 2019	N/A
#11	-3.13% Nov 13, 2019 - Nov 19, 2019	N/A
#12	-2.45% Aug 6, 2021 - Aug 11, 2021	N/A
#13	-2.13% Aug 27, 2021 - Sep 1, 2021	N/A
#14	-0.48% Nov 10, 2021 - Nov 12, 2021	N/A
#15	-0.37% Nov 8, 2021 - Nov 10, 2021	N/A