OPRT vs PAL

Comparison between Oportun Financial Corp (OPRT, Company) and Proficient Auto Logistics Inc (PAL, Company).

OPRT is from the Financial Services sector, while PAL is from the Industrials sector.

OPRT vs PAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPRT(COMPANY)	PAL(COMPANY)
Market Cap	$223M	$223M
Max Drawdown	92.32%	75.99%
Sharpe Ratio	-0.32	0.49
5Y Beta	1.52	1.62
Industry	Credit Services	Integrated Freight & Logistics
P/E Ratio	12.18	-5.66
Forward P/E	4.35	100.00
PEG Ratio	N/A	6.67
Debt to Equity	0.00%	22.59%
Free Cash Flow Yield	N/A	0.00%
P/S Ratio	0.31	0.52
P/B Ratio	0.57	0.73

Market Cap

Winner

OPRT

$223M

PAL

$223M

Max Drawdown

OPRT

92.32%

Winner

PAL

75.99%

Sharpe Ratio

OPRT

-0.32

Winner

PAL

0.49

5Y Beta

Winner

OPRT

1.52

PAL

1.62

Industry

OPRT

Credit Services

PAL

Integrated Freight & Logistics

P/E Ratio

OPRT

12.18

Winner

PAL

-5.66

Forward P/E

Winner

OPRT

4.35

PAL

100.00

PEG Ratio

OPRT

N/A

PAL

6.67

Debt to Equity

Winner

OPRT

0.00%

PAL

22.59%

Free Cash Flow Yield

OPRT

N/A

PAL

0.00%

P/S Ratio

Winner

OPRT

0.31

PAL

0.52

P/B Ratio

Winner

OPRT

0.57

PAL

0.73

OPRT vs PAL - Historical Returns

Returns include dividend reinvestment.

Period	OPRT	PAL
1 month	-7.24%	+43.72%
3 months	+14.63%	+38.02%
6 months	-5.75%	-16.08%
1 year	-25.11%	+10.45%
5 years(CAGR)	-24.11%	N/A
Max(CAGR)	-15.43%	-23.82%

OPRT

-7.24%

Winner

PAL

+43.72%

OPRT

+14.63%

Winner

PAL

+38.02%

Winner

OPRT

-5.75%

PAL

-16.08%

OPRT

-25.11%

Winner

PAL

+10.45%

5Y(CAGR)

OPRT

-24.11%

PAL

N/A

Max(CAGR)

Winner

OPRT

-15.43%

PAL

-23.82%

OPRT vs PAL - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	OPRT	PAL
2026	+3.75%	-14.88%
2025	+35.99%	+18.72%
2024	+0.52%	-45.29%
2023	-30.67%	N/A
2022	-73.30%	N/A
2021	+8.99%	N/A
2020	-18.03%	N/A
2019	+47.19%	N/A

OPRT vs PAL Drawdown Comparison

The maximum drawdown for OPRT was -92.32%, occurring on Apr 17, 2024. This drawdown has not yet recovered.

The maximum drawdown for PAL was -75.99%, occurring on May 15, 2026. This drawdown has not yet recovered.

The current OPRT drawdown is -81.07%. The current PAL drawdown is -59.25%.

Rank	OPRT	PAL
#1	-92.32% Nov 12, 2021 - Apr 17, 2024	-75.99% Aug 14, 2024 - May 15, 2026
#2	-78.67% Dec 26, 2019 - Aug 6, 2021	-8.42% Jul 30, 2024 - Aug 14, 2024
#3	-14.22% Oct 7, 2021 - Nov 8, 2021	-4.00% Jun 26, 2024 - Jul 3, 2024
#4	-11.32% Sep 27, 2019 - Oct 24, 2019	-2.88% Jul 23, 2024 - Jul 25, 2024
#5	-10.00% Nov 19, 2019 - Nov 29, 2019	-2.70% May 14, 2024 - May 31, 2024
#6	-9.16% Sep 3, 2021 - Oct 7, 2021	-2.55% May 31, 2024 - Jun 20, 2024
#7	-8.26% Nov 29, 2019 - Dec 18, 2019	-2.50% Jul 17, 2024 - Jul 19, 2024
#8	-7.12% Aug 11, 2021 - Aug 27, 2021	-0.62% Jul 26, 2024 - Jul 30, 2024
#9	-5.12% Oct 25, 2019 - Nov 7, 2019	-0.40% Jul 11, 2024 - Jul 15, 2024
#10	-4.20% Dec 19, 2019 - Dec 23, 2019	-0.32% Jul 19, 2024 - Jul 23, 2024
#11	-3.13% Nov 13, 2019 - Nov 19, 2019	N/A
#12	-2.45% Aug 6, 2021 - Aug 11, 2021	N/A
#13	-2.13% Aug 27, 2021 - Sep 1, 2021	N/A
#14	-0.48% Nov 10, 2021 - Nov 12, 2021	N/A
#15	-0.37% Nov 8, 2021 - Nov 10, 2021	N/A

Correlation

Correlation between OPRT and PAL is -0.67 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.67

-101