OPRT vs INBK

Comparison between Oportun Financial Corp (OPRT, Company) and First Internet Bancorp (INBK, Company).

Both OPRT and INBK are from the Financial Services sector.

5-Year PerformanceINBK has outperformed OPRT, delivering a return of -3.9% compared to -24.7%

OPRT vs INBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPRT(COMPANY)	INBK(COMPANY)
Market Cap	$223M	$224M
Max Drawdown	92.32%	81.52%
Sharpe Ratio	-0.38	0.33
5Y Beta	1.52	1.13
Industry	Credit Services	Banks - Regional
P/E Ratio	12.18	-5.90
Forward P/E	4.46	8.45
PEG Ratio	N/A	0.00
Dividend Yield	N/A	0.94%
5Y Dividends CAGR	N/A	4.56%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	N/A	20.06%
P/S Ratio	0.31	4.67
P/B Ratio	0.57	0.61

Market Cap

OPRT

$223M

Winner

INBK

$224M

Max Drawdown

OPRT

92.32%

Winner

INBK

81.52%

Sharpe Ratio

OPRT

-0.38

Winner

INBK

0.33

5Y Beta

OPRT

1.52

Winner

INBK

1.13

Industry

OPRT

Credit Services

INBK

Banks - Regional

P/E Ratio

OPRT

12.18

Winner

INBK

-5.90

Forward P/E

Winner

OPRT

4.46

INBK

8.45

PEG Ratio

OPRT

N/A

INBK

0.00

Dividend Yield

OPRT

N/A

INBK

0.94%

5Y Dividends CAGR

OPRT

N/A

INBK

4.56%

Debt to Equity

OPRT

0.00%

INBK

0.00%

Free Cash Flow Yield

OPRT

N/A

INBK

20.06%

P/S Ratio

Winner

OPRT

0.31

INBK

4.67

P/B Ratio

Winner

OPRT

0.57

INBK

0.61

OPRT vs INBK - Historical Returns

Returns include dividend reinvestment.

Period	OPRT	INBK
1 month	-0.76%	+10.83%
3 months	+20.05%	+31.46%
6 months	-4.58%	+17.77%
1 year	-28.83%	+12.02%
5 years(CAGR)	-24.67%	-3.91%
10 years(CAGR)	N/A	+1.79%
Max(CAGR)	-15.51%	+5.36%

OPRT

-0.76%

Winner

INBK

+10.83%

OPRT

+20.05%

Winner

INBK

+31.46%

OPRT

-4.58%

Winner

INBK

+17.77%

OPRT

-28.83%

Winner

INBK

+12.02%

5Y(CAGR)

OPRT

-24.67%

Winner

INBK

-3.91%

10Y(CAGR)

OPRT

N/A

INBK

+1.79%

Max(CAGR)

OPRT

-15.51%

Winner

INBK

+5.36%

OPRT vs INBK - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	OPRT	INBK
2026	+2.96%	+26.12%
2025	+35.99%	-40.28%
2024	+0.52%	+50.25%
2023	-30.67%	+0.13%
2022	-73.30%	-49.03%
2021	+8.99%	+70.06%
2020	-18.03%	+21.31%
2019	+47.19%	+13.55%
2018	N/A	-45.26%
2017	N/A	+21.07%
2016	N/A	+14.11%
2015	N/A	+73.58%
2014	N/A	-22.75%
2013	N/A	+60.47%
2012	N/A	+107.44%
2011	N/A	-15.00%
2010	N/A	+65.41%
2009	N/A	-26.92%
2008	N/A	-33.09%
2007	N/A	-15.79%
2006	N/A	+5.56%
2005	N/A	+5.52%
2004	N/A	+0.00%

OPRT vs INBK Drawdown Comparison

The maximum drawdown for OPRT was -92.32%, occurring on Apr 17, 2024. This drawdown has not yet recovered.

The maximum drawdown for INBK was -81.31%, occurring on May 11, 2023. This drawdown has not yet recovered.

The current OPRT drawdown is -81.22%. The current INBK drawdown is -49.30%.

Rank	OPRT	INBK
#1	-92.32% Nov 12, 2021 - Apr 17, 2024	-81.31% Jan 13, 2022 - May 11, 2023
#2	-78.67% Dec 26, 2019 - Aug 6, 2021	-78.70% Jun 6, 2005 - Dec 6, 2012
#3	-14.22% Oct 7, 2021 - Nov 8, 2021	-69.51% Jan 19, 2018 - Nov 3, 2021
#4	-11.32% Sep 27, 2019 - Oct 24, 2019	-57.30% Aug 12, 2013 - Aug 5, 2015
#5	-10.00% Nov 19, 2019 - Nov 29, 2019	-38.07% Aug 17, 2015 - Oct 20, 2017
#6	-9.16% Sep 3, 2021 - Oct 7, 2021	-22.10% Feb 25, 2013 - Jun 19, 2013
#7	-8.26% Nov 29, 2019 - Dec 18, 2019	-14.00% May 20, 2005 - Jun 6, 2005
#8	-7.12% Aug 11, 2021 - Aug 27, 2021	-10.44% Jul 22, 2013 - Aug 2, 2013
#9	-5.12% Oct 25, 2019 - Nov 7, 2019	-10.34% Dec 28, 2004 - Feb 9, 2005
#10	-4.20% Dec 19, 2019 - Dec 23, 2019	-8.31% Oct 27, 2017 - Nov 29, 2017
#11	-3.13% Nov 13, 2019 - Nov 19, 2019	-8.09% Nov 23, 2021 - Dec 29, 2021
#12	-2.45% Aug 6, 2021 - Aug 11, 2021	-6.43% Dec 18, 2017 - Jan 11, 2018
#13	-2.13% Aug 27, 2021 - Sep 1, 2021	-5.47% Dec 5, 2017 - Dec 18, 2017
#14	-0.48% Nov 10, 2021 - Nov 12, 2021	-3.97% Apr 7, 2005 - Apr 26, 2005
#15	-0.37% Nov 8, 2021 - Nov 10, 2021	-3.61% Jul 11, 2013 - Jul 19, 2013