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OPFI vs SMBC

Comparison between OppFi Inc - Class A (OPFI, Company) and Southern Missouri Bancorp Inc (SMBC, Company).

Both OPFI and SMBC are from the Financial Services sector.

5-Year PerformanceSMBC has outperformed OPFI, delivering a return of +11.1% compared to -2.6%

OPFI vs SMBC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
OPFI
$765M
SMBC
$764M
Max Drawdown
OPFI
84.60%
Winner
SMBC
55.21%
Sharpe Ratio
OPFI
-0.90
Winner
SMBC
1.22
5Y Beta
OPFI
1.52
Winner
SMBC
0.88
Industry
OPFI
Credit Services
SMBC
Banks - Regional
P/E Ratio
Winner
OPFI
5.07
SMBC
11.49
Forward P/E
Winner
OPFI
4.66
SMBC
8.83
PEG Ratio
OPFI
N/A
SMBC
0.34
Dividend Yield
OPFI
N/A
SMBC
1.42%
5Y Dividends CAGR
OPFI
N/A
SMBC
14.68%
5Y EPS CAGR
OPFI
N/A
SMBC
19.67%
Debt to Equity
OPFI
397.64%
Winner
SMBC
0.00%
Free Cash Flow Yield
Winner
OPFI
40.25%
SMBC
11.77%
P/S Ratio
Winner
OPFI
2.34
SMBC
4.10
P/B Ratio
OPFI
10.53
Winner
SMBC
1.33

OPFI vs SMBC - Historical Returns

Returns include dividend reinvestment.

1M
OPFI
-14.77%
Winner
SMBC
+1.63%
3M
OPFI
-9.77%
Winner
SMBC
+12.06%
6M
OPFI
-17.80%
Winner
SMBC
+21.22%
1Y
OPFI
-38.67%
Winner
SMBC
+37.10%
5Y(CAGR)
OPFI
-2.59%
Winner
SMBC
+11.13%
10Y(CAGR)
OPFI
N/A
SMBC
+13.45%
Max(CAGR)
OPFI
-1.76%
Winner
SMBC
+14.87%

OPFI vs SMBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOPFISMBC
2026-19.32%+19.86%
2025+33.54%+6.45%
2024+69.05%+9.97%
2023+153.47%+19.76%
2022-57.64%-13.13%
2021-55.53%+76.31%
2020+3.35%-18.74%
2019N/A+16.42%
2018N/A-7.95%
2017N/A+9.97%
2016N/A+54.20%
2015N/A+28.12%
2014N/A+16.28%
2013N/A+42.39%
2012N/A+3.15%
2011N/A+32.47%
2010N/A+50.99%
2009N/A+8.27%
2008N/A-18.30%
2007N/A-2.71%
2006N/A+0.17%
2005N/A-15.58%
2004N/A+35.05%
2003N/A+35.51%
2002N/A+32.80%
2001N/A+23.03%
2000N/A+10.78%
1999N/A-0.49%

OPFI vs SMBC Drawdown Comparison

The maximum drawdown for OPFI was -84.60%, occurring on Mar 22, 2023. Recovery took 987 trading sessions.

The maximum drawdown for SMBC was -49.68%, occurring on Mar 4, 2009. Recovery took 1372 trading sessions.

The current OPFI drawdown is -49.40%. The current SMBC drawdown is -0.27%.

RankOPFISMBC
#1-84.60%
Feb 10, 2021 - Jan 15, 2025
-49.68%
Nov 30, 2004 - May 13, 2010
#2-54.21%
Feb 7, 2025 - Apr 2, 2026
-49.12%
Dec 18, 2017 - Mar 3, 2021
#3-7.47%
Jan 15, 2025 - Jan 21, 2025
-48.51%
Nov 10, 2021 - Oct 15, 2024
#4-5.09%
Jan 22, 2021 - Feb 10, 2021
-29.18%
Nov 11, 2024 - Apr 7, 2026
#5-1.22%
Jan 28, 2025 - Feb 4, 2025
-23.08%
Apr 19, 2011 - Mar 15, 2012
#6-1.20%
Nov 24, 2020 - Dec 9, 2020
-19.33%
Nov 19, 1999 - Sep 19, 2000
#7-1.19%
Jan 24, 2025 - Jan 28, 2025
-17.80%
Mar 15, 2012 - Mar 4, 2013
#8-0.67%
Jan 21, 2025 - Jan 23, 2025
-15.42%
Feb 23, 2017 - Sep 29, 2017
#9-0.65%
Jan 14, 2021 - Jan 19, 2021
-14.11%
Dec 20, 2013 - Mar 10, 2014
#10-0.49%
Dec 9, 2020 - Dec 16, 2020
-13.67%
Feb 22, 2011 - Mar 7, 2011
#11-0.46%
Jan 19, 2021 - Jan 21, 2021
-12.44%
May 13, 2010 - Dec 7, 2010
#12-0.39%
Dec 24, 2020 - Jan 7, 2021
-11.98%
Dec 10, 2014 - Aug 17, 2015
#13-0.20%
Dec 16, 2020 - Dec 24, 2020
-11.64%
Nov 29, 2013 - Dec 20, 2013
#14N/A-10.69%
Apr 18, 2002 - Oct 31, 2002
#15N/A-10.26%
Mar 4, 2013 - Jul 31, 2013

Correlation

Correlation between OPFI and SMBC is 0.33 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.33
-101

Dividend Comparison (1999 - 2026)

OPFI vs SMBC dividend yield comparison.

YearOPFISMBC
20260.00%0.72%
20252.39%1.62%
20241.57%1.53%
20230.00%1.57%
20220.00%1.79%
20210.00%1.38%
20200.00%1.97%
20190.00%1.46%
20180.00%1.42%
20170.00%1.12%
20160.00%1.07%
20150.00%1.46%
20140.00%1.74%
20130.00%1.86%
20120.00%2.41%
20110.00%2.14%
20100.00%2.78%
20090.00%4.09%
20080.00%3.97%
20070.00%2.72%
20060.00%2.46%
20050.00%2.45%
20040.00%1.95%
20030.00%2.31%
20020.00%2.54%
20010.00%3.09%
20000.00%3.67%
19990.00%0.98%

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