OPEN vs ENVA

Comparison between Opendoor Technologies Inc (OPEN, Company) and Enova International Inc (ENVA, Company).

OPEN is from the Real Estate sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed OPEN, delivering a return of +34.6% compared to -20.8%

OPEN vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPEN(COMPANY)	ENVA(COMPANY)
Market Cap	$4.10B	$4.10B
Max Drawdown	98.57%	81.56%
Sharpe Ratio	1.83	1.45
5Y Beta	2.02	1.39
Industry	Real Estate Services	Credit Services
P/E Ratio	-2.90	12.55
Forward P/E	40.32	10.11
PEG Ratio	-0.01	0.28
5Y EPS CAGR	N/A	-0.17%
Debt to Equity	20.23%	344.74%
Free Cash Flow Yield	26.09%	46.38%
P/S Ratio	1.08	2.59
P/B Ratio	4.45	2.92

Market Cap

Winner

OPEN

$4.10B

ENVA

$4.10B

Max Drawdown

OPEN

98.57%

Winner

ENVA

81.56%

Sharpe Ratio

Winner

OPEN

1.83

ENVA

1.45

5Y Beta

OPEN

2.02

Winner

ENVA

1.39

Industry

OPEN

Real Estate Services

ENVA

Credit Services

P/E Ratio

Winner

OPEN

-2.90

ENVA

12.55

Forward P/E

OPEN

40.32

Winner

ENVA

10.11

PEG Ratio

Winner

OPEN

-0.01

ENVA

0.28

5Y EPS CAGR

OPEN

N/A

ENVA

-0.17%

Debt to Equity

Winner

OPEN

20.23%

ENVA

344.74%

Free Cash Flow Yield

OPEN

26.09%

Winner

ENVA

46.38%

P/S Ratio

Winner

OPEN

1.08

ENVA

2.59

P/B Ratio

OPEN

4.45

Winner

ENVA

2.92

OPEN vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	OPEN	ENVA
1 month	-16.15%	-1.58%
3 months	-8.60%	+10.72%
6 months	-32.30%	+29.58%
1 year	+585.88%	+74.11%
5 years(CAGR)	-20.77%	+34.58%
10 years(CAGR)	N/A	+35.71%
Max(CAGR)	-13.04%	+16.78%

OPEN

-16.15%

Winner

ENVA

-1.58%

OPEN

-8.60%

Winner

ENVA

+10.72%

OPEN

-32.30%

Winner

ENVA

+29.58%

Winner

OPEN

+585.88%

ENVA

+74.11%

5Y(CAGR)

OPEN

-20.77%

Winner

ENVA

+34.58%

10Y(CAGR)

OPEN

N/A

ENVA

+35.71%

Max(CAGR)

OPEN

-13.04%

Winner

ENVA

+16.78%

OPEN vs ENVA - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	OPEN	ENVA
2026	-24.71%	-0.65%
2025	+278.89%	+63.51%
2024	-62.62%	+73.79%
2023	+307.28%	+43.31%
2022	-92.30%	-7.39%
2021	-39.15%	+77.62%
2020	+110.39%	+2.61%
2019	N/A	+20.24%
2018	N/A	+24.35%
2017	N/A	+14.72%
2016	N/A	+90.15%
2015	N/A	-71.03%
2014	N/A	-17.40%

OPEN vs ENVA Drawdown Comparison

The maximum drawdown for OPEN was -98.57%, occurring on Jun 25, 2025. This drawdown has not yet recovered.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current OPEN drawdown is -86.84%. The current ENVA drawdown is -8.00%.

Rank	OPEN	ENVA
#1	-98.57% Feb 11, 2021 - Jun 25, 2025	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-41.28% Oct 14, 2020 - Dec 9, 2020	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-27.26% Dec 21, 2020 - Feb 10, 2021	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-16.86% Sep 15, 2020 - Sep 29, 2020	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-13.90% Sep 30, 2020 - Oct 9, 2020	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-12.92% Dec 14, 2020 - Dec 18, 2020	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-11.95% Jul 22, 2020 - Sep 10, 2020	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-5.18% Dec 9, 2020 - Dec 14, 2020	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	-3.10% Jun 23, 2020 - Jun 29, 2020	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	-2.98% Jun 30, 2020 - Jul 10, 2020	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	-2.97% Jul 10, 2020 - Jul 16, 2020	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	-0.58% Jul 16, 2020 - Jul 22, 2020	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	N/A	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	N/A	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	N/A	-10.29% Apr 23, 2024 - Jul 11, 2024

Correlation

Correlation between OPEN and ENVA is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101