ENVA vs COLD

Comparison between Enova International Inc (ENVA, Company) and Americold Realty Trust Inc (COLD, Company).

ENVA is from the Financial Services sector, while COLD is from the Real Estate sector.

5-Year PerformanceENVA has outperformed COLD, delivering a return of +34.6% compared to -14.3%

ENVA vs COLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	COLD(COMPANY)
Market Cap	$4.10B	$4.11B
Max Drawdown	81.56%	75.35%
Sharpe Ratio	1.45	-0.18
5Y Beta	1.39	0.74
Industry	Credit Services	Reit - Industrial
P/E Ratio	12.55	-36.72
Forward P/E	10.11	119.05
PEG Ratio	0.28	5.84
Dividend Yield	N/A	6.57%
5Y Dividends CAGR	N/A	1.60%
5Y EPS CAGR	-0.17%	105.28%
Debt to Equity	344.74%	0.00%
Free Cash Flow Yield	46.38%	-4.99%
P/S Ratio	2.59	1.59
P/B Ratio	2.92	1.42

Market Cap

ENVA

$4.10B

Winner

COLD

$4.11B

Max Drawdown

ENVA

81.56%

Winner

COLD

75.35%

Sharpe Ratio

Winner

ENVA

1.45

COLD

-0.18

5Y Beta

ENVA

1.39

Winner

COLD

0.74

Industry

ENVA

Credit Services

COLD

Reit - Industrial

P/E Ratio

ENVA

12.55

Winner

COLD

-36.72

Forward P/E

Winner

ENVA

10.11

COLD

119.05

PEG Ratio

Winner

ENVA

0.28

COLD

5.84

Dividend Yield

ENVA

N/A

COLD

6.57%

5Y Dividends CAGR

ENVA

N/A

COLD

1.60%

5Y EPS CAGR

ENVA

-0.17%

Winner

COLD

105.28%

Debt to Equity

ENVA

344.74%

Winner

COLD

0.00%

Free Cash Flow Yield

Winner

ENVA

46.38%

COLD

-4.99%

P/S Ratio

ENVA

2.59

Winner

COLD

1.59

P/B Ratio

ENVA

2.92

Winner

COLD

1.42

ENVA vs COLD - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	COLD
1 month	-1.58%	+14.97%
3 months	+10.72%	+9.84%
6 months	+29.58%	+44.44%
1 year	+74.11%	-9.54%
5 years(CAGR)	+34.58%	-14.29%
10 years(CAGR)	+35.71%	+0.88%
Max(CAGR)	+16.78%	+0.88%

ENVA

-1.58%

Winner

COLD

+14.97%

Winner

ENVA

+10.72%

COLD

+9.84%

ENVA

+29.58%

Winner

COLD

+44.44%

Winner

ENVA

+74.11%

COLD

-9.54%

5Y(CAGR)

Winner

ENVA

+34.58%

COLD

-14.29%

10Y(CAGR)

Winner

ENVA

+35.71%

COLD

+0.88%

Max(CAGR)

Winner

ENVA

+16.78%

COLD

+0.88%

ENVA vs COLD - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ENVA	COLD
2026	-0.65%	+13.83%
2025	+63.51%	-36.01%
2024	+73.79%	-26.83%
2023	+43.31%	+9.34%
2022	-7.39%	-10.27%
2021	+77.62%	-5.78%
2020	+2.61%	+11.28%
2019	+20.24%	+44.08%
2018	+24.35%	+48.22%
2017	+14.72%	N/A
2016	+90.15%	N/A
2015	-71.03%	N/A
2014	-17.40%	N/A

ENVA vs COLD Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for COLD was -70.79%, occurring on Nov 20, 2025. This drawdown has not yet recovered.

The current ENVA drawdown is -8.00%. The current COLD drawdown is -56.72%.

Rank	ENVA	COLD
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-70.79% Jul 20, 2021 - Nov 20, 2025
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-39.76% Oct 30, 2019 - Jul 28, 2020
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-18.33% Aug 6, 2020 - Apr 30, 2021
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-12.89% Dec 7, 2018 - Jan 15, 2019
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-7.68% Apr 30, 2021 - Jul 20, 2021
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-7.62% May 11, 2018 - Jun 25, 2018
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-6.11% May 3, 2019 - Jun 12, 2019
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-5.71% Sep 4, 2019 - Oct 3, 2019
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-5.48% Jun 26, 2018 - Aug 10, 2018
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-5.36% Sep 17, 2018 - Nov 9, 2018
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-5.31% Jul 10, 2019 - Aug 9, 2019
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-5.01% Jun 20, 2019 - Jul 2, 2019
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-4.69% Feb 5, 2019 - Mar 5, 2019
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-4.10% Jan 31, 2018 - Mar 15, 2018
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-3.54% Apr 11, 2019 - Apr 22, 2019

Correlation

Correlation between ENVA and COLD is -0.63 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.63

-101