OPBK vs HRZN

Comparison between OP Bancorp (OPBK, Company) and Horizon Technology Finance Corp (HRZN, Company).

Both OPBK and HRZN are from the Financial Services sector.

5-Year PerformanceOPBK has outperformed HRZN, delivering a return of +10.7% compared to -14.3%

OPBK vs HRZN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPBK(COMPANY)	HRZN(COMPANY)
Market Cap	$212M	$212M
Max Drawdown	98.24%	79.08%
Sharpe Ratio	0.51	-0.63
5Y Beta	0.84	0.56
Industry	Banks - Regional	Asset Management
P/E Ratio	7.76	9.86
Forward P/E	9.01	8.29
PEG Ratio	0.29	1.91
Dividend Yield	3.37%	28.60%
5Y Dividends CAGR	17.23%	-2.09%
5Y EPS CAGR	13.13%	N/A
Debt to Equity	0.00%	133.94%
Free Cash Flow Yield	12.61%	13.03%
P/S Ratio	2.22	3.08
P/B Ratio	0.91	0.88

Market Cap

OPBK

$212M

Winner

HRZN

$212M

Max Drawdown

OPBK

98.24%

Winner

HRZN

79.08%

Sharpe Ratio

Winner

OPBK

0.51

HRZN

-0.63

5Y Beta

OPBK

0.84

Winner

HRZN

0.56

Industry

OPBK

Banks - Regional

HRZN

Asset Management

P/E Ratio

Winner

OPBK

7.76

HRZN

9.86

Forward P/E

OPBK

9.01

Winner

HRZN

8.29

PEG Ratio

Winner

OPBK

0.29

HRZN

1.91

Dividend Yield

OPBK

3.37%

Winner

HRZN

28.60%

5Y Dividends CAGR

Winner

OPBK

17.23%

HRZN

-2.09%

5Y EPS CAGR

OPBK

13.13%

HRZN

N/A

Debt to Equity

Winner

OPBK

0.00%

HRZN

133.94%

Free Cash Flow Yield

OPBK

12.61%

Winner

HRZN

13.03%

P/S Ratio

Winner

OPBK

2.22

HRZN

3.08

P/B Ratio

OPBK

0.91

Winner

HRZN

0.88

OPBK vs HRZN - Historical Returns

Returns include dividend reinvestment.

Period	OPBK	HRZN
1 month	+1.57%	+4.35%
3 months	+10.69%	+5.35%
6 months	-1.98%	-27.73%
1 year	+18.66%	-30.09%
5 years(CAGR)	+10.66%	-14.29%
10 years(CAGR)	+12.21%	+1.55%
Max(CAGR)	+2.03%	+2.93%

OPBK

+1.57%

Winner

HRZN

+4.35%

Winner

OPBK

+10.69%

HRZN

+5.35%

Winner

OPBK

-1.98%

HRZN

-27.73%

Winner

OPBK

+18.66%

HRZN

-30.09%

5Y(CAGR)

Winner

OPBK

+10.66%

HRZN

-14.29%

10Y(CAGR)

Winner

OPBK

+12.21%

HRZN

+1.55%

Max(CAGR)

OPBK

+2.03%

Winner

HRZN

+2.93%

OPBK vs HRZN - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	OPBK	HRZN
2026	+3.56%	-28.95%
2025	-4.46%	-15.46%
2024	+49.76%	-23.31%
2023	+2.33%	+25.85%
2022	-10.46%	-20.47%
2021	+73.27%	+31.35%
2020	-21.74%	+14.00%
2019	+17.91%	+25.22%
2018	-9.30%	+9.81%
2017	+27.27%	+18.26%
2016	+19.38%	-0.22%
2015	-7.75%	-4.75%
2014	-5.96%	+8.77%
2013	+257.14%	+3.10%
2012	+61.54%	+3.21%
2011	-16.13%	+18.15%
2010	+287.50%	-6.02%
2009	-87.69%	N/A
2008	-45.83%	N/A
2007	-55.06%	N/A
2006	+15.58%	N/A
2005	-5.71%	N/A

OPBK vs HRZN Drawdown Comparison

The maximum drawdown for OPBK was -98.24%, occurring on Aug 26, 2009. Recovery took 3915 trading sessions.

The maximum drawdown for HRZN was -62.37%, occurring on Apr 27, 2026. This drawdown has not yet recovered.

The current OPBK drawdown is -17.81%. The current HRZN drawdown is -56.98%.

Rank	OPBK	HRZN
#1	-98.24% May 8, 2006 - Nov 23, 2021	-62.37% Nov 15, 2021 - Apr 27, 2026
#2	-45.02% Feb 7, 2022 - Aug 30, 2024	-60.35% Feb 20, 2020 - Oct 5, 2020
#3	-41.81% Dec 4, 2024 - Apr 11, 2025	-34.45% May 27, 2015 - Jul 5, 2016
#4	-16.00% Aug 5, 2005 - Jan 27, 2006	-27.85% Oct 13, 2016 - Aug 7, 2018
#5	-15.54% Nov 29, 2021 - Jan 31, 2022	-16.50% Sep 19, 2012 - Jan 21, 2014
#6	-6.52% Aug 30, 2024 - Oct 11, 2024	-15.00% Oct 16, 2018 - Nov 13, 2018
#7	-6.15% Jan 27, 2006 - Feb 27, 2006	-14.92% Feb 18, 2014 - Jun 17, 2014
#8	-5.81% Jan 31, 2022 - Feb 7, 2022	-14.58% Jul 21, 2011 - Aug 31, 2011
#9	-3.51% Oct 29, 2024 - Nov 6, 2024	-14.56% Oct 15, 2020 - Dec 11, 2020
#10	-3.44% Nov 23, 2021 - Nov 29, 2021	-12.67% Jun 27, 2014 - Feb 10, 2015
#11	-3.14% Nov 6, 2024 - Nov 11, 2024	-12.65% Mar 11, 2019 - Nov 12, 2019
#12	-2.40% Nov 14, 2024 - Nov 21, 2024	-12.46% Feb 24, 2021 - Apr 5, 2021
#13	-2.12% Oct 15, 2024 - Oct 22, 2024	-11.65% Nov 15, 2018 - Jan 14, 2019
#14	-0.63% Nov 26, 2024 - Dec 2, 2024	-11.29% Oct 29, 2010 - Jan 5, 2011
#15	-0.14% Dec 2, 2024 - Dec 4, 2024	-11.28% Apr 16, 2021 - Jun 8, 2021

Correlation

Correlation between OPBK and HRZN is 0.67 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.67

-101

Dividend Comparison (2010 - 2026)

OPBK vs HRZN dividend yield comparison.

Year	OPBK	HRZN
2026	1.83%	9.17%
2025	3.40%	20.47%
2024	3.04%	15.24%
2023	4.38%	10.40%
2022	3.94%	10.86%
2021	2.43%	7.85%
2020	3.64%	9.44%
2019	1.93%	9.28%
2018	0.00%	10.67%
2017	0.00%	10.70%
2016	0.00%	12.96%
2015	0.00%	11.76%
2014	0.00%	9.86%
2013	0.00%	9.71%
2012	0.00%	12.84%
2011	0.00%	7.23%
2010	0.00%	1.52%