HRZN vs PMTS

Comparison between Horizon Technology Finance Corp (HRZN, Company) and CPI Card Group Inc (PMTS, Company).

Both HRZN and PMTS are from the Financial Services sector.

5-Year PerformancePMTS has outperformed HRZN, delivering a return of +0.1% compared to -14.3%

HRZN vs PMTS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRZN(COMPANY)	PMTS(COMPANY)
Market Cap	$212M	$213M
Max Drawdown	79.08%	99.10%
Sharpe Ratio	-0.63	0.13
5Y Beta	0.56	1.28
Industry	Asset Management	Credit Services
P/E Ratio	9.86	17.32
Forward P/E	8.29	6.57
PEG Ratio	1.91	0.57
Dividend Yield	28.60%	N/A
5Y Dividends CAGR	-2.09%	N/A
5Y EPS CAGR	N/A	-6.48%
Debt to Equity	133.94%	-1976.47%
Free Cash Flow Yield	13.03%	24.08%
P/S Ratio	3.08	0.38
P/B Ratio	0.88	N/A

Market Cap

HRZN

$212M

Winner

PMTS

$213M

Max Drawdown

Winner

HRZN

79.08%

PMTS

99.10%

Sharpe Ratio

HRZN

-0.63

Winner

PMTS

0.13

5Y Beta

Winner

HRZN

0.56

PMTS

1.28

Industry

HRZN

Asset Management

PMTS

Credit Services

P/E Ratio

Winner

HRZN

9.86

PMTS

17.32

Forward P/E

HRZN

8.29

Winner

PMTS

6.57

PEG Ratio

HRZN

1.91

Winner

PMTS

0.57

Dividend Yield

HRZN

28.60%

PMTS

N/A

5Y Dividends CAGR

HRZN

-2.09%

PMTS

N/A

5Y EPS CAGR

HRZN

N/A

PMTS

-6.48%

Debt to Equity

HRZN

133.94%

Winner

PMTS

-1976.47%

Free Cash Flow Yield

HRZN

13.03%

Winner

PMTS

24.08%

P/S Ratio

HRZN

3.08

Winner

PMTS

0.38

P/B Ratio

HRZN

0.88

PMTS

N/A

HRZN vs PMTS - Historical Returns

Returns include dividend reinvestment.

Period	HRZN	PMTS
1 month	+4.35%	+20.34%
3 months	+5.35%	+23.14%
6 months	-27.73%	+7.81%
1 year	-30.09%	-16.56%
5 years(CAGR)	-14.29%	+0.05%
10 years(CAGR)	+1.55%	-1.34%
Max(CAGR)	+2.93%	-9.77%

HRZN

+4.35%

Winner

PMTS

+20.34%

HRZN

+5.35%

Winner

PMTS

+23.14%

HRZN

-27.73%

Winner

PMTS

+7.81%

HRZN

-30.09%

Winner

PMTS

-16.56%

5Y(CAGR)

HRZN

-14.29%

Winner

PMTS

+0.05%

10Y(CAGR)

Winner

HRZN

+1.55%

PMTS

-1.34%

Max(CAGR)

Winner

HRZN

+2.93%

PMTS

-9.77%

HRZN vs PMTS - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	HRZN	PMTS
2026	-28.95%	+33.97%
2025	-15.46%	-53.84%
2024	-23.31%	+52.66%
2023	+25.85%	-48.91%
2022	-20.47%	+106.17%
2021	+31.35%	+311.31%
2020	+14.00%	+365.78%
2019	+25.22%	-61.54%
2018	+9.81%	-44.42%
2017	+18.26%	-82.02%
2016	-0.22%	-60.57%
2015	-4.75%	-12.41%
2014	+8.77%	N/A
2013	+3.10%	N/A
2012	+3.21%	N/A
2011	+18.15%	N/A
2010	-6.02%	N/A

HRZN vs PMTS Drawdown Comparison

The maximum drawdown for HRZN was -62.37%, occurring on Apr 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The current HRZN drawdown is -56.98%. The current PMTS drawdown is -68.46%.

Rank	HRZN	PMTS
#1	-62.37% Nov 15, 2021 - Apr 27, 2026	-99.04% Oct 12, 2015 - Mar 17, 2020
#2	-60.35% Feb 20, 2020 - Oct 5, 2020	N/A
#3	-34.45% May 27, 2015 - Jul 5, 2016	N/A
#4	-27.85% Oct 13, 2016 - Aug 7, 2018	N/A
#5	-16.50% Sep 19, 2012 - Jan 21, 2014	N/A
#6	-15.00% Oct 16, 2018 - Nov 13, 2018	N/A
#7	-14.92% Feb 18, 2014 - Jun 17, 2014	N/A
#8	-14.58% Jul 21, 2011 - Aug 31, 2011	N/A
#9	-14.56% Oct 15, 2020 - Dec 11, 2020	N/A
#10	-12.67% Jun 27, 2014 - Feb 10, 2015	N/A
#11	-12.65% Mar 11, 2019 - Nov 12, 2019	N/A
#12	-12.46% Feb 24, 2021 - Apr 5, 2021	N/A
#13	-11.65% Nov 15, 2018 - Jan 14, 2019	N/A
#14	-11.29% Oct 29, 2010 - Jan 5, 2011	N/A
#15	-11.28% Apr 16, 2021 - Jun 8, 2021	N/A

Correlation

Correlation between HRZN and PMTS is 0.21 which considered as a very weak or no correlation - the stocks move independently of each other.

0.21

-101

Dividend Comparison (2010 - 2026)

HRZN vs PMTS dividend yield comparison.

Year	HRZN	PMTS
2026	9.17%	0.00%
2025	20.47%	0.00%
2024	15.24%	0.00%
2023	10.40%	0.00%
2022	10.86%	0.00%
2021	7.85%	0.00%
2020	9.44%	0.00%
2019	9.28%	0.00%
2018	10.67%	0.00%
2017	10.70%	12.26%
2016	12.96%	4.34%
2015	11.76%	0.00%
2014	9.86%	0.00%
2013	9.71%	0.00%
2012	12.84%	0.00%
2011	7.23%	0.00%
2010	1.52%	0.00%