PMTS vs OPBK

Comparison between CPI Card Group Inc (PMTS, Company) and OP Bancorp (OPBK, Company).

Both PMTS and OPBK are from the Financial Services sector.

5-Year PerformanceOPBK has outperformed PMTS, delivering a return of +10.1% compared to -0.1%

PMTS vs OPBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PMTS(COMPANY)	OPBK(COMPANY)
Market Cap	$213M	$212M
Max Drawdown	99.10%	98.24%
Sharpe Ratio	0.11	0.55
5Y Beta	1.28	0.84
Industry	Credit Services	Banks - Regional
P/E Ratio	17.32	7.76
Forward P/E	6.73	9.01
PEG Ratio	0.57	0.29
Dividend Yield	N/A	3.43%
5Y Dividends CAGR	N/A	17.23%
5Y EPS CAGR	-6.48%	13.13%
Debt to Equity	-1976.47%	0.00%
Free Cash Flow Yield	24.08%	12.61%
P/S Ratio	0.38	2.22
P/B Ratio	N/A	0.91

Market Cap

Winner

PMTS

$213M

OPBK

$212M

Max Drawdown

PMTS

99.10%

Winner

OPBK

98.24%

Sharpe Ratio

PMTS

0.11

Winner

OPBK

0.55

5Y Beta

PMTS

1.28

Winner

OPBK

0.84

Industry

PMTS

Credit Services

OPBK

Banks - Regional

P/E Ratio

PMTS

17.32

Winner

OPBK

7.76

Forward P/E

Winner

PMTS

6.73

OPBK

9.01

PEG Ratio

PMTS

0.57

Winner

OPBK

0.29

Dividend Yield

PMTS

N/A

OPBK

3.43%

5Y Dividends CAGR

PMTS

N/A

OPBK

17.23%

5Y EPS CAGR

PMTS

-6.48%

Winner

OPBK

13.13%

Debt to Equity

Winner

PMTS

-1976.47%

OPBK

0.00%

Free Cash Flow Yield

Winner

PMTS

24.08%

OPBK

12.61%

P/S Ratio

Winner

PMTS

0.38

OPBK

2.22

P/B Ratio

PMTS

N/A

OPBK

0.91

PMTS vs OPBK - Historical Returns

Returns include dividend reinvestment.

Period	PMTS	OPBK
1 month	+12.53%	+2.49%
3 months	+26.83%	+7.57%
6 months	+14.79%	-4.21%
1 year	-18.11%	+24.97%
5 years(CAGR)	-0.15%	+10.07%
10 years(CAGR)	-1.53%	+12.12%
Max(CAGR)	-9.85%	+1.96%

Winner

PMTS

+12.53%

OPBK

+2.49%

Winner

PMTS

+26.83%

OPBK

+7.57%

Winner

PMTS

+14.79%

OPBK

-4.21%

PMTS

-18.11%

Winner

OPBK

+24.97%

5Y(CAGR)

PMTS

-0.15%

Winner

OPBK

+10.07%

10Y(CAGR)

PMTS

-1.53%

Winner

OPBK

+12.12%

Max(CAGR)

PMTS

-9.85%

Winner

OPBK

+1.96%

PMTS vs OPBK - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	PMTS	OPBK
2026	+32.63%	+1.96%
2025	-53.84%	-4.46%
2024	+52.66%	+49.76%
2023	-48.91%	+2.33%
2022	+106.17%	-10.46%
2021	+311.31%	+73.27%
2020	+365.78%	-21.74%
2019	-61.54%	+17.91%
2018	-44.42%	-9.30%
2017	-82.02%	+27.27%
2016	-60.57%	+19.38%
2015	-12.41%	-7.75%
2014	N/A	-5.96%
2013	N/A	+257.14%
2012	N/A	+61.54%
2011	N/A	-16.13%
2010	N/A	+287.50%
2009	N/A	-87.69%
2008	N/A	-45.83%
2007	N/A	-55.06%
2006	N/A	+15.58%
2005	N/A	-5.71%

PMTS vs OPBK Drawdown Comparison

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The maximum drawdown for OPBK was -98.24%, occurring on Aug 26, 2009. Recovery took 3915 trading sessions.

The current PMTS drawdown is -68.77%. The current OPBK drawdown is -19.08%.

Rank	PMTS	OPBK
#1	-99.04% Oct 12, 2015 - Mar 17, 2020	-98.24% May 8, 2006 - Nov 23, 2021
#2	N/A	-45.02% Feb 7, 2022 - Aug 30, 2024
#3	N/A	-41.81% Dec 4, 2024 - Apr 11, 2025
#4	N/A	-16.00% Aug 5, 2005 - Jan 27, 2006
#5	N/A	-15.54% Nov 29, 2021 - Jan 31, 2022
#6	N/A	-6.52% Aug 30, 2024 - Oct 11, 2024
#7	N/A	-6.15% Jan 27, 2006 - Feb 27, 2006
#8	N/A	-5.81% Jan 31, 2022 - Feb 7, 2022
#9	N/A	-3.51% Oct 29, 2024 - Nov 6, 2024
#10	N/A	-3.44% Nov 23, 2021 - Nov 29, 2021
#11	N/A	-3.14% Nov 6, 2024 - Nov 11, 2024
#12	N/A	-2.40% Nov 14, 2024 - Nov 21, 2024
#13	N/A	-2.12% Oct 15, 2024 - Oct 22, 2024
#14	N/A	-0.63% Nov 26, 2024 - Dec 2, 2024
#15	N/A	-0.14% Dec 2, 2024 - Dec 4, 2024