OMF vs LAD

Comparison between OneMain Holdings Inc (OMF, Company) and Lithia Motors Inc - Class A (LAD, Company).

OMF is from the Financial Services sector, while LAD is from the Consumer Cyclical sector.

5-Year PerformanceOMF has outperformed LAD, delivering a return of +10.4% compared to -0.5%

OMF vs LAD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OMF(COMPANY)	LAD(COMPANY)
Market Cap	$6.73B	$6.72B
Max Drawdown	70.82%	95.71%
Sharpe Ratio	0.62	-0.24
5Y Beta	1.36	1.05
Industry	Credit Services	Auto & Truck Dealerships
P/E Ratio	8.58	10.14
Forward P/E	7.78	8.41
PEG Ratio	0.20	N/A
Dividend Yield	7.26%	0.72%
5Y Dividends CAGR	-11.60%	16.70%
5Y EPS CAGR	-3.89%	4.50%
Debt to Equity	663.19%	0.00%
Free Cash Flow Yield	47.66%	-6.74%

Market Cap

Winner

OMF

$6.73B

LAD

$6.72B

Max Drawdown

Winner

OMF

70.82%

LAD

95.71%

Sharpe Ratio

Winner

OMF

0.62

LAD

-0.24

5Y Beta

OMF

1.36

Winner

LAD

1.05

Industry

OMF

Credit Services

LAD

Auto & Truck Dealerships

P/E Ratio

Winner

OMF

8.58

LAD

10.14

Forward P/E

Winner

OMF

7.78

LAD

8.41

PEG Ratio

OMF

0.20

LAD

N/A

Dividend Yield

Winner

OMF

7.26%

LAD

0.72%

5Y Dividends CAGR

OMF

-11.60%

Winner

LAD

16.70%

5Y EPS CAGR

OMF

-3.89%

Winner

LAD

4.50%

Debt to Equity

OMF

663.19%

Winner

LAD

0.00%

Free Cash Flow Yield

Winner

OMF

47.66%

LAD

-6.74%

OMF vs LAD - Historical Returns

Returns include dividend reinvestment.

Period	OMF	LAD
1 month	+8.69%	+11.31%
3 months	+18.73%	+18.22%
6 months	-11.61%	-12.84%
1 year	+16.69%	-9.11%
5 years(CAGR)	+10.40%	-0.52%
10 years(CAGR)	+18.50%	+15.56%
Max(CAGR)	+9.72%	+12.04%

OMF

+8.69%

Winner

LAD

+11.31%

Winner

OMF

+18.73%

LAD

+18.22%

Winner

OMF

-11.61%

LAD

-12.84%

Winner

OMF

+16.69%

LAD

-9.11%

5Y(CAGR)

Winner

OMF

+10.40%

LAD

-0.52%

10Y(CAGR)

Winner

OMF

+18.50%

LAD

+15.56%

Max(CAGR)

OMF

+9.72%

Winner

LAD

+12.04%

OMF vs LAD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OMF	LAD
2026	-12.50%	-10.91%
2025	+40.57%	-4.01%
2024	+14.72%	+10.83%
2023	+64.21%	+64.95%
2022	-27.85%	-30.82%
2021	+26.69%	+4.86%
2020	+33.90%	+100.29%
2019	+85.89%	+89.01%
2018	-7.64%	-32.82%
2017	+12.46%	+17.04%
2016	-45.63%	-4.96%
2015	-15.47%	+23.12%
2014	N/A	+27.61%
2013	N/A	+79.17%
2012	N/A	+71.54%
2011	N/A	+49.69%
2010	N/A	+80.14%
2009	N/A	+149.09%
2008	N/A	-74.04%
2007	N/A	-48.37%
2006	N/A	-6.17%
2005	N/A	+22.27%
2004	N/A	+8.42%
2003	N/A	+64.99%
2002	N/A	-23.46%
2001	N/A	+60.71%
2000	N/A	-29.68%
1999	N/A	-8.59%

OMF vs LAD Drawdown Comparison

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The maximum drawdown for LAD was -95.16%, occurring on Oct 27, 2008. Recovery took 1626 trading sessions.

The current OMF drawdown is -15.32%. The current LAD drawdown is -26.26%.

Rank	OMF	LAD
#1	-68.51% Feb 20, 2020 - Nov 25, 2020	-95.16% Mar 27, 2006 - Sep 7, 2012
#2	-65.61% Nov 27, 2015 - Feb 11, 2020	-64.23% May 7, 2002 - Mar 8, 2004
#3	-47.88% Oct 20, 2021 - Dec 19, 2023	-61.15% Nov 27, 2019 - Jul 10, 2020
#4	-29.94% Feb 18, 2025 - Jun 27, 2025	-55.47% Mar 17, 2021 - Oct 20, 2022
#5	-29.70% Jan 6, 2026 - Mar 16, 2026	-44.79% Dec 1, 2015 - Jan 12, 2018
#6	-17.68% Jan 15, 2021 - Feb 5, 2021	-44.69% Jan 26, 2018 - Jul 24, 2019
#7	-16.71% Sep 4, 2025 - Nov 26, 2025	-42.47% May 15, 2001 - Jan 4, 2002
#8	-16.67% Jul 30, 2024 - Nov 6, 2024	-41.82% Nov 1, 1999 - May 9, 2001
#9	-11.93% Jan 10, 2024 - Mar 19, 2024	-33.46% Jul 3, 2014 - Mar 19, 2015
#10	-10.88% Dec 6, 2024 - Jan 23, 2025	-32.35% Mar 8, 2004 - Jul 26, 2005
#11	-10.16% Mar 15, 2021 - Apr 28, 2021	-26.32% Oct 1, 2013 - Apr 29, 2014
#12	-9.07% Feb 8, 2021 - Mar 4, 2021	-20.19% Aug 18, 2020 - Oct 5, 2020
#13	-8.55% Mar 28, 2024 - Apr 24, 2024	-19.62% Aug 3, 2005 - Dec 14, 2005
#14	-8.48% Aug 11, 2021 - Oct 20, 2021	-19.11% Oct 7, 2020 - Nov 23, 2020
#15	-8.45% May 9, 2024 - Jul 15, 2024	-16.59% Jan 4, 2002 - Mar 8, 2002

Correlation

Correlation between OMF and LAD is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2003 - 2026)

OMF vs LAD dividend yield comparison.

Year	OMF	LAD
2026	3.61%	0.38%
2025	6.17%	0.66%
2024	7.90%	0.58%
2023	8.13%	0.58%
2022	11.41%	0.79%
2021	19.08%	0.46%
2020	12.33%	0.42%
2019	7.12%	0.81%
2018	0.00%	1.49%
2017	0.00%	0.93%
2016	0.00%	0.98%
2015	0.00%	0.71%
2014	0.00%	0.70%
2013	0.00%	0.56%
2012	0.00%	1.26%
2011	0.00%	1.19%
2010	0.00%	1.05%
2008	0.00%	14.42%
2007	0.00%	4.08%
2006	0.00%	1.81%
2005	0.00%	1.27%
2004	0.00%	1.12%
2003	0.00%	0.56%