OMF vs CHYM

Comparison between OneMain Holdings Inc (OMF, Company) and Chime Financial Inc - Class A (CHYM, Company).

OMF is from the Financial Services sector, while CHYM is from the Technology sector.

OMF vs CHYM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OMF(COMPANY)	CHYM(COMPANY)
Market Cap	$6.30B	$6.27B
Max Drawdown	70.82%	55.70%
Sharpe Ratio	0.47	-0.98
5Y Beta	1.36	2.47
Industry	Credit Services	Software - Application
P/E Ratio	8.04	-2.31
Forward P/E	7.65	26.11
PEG Ratio	0.19	N/A
Dividend Yield	7.37%	N/A
5Y Dividends CAGR	-11.60%	N/A
5Y EPS CAGR	-3.89%	N/A
Debt to Equity	663.19%	0.00%
Free Cash Flow Yield	50.86%	1.18%
P/S Ratio	2.10	2.71
P/B Ratio	1.91	4.35

Market Cap

Winner

OMF

$6.30B

CHYM

$6.27B

Max Drawdown

OMF

70.82%

Winner

CHYM

55.70%

Sharpe Ratio

Winner

OMF

0.47

CHYM

-0.98

5Y Beta

Winner

OMF

1.36

CHYM

2.47

Industry

OMF

Credit Services

CHYM

Software - Application

P/E Ratio

OMF

8.04

Winner

CHYM

-2.31

Forward P/E

Winner

OMF

7.65

CHYM

26.11

PEG Ratio

OMF

0.19

CHYM

N/A

Dividend Yield

OMF

7.37%

CHYM

N/A

5Y Dividends CAGR

OMF

-11.60%

CHYM

N/A

5Y EPS CAGR

OMF

-3.89%

CHYM

N/A

Debt to Equity

OMF

663.19%

Winner

CHYM

0.00%

Free Cash Flow Yield

Winner

OMF

50.86%

CHYM

1.18%

P/S Ratio

Winner

OMF

2.10

CHYM

2.71

P/B Ratio

Winner

OMF

1.91

CHYM

4.35

OMF vs CHYM - Historical Returns

Returns include dividend reinvestment.

Period	OMF	CHYM
1 month	+6.94%	-7.73%
3 months	+9.75%	-22.76%
6 months	-14.41%	-36.24%
1 year	+14.85%	-55.00%
5 years(CAGR)	+8.85%	N/A
10 years(CAGR)	+16.91%	N/A
Max(CAGR)	+9.47%	-55.02%

Winner

OMF

+6.94%

CHYM

-7.73%

Winner

OMF

+9.75%

CHYM

-22.76%

Winner

OMF

-14.41%

CHYM

-36.24%

Winner

OMF

+14.85%

CHYM

-55.00%

5Y(CAGR)

OMF

+8.85%

CHYM

N/A

10Y(CAGR)

OMF

+16.91%

CHYM

N/A

Max(CAGR)

Winner

OMF

+9.47%

CHYM

-55.02%

OMF vs CHYM - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	OMF	CHYM
2026	-14.72%	-36.74%
2025	+40.57%	-32.17%
2024	+14.72%	N/A
2023	+64.21%	N/A
2022	-27.85%	N/A
2021	+26.69%	N/A
2020	+33.90%	N/A
2019	+85.89%	N/A
2018	-7.64%	N/A
2017	+12.46%	N/A
2016	-45.63%	N/A
2015	-15.47%	N/A

OMF vs CHYM Drawdown Comparison

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The maximum drawdown for CHYM was -55.70%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The current OMF drawdown is -17.46%. The current CHYM drawdown is -55.00%.

Rank	OMF	CHYM
#1	-68.51% Feb 20, 2020 - Nov 25, 2020	-55.70% Jun 12, 2025 - Jun 10, 2026
#2	-65.61% Nov 27, 2015 - Feb 11, 2020	N/A
#3	-47.88% Oct 20, 2021 - Dec 19, 2023	N/A
#4	-29.94% Feb 18, 2025 - Jun 27, 2025	N/A
#5	-29.70% Jan 6, 2026 - Mar 16, 2026	N/A
#6	-17.68% Jan 15, 2021 - Feb 5, 2021	N/A
#7	-16.71% Sep 4, 2025 - Nov 26, 2025	N/A
#8	-16.67% Jul 30, 2024 - Nov 6, 2024	N/A
#9	-11.93% Jan 10, 2024 - Mar 19, 2024	N/A
#10	-10.88% Dec 6, 2024 - Jan 23, 2025	N/A
#11	-10.16% Mar 15, 2021 - Apr 28, 2021	N/A
#12	-9.07% Feb 8, 2021 - Mar 4, 2021	N/A
#13	-8.55% Mar 28, 2024 - Apr 24, 2024	N/A
#14	-8.48% Aug 11, 2021 - Oct 20, 2021	N/A
#15	-8.45% May 9, 2024 - Jul 15, 2024	N/A