CHYM vs UBSI

Comparison between Chime Financial Inc - Class A (CHYM, Company) and United Bankshares Inc (UBSI, Company).

CHYM is from the Technology sector, while UBSI is from the Financial Services sector.

CHYM vs UBSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CHYM(COMPANY)	UBSI(COMPANY)
Market Cap	$6.27B	$6.26B
Max Drawdown	55.70%	65.05%
Sharpe Ratio	-0.98	1.12
5Y Beta	2.47	0.84
Industry	Software - Application	Banks - Regional
P/E Ratio	-2.31	13.80
Forward P/E	26.11	13.55
PEG Ratio	N/A	0.81
Dividend Yield	N/A	3.33%
5Y Dividends CAGR	N/A	6.07%
5Y EPS CAGR	N/A	5.12%
Debt to Equity	0.00%	3.03%
Free Cash Flow Yield	1.18%	8.32%
P/S Ratio	2.71	4.96
P/B Ratio	4.35	1.10

Market Cap

Winner

CHYM

$6.27B

UBSI

$6.26B

Max Drawdown

Winner

CHYM

55.70%

UBSI

65.05%

Sharpe Ratio

CHYM

-0.98

Winner

UBSI

1.12

5Y Beta

CHYM

2.47

Winner

UBSI

0.84

Industry

CHYM

Software - Application

UBSI

Banks - Regional

P/E Ratio

Winner

CHYM

-2.31

UBSI

13.80

Forward P/E

CHYM

26.11

Winner

UBSI

13.55

PEG Ratio

CHYM

N/A

UBSI

0.81

Dividend Yield

CHYM

N/A

UBSI

3.33%

5Y Dividends CAGR

CHYM

N/A

UBSI

6.07%

5Y EPS CAGR

CHYM

N/A

UBSI

5.12%

Debt to Equity

Winner

CHYM

0.00%

UBSI

3.03%

Free Cash Flow Yield

CHYM

1.18%

Winner

UBSI

8.32%

P/S Ratio

Winner

CHYM

2.71

UBSI

4.96

P/B Ratio

CHYM

4.35

Winner

UBSI

1.10

CHYM vs UBSI - Historical Returns

Returns include dividend reinvestment.

Period	CHYM	UBSI
1 month	-7.73%	+8.25%
3 months	-22.76%	+18.35%
6 months	-36.24%	+18.62%
1 year	-55.00%	+31.82%
5 years(CAGR)	N/A	+8.10%
10 years(CAGR)	N/A	+6.09%
Max(CAGR)	-55.02%	+6.44%

CHYM

-7.73%

Winner

UBSI

+8.25%

CHYM

-22.76%

Winner

UBSI

+18.35%

CHYM

-36.24%

Winner

UBSI

+18.62%

CHYM

-55.00%

Winner

UBSI

+31.82%

5Y(CAGR)

CHYM

N/A

UBSI

+8.10%

10Y(CAGR)

CHYM

N/A

UBSI

+6.09%

Max(CAGR)

CHYM

-55.02%

Winner

UBSI

+6.44%

CHYM vs UBSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CHYM	UBSI
2026	-36.74%	+21.06%
2025	-32.17%	+7.97%
2024	N/A	+3.64%
2023	N/A	-2.28%
2022	N/A	+13.97%
2021	N/A	+16.79%
2020	N/A	-11.55%
2019	N/A	+25.98%
2018	N/A	-7.31%
2017	N/A	-21.87%
2016	N/A	+33.06%
2015	N/A	+3.41%
2014	N/A	+25.41%
2013	N/A	+29.39%
2012	N/A	-11.96%
2011	N/A	-0.92%
2010	N/A	+45.44%
2009	N/A	-34.66%
2008	N/A	+24.31%
2007	N/A	-25.68%
2006	N/A	+11.89%
2005	N/A	-4.12%
2004	N/A	+27.89%
2003	N/A	+7.70%
2002	N/A	+5.73%
2001	N/A	+46.94%
2000	N/A	-5.55%
1999	N/A	-3.44%

CHYM vs UBSI Drawdown Comparison

The maximum drawdown for CHYM was -55.70%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for UBSI was -62.10%, occurring on Mar 6, 2009. Recovery took 1652 trading sessions.

The current CHYM drawdown is -55.00%.

Rank	CHYM	UBSI
#1	-55.70% Jun 12, 2025 - Jun 10, 2026	-62.10% Dec 27, 2006 - Jul 23, 2013
#2	N/A	-52.34% Dec 9, 2016 - May 13, 2021
#3	N/A	-38.09% Nov 10, 2022 - Nov 6, 2024
#4	N/A	-34.79% Nov 3, 1999 - Jun 4, 2001
#5	N/A	-25.79% Nov 25, 2024 - Jan 15, 2026
#6	N/A	-23.47% Nov 6, 2015 - Nov 10, 2016
#7	N/A	-22.54% May 17, 2021 - Aug 16, 2022
#8	N/A	-22.48% Dec 15, 2004 - Nov 11, 2005
#9	N/A	-17.35% May 3, 2002 - Aug 21, 2003
#10	N/A	-16.34% Jul 22, 2015 - Nov 6, 2015
#11	N/A	-13.73% Feb 6, 2026 - Jun 12, 2026
#12	N/A	-12.68% Aug 16, 2022 - Oct 27, 2022
#13	N/A	-12.01% Aug 30, 2001 - Dec 17, 2001
#14	N/A	-11.49% Dec 24, 2013 - Jun 6, 2014
#15	N/A	-10.27% Dec 29, 2014 - Mar 2, 2015

Correlation

Correlation between CHYM and UBSI is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

-101