OBT vs OSPN

Comparison between Orange County Bancorp Inc (OBT, Company) and OneSpan Inc (OSPN, Company).

OBT is from the Financial Services sector, while OSPN is from the Technology sector.

5-Year PerformanceOBT has outperformed OSPN, delivering a return of +20.5% compared to -11.4%

OBT vs OSPN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OBT(COMPANY)	OSPN(COMPANY)
Market Cap	$499M	$499M
Max Drawdown	60.57%	95.31%
Sharpe Ratio	1.76	-0.08
5Y Beta	0.98	1.05
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	11.27	7.23
Forward P/E	N/A	11.15
PEG Ratio	0.30	0.33
Dividend Yield	1.72%	3.51%
5Y Dividends CAGR	14.87%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.35%	9.58%

Market Cap

OBT

$499M

Winner

OSPN

$499M

Max Drawdown

Winner

OBT

60.57%

OSPN

95.31%

Sharpe Ratio

Winner

OBT

1.76

OSPN

-0.08

5Y Beta

Winner

OBT

0.98

OSPN

1.05

Industry

OBT

Banks - Regional

OSPN

Software - Infrastructure

P/E Ratio

OBT

11.27

Winner

OSPN

7.23

Forward P/E

OBT

N/A

OSPN

11.15

PEG Ratio

Winner

OBT

0.30

OSPN

0.33

Dividend Yield

OBT

1.72%

Winner

OSPN

3.51%

5Y Dividends CAGR

OBT

14.87%

OSPN

N/A

Debt to Equity

OBT

0.00%

OSPN

0.00%

Free Cash Flow Yield

OBT

9.35%

Winner

OSPN

9.58%

OBT vs OSPN - Historical Returns

Returns include dividend reinvestment.

Period	OBT	OSPN
1 month	+12.02%	+9.40%
3 months	+21.63%	+31.70%
6 months	+26.62%	+8.42%
1 year	+61.29%	-8.85%
5 years(CAGR)	+20.51%	-11.35%
10 years(CAGR)	+15.26%	-1.42%
Max(CAGR)	+9.05%	+4.20%

Winner

OBT

+12.02%

OSPN

+9.40%

OBT

+21.63%

Winner

OSPN

+31.70%

Winner

OBT

+26.62%

OSPN

+8.42%

Winner

OBT

+61.29%

OSPN

-8.85%

5Y(CAGR)

Winner

OBT

+20.51%

OSPN

-11.35%

10Y(CAGR)

Winner

OBT

+15.26%

OSPN

-1.42%

Max(CAGR)

Winner

OBT

+9.05%

OSPN

+4.20%

OBT vs OSPN - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OBT	OSPN
2026	+32.60%	+12.39%
2025	+8.14%	-29.65%
2024	-3.65%	+75.40%
2023	+31.35%	-7.59%
2022	+16.71%	-35.06%
2021	+51.05%	-21.00%
2020	-4.09%	+18.17%
2019	+12.10%	+32.82%
2018	-1.24%	-8.16%
2017	+25.96%	-0.71%
2016	-0.16%	-17.97%
2015	+14.87%	-38.72%
2014	+15.42%	+271.67%
2013	+1.86%	-5.04%
2012	+9.60%	+23.26%
2011	+0.90%	-23.38%
2010	+3.50%	+23.74%
2009	-14.08%	-39.62%
2008	-11.54%	-62.41%
2007	+0.00%	+133.25%
2006	N/A	+17.79%
2005	N/A	+43.31%
2004	N/A	+186.58%
2003	N/A	+175.62%
2002	N/A	-56.70%
2001	N/A	-58.00%

OBT vs OSPN Drawdown Comparison

The maximum drawdown for OBT was -57.57%, occurring on Oct 15, 2020. Recovery took 1227 trading sessions.

The maximum drawdown for OSPN was -95.31%, occurring on Feb 7, 2003. Recovery took 1013 trading sessions.

The current OSPN drawdown is -66.81%.

Rank	OBT	OSPN
#1	-57.57% Mar 2, 2018 - Feb 6, 2023	-95.31% Jan 24, 2001 - Feb 8, 2005
#2	-50.00% Feb 26, 2018 - Mar 2, 2018	-90.92% Oct 15, 2007 - Mar 9, 2009
#3	-45.77% Feb 23, 2023 - Dec 13, 2023	-42.50% Nov 11, 2005 - Oct 26, 2006
#4	-32.49% Nov 11, 2024 - Feb 2, 2026	-33.30% Aug 1, 2005 - Nov 11, 2005
#5	-31.70% Dec 27, 2023 - Jul 25, 2024	-31.31% Feb 8, 2005 - May 11, 2005
#6	-28.40% Jan 18, 2008 - Nov 20, 2014	-15.85% Feb 22, 2007 - Apr 4, 2007
#7	-18.20% Jul 25, 2024 - Nov 11, 2024	-15.69% Aug 9, 2007 - Sep 4, 2007
#8	-13.73% Feb 9, 2026 - Apr 17, 2026	-12.80% May 7, 2007 - Jun 1, 2007
#9	-10.39% Dec 10, 2015 - Sep 8, 2017	-12.47% Jun 20, 2005 - Jul 21, 2005
#10	-9.79% Apr 28, 2026 - Jun 12, 2026	-12.25% Nov 8, 2006 - Jan 4, 2007
#11	-6.22% Sep 2, 2015 - Dec 10, 2015	-11.87% Jan 17, 2007 - Feb 20, 2007
#12	-5.37% Sep 28, 2017 - Nov 21, 2017	-10.94% May 26, 2005 - Jun 15, 2005
#13	-4.52% Nov 26, 2014 - Mar 11, 2015	-10.32% Jan 10, 2001 - Jan 23, 2001
#14	-3.76% Jun 12, 2026 - Jun 18, 2026	-10.12% Jun 5, 2007 - Jul 5, 2007
#15	-2.71% Apr 17, 2026 - Apr 28, 2026	-10.05% Apr 4, 2007 - Apr 26, 2007

Correlation

Correlation between OBT and OSPN is 0.17 which considered as a very weak or no correlation - the stocks move independently of each other.

0.17

-101

Dividend Comparison (2008 - 2026)

OBT vs OSPN dividend yield comparison.

Year	OBT	OSPN
2026	0.97%	1.93%
2025	2.00%	3.74%
2024	1.69%	0.00%
2023	1.53%	0.00%
2022	1.78%	0.00%
2021	1.99%	0.00%
2020	2.94%	0.00%
2019	2.72%	0.00%
2018	3.00%	0.00%
2017	2.93%	0.00%
2016	3.53%	0.00%
2015	3.40%	0.00%
2014	3.77%	0.00%
2013	3.01%	0.00%
2012	4.79%	0.00%
2011	0.95%	0.00%
2010	3.53%	0.00%
2009	3.76%	0.00%
2008	3.07%	0.00%