NWFL vs LND

Comparison between Norwood Financial Corp (NWFL, Company) and Brasilagro Companhia Brasileira De Propriedade Agricola (LND, Company).

NWFL is from the Financial Services sector, while LND is from the Consumer Defensive sector.

5-Year PerformanceNWFL has outperformed LND, delivering a return of +10.8% compared to +1.6%

NWFL vs LND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NWFL(COMPANY)	LND(COMPANY)
Market Cap	$362M	$364M
Max Drawdown	46.42%	59.11%
Sharpe Ratio	1.34	0.08
5Y Beta	0.59	0.42
Industry	Banks - Regional	Farm Products
P/E Ratio	13.23	54.59
Forward P/E	10.31	16.37
PEG Ratio	0.57	0.00
Dividend Yield	3.73%	3.85%
5Y Dividends CAGR	4.30%	26.42%
5Y EPS CAGR	11.30%	-34.33%
Debt to Equity	0.00%	70.74%
Free Cash Flow Yield	7.35%	2.27%
P/S Ratio	3.67	2.04
P/B Ratio	1.28	0.91

Market Cap

NWFL

$362M

Winner

LND

$364M

Max Drawdown

Winner

NWFL

46.42%

LND

59.11%

Sharpe Ratio

Winner

NWFL

1.34

LND

0.08

5Y Beta

NWFL

0.59

Winner

LND

0.42

Industry

NWFL

Banks - Regional

LND

Farm Products

P/E Ratio

Winner

NWFL

13.23

LND

54.59

Forward P/E

Winner

NWFL

10.31

LND

16.37

PEG Ratio

NWFL

0.57

Winner

LND

0.00

Dividend Yield

NWFL

3.73%

Winner

LND

3.85%

5Y Dividends CAGR

NWFL

4.30%

Winner

LND

26.42%

5Y EPS CAGR

Winner

NWFL

11.30%

LND

-34.33%

Debt to Equity

Winner

NWFL

0.00%

LND

70.74%

Free Cash Flow Yield

Winner

NWFL

7.35%

LND

2.27%

P/S Ratio

NWFL

3.67

Winner

LND

2.04

P/B Ratio

NWFL

1.28

Winner

LND

0.91

NWFL vs LND - Historical Returns

Returns include dividend reinvestment.

Period	NWFL	LND
1 month	+5.90%	+3.92%
3 months	+16.32%	-2.62%
6 months	+13.05%	-7.71%
1 year	+46.59%	+2.99%
5 years(CAGR)	+10.79%	+1.56%
10 years(CAGR)	+10.16%	+6.31%
Max(CAGR)	+9.41%	+5.50%

Winner

NWFL

+5.90%

LND

+3.92%

Winner

NWFL

+16.32%

LND

-2.62%

Winner

NWFL

+13.05%

LND

-7.71%

Winner

NWFL

+46.59%

LND

+2.99%

5Y(CAGR)

Winner

NWFL

+10.79%

LND

+1.56%

10Y(CAGR)

Winner

NWFL

+10.16%

LND

+6.31%

Max(CAGR)

Winner

NWFL

+9.41%

LND

+5.50%

NWFL vs LND - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NWFL	LND
2026	+24.25%	+3.63%
2025	+11.07%	+1.28%
2024	-10.23%	-27.46%
2023	+3.16%	+10.96%
2022	+32.76%	+31.46%
2021	+5.35%	+16.95%
2020	-30.56%	+7.95%
2019	+21.47%	+24.60%
2018	+2.72%	+22.42%
2017	+60.65%	+5.27%
2016	+20.41%	+20.41%
2015	+2.55%	+3.76%
2014	+9.88%	-26.67%
2013	+2.50%	-17.54%
2012	+12.40%	+26.94%
2011	+4.24%	N/A
2010	+1.95%	N/A
2009	+7.91%	N/A
2008	-8.97%	N/A
2007	+2.15%	N/A
2006	+13.24%	N/A
2005	-6.84%	N/A
2004	+38.45%	N/A
2003	+34.46%	N/A
2002	+17.77%	N/A
2001	+52.66%	N/A
2000	-14.70%	N/A
1999	-4.60%	N/A

NWFL vs LND Drawdown Comparison

The maximum drawdown for NWFL was -43.93%, occurring on Apr 23, 2020. Recovery took 999 trading sessions.

The maximum drawdown for LND was -53.43%, occurring on Jan 27, 2016. Recovery took 1407 trading sessions.

The current NWFL drawdown is -1.03%. The current LND drawdown is -34.48%.

Rank	NWFL	LND
#1	-43.93% Dec 27, 2019 - Dec 15, 2023	-53.43% Jun 3, 2013 - Jan 3, 2019
#2	-33.58% Dec 26, 2023 - Feb 2, 2026	-48.59% Jan 23, 2020 - Nov 19, 2020
#3	-29.56% Sep 25, 2018 - Dec 20, 2019	-46.48% Apr 12, 2022 - Jul 13, 2022
#4	-28.02% Nov 5, 1999 - Jul 19, 2001	-29.67% Jun 7, 2021 - Feb 23, 2022
#5	-27.60% Oct 31, 2008 - Jun 26, 2009	-29.57% Jan 15, 2021 - Apr 22, 2021
#6	-25.12% Aug 7, 2009 - Jul 11, 2012	-15.66% Feb 1, 2019 - Dec 12, 2019
#7	-19.62% Jan 14, 2005 - May 9, 2006	-15.22% May 5, 2021 - Jun 4, 2021
#8	-16.79% Dec 21, 2017 - Jun 15, 2018	-13.99% May 15, 2012 - Jul 16, 2012
#9	-16.18% Feb 14, 2007 - Oct 31, 2008	-13.33% Oct 12, 2012 - Dec 28, 2012
#10	-14.54% Jul 29, 2003 - Feb 6, 2004	-11.49% Mar 7, 2022 - Mar 23, 2022
#11	-14.43% Apr 12, 2004 - Apr 28, 2004	-10.44% Feb 19, 2013 - Jun 3, 2013
#12	-13.53% Feb 3, 2014 - Apr 24, 2015	-9.11% Dec 1, 2020 - Jan 14, 2021
#13	-13.41% Apr 30, 2004 - Oct 27, 2004	-6.97% Jan 9, 2019 - Feb 1, 2019
#14	-13.33% Jun 6, 2013 - Feb 3, 2014	-6.43% Feb 28, 2022 - Mar 3, 2022
#15	-12.87% Feb 17, 2026 - Jun 10, 2026	-6.31% Apr 22, 2021 - Apr 26, 2021

Correlation

Correlation between NWFL and LND is 0.70 which considered as a strong positive correlation - the stocks tend to move together.

0.70

-101

Dividend Comparison (2000 - 2026)

NWFL vs LND dividend yield comparison.

Year	NWFL	LND
2026	2.85%	0.00%
2025	4.42%	3.95%
2024	4.41%	7.44%
2023	3.52%	12.40%
2022	3.35%	18.07%
2021	4.00%	8.86%
2020	3.82%	2.54%
2019	2.47%	4.67%
2018	2.67%	4.75%
2017	2.61%	1.93%
2016	3.74%	4.78%
2015	4.28%	11.77%
2014	4.13%	0.00%
2013	15.71%	2.25%
2012	4.03%	0.00%
2011	4.22%	0.00%
2010	4.03%	0.00%
2009	3.78%	0.00%
2008	3.64%	0.00%
2007	2.94%	0.00%
2006	7.96%	0.00%
2005	2.23%	0.00%
2004	1.92%	0.00%
2003	2.45%	0.00%
2002	2.95%	0.00%
2001	3.07%	0.00%
2000	2.96%	0.00%