NWFL vs NATR

Comparison between Norwood Financial Corp (NWFL, Company) and Nature`s Sunshine Products Inc (NATR, Company).

NWFL is from the Financial Services sector, while NATR is from the Consumer Defensive sector.

5-Year PerformanceNWFL has outperformed NATR, delivering a return of +10.8% compared to +2.9%

NWFL vs NATR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NWFL(COMPANY)	NATR(COMPANY)
Market Cap	$362M	$361M
Max Drawdown	46.42%	69.92%
Sharpe Ratio	1.34	0.82
5Y Beta	0.59	0.46
Industry	Banks - Regional	Packaged Foods
P/E Ratio	13.23	18.17
Forward P/E	10.31	16.18
PEG Ratio	0.57	0.17
Dividend Yield	3.73%	N/A
5Y Dividends CAGR	4.30%	20.11%
5Y EPS CAGR	11.30%	-1.51%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.35%	6.37%
P/S Ratio	3.67	0.74
P/B Ratio	1.28	2.18

Market Cap

Winner

NWFL

$362M

NATR

$361M

Max Drawdown

Winner

NWFL

46.42%

NATR

69.92%

Sharpe Ratio

Winner

NWFL

1.34

NATR

0.82

5Y Beta

NWFL

0.59

Winner

NATR

0.46

Industry

NWFL

Banks - Regional

NATR

Packaged Foods

P/E Ratio

Winner

NWFL

13.23

NATR

18.17

Forward P/E

Winner

NWFL

10.31

NATR

16.18

PEG Ratio

NWFL

0.57

Winner

NATR

0.17

Dividend Yield

NWFL

3.73%

NATR

N/A

5Y Dividends CAGR

NWFL

4.30%

Winner

NATR

20.11%

5Y EPS CAGR

Winner

NWFL

11.30%

NATR

-1.51%

Debt to Equity

NWFL

0.00%

NATR

0.00%

Free Cash Flow Yield

Winner

NWFL

7.35%

NATR

6.37%

P/S Ratio

NWFL

3.67

Winner

NATR

0.74

P/B Ratio

Winner

NWFL

1.28

NATR

2.18

NWFL vs NATR - Historical Returns

Returns include dividend reinvestment.

Period	NWFL	NATR
1 month	+5.90%	-6.93%
3 months	+16.32%	-25.29%
6 months	+13.05%	-19.55%
1 year	+46.59%	+40.80%
5 years(CAGR)	+10.79%	+2.90%
10 years(CAGR)	+10.16%	+6.39%
Max(CAGR)	+9.41%	+13.75%

Winner

NWFL

+5.90%

NATR

-6.93%

Winner

NWFL

+16.32%

NATR

-25.29%

Winner

NWFL

+13.05%

NATR

-19.55%

Winner

NWFL

+46.59%

NATR

+40.80%

5Y(CAGR)

Winner

NWFL

+10.79%

NATR

+2.90%

10Y(CAGR)

Winner

NWFL

+10.16%

NATR

+6.39%

Max(CAGR)

NWFL

+9.41%

Winner

NATR

+13.75%

NWFL vs NATR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NWFL	NATR
2026	+24.25%	-3.24%
2025	+11.07%	+48.21%
2024	-10.23%	-17.36%
2023	+3.16%	+102.70%
2022	+32.76%	-55.67%
2021	+5.35%	+34.86%
2020	-30.56%	+65.38%
2019	+21.47%	+7.72%
2018	+2.72%	-29.74%
2017	+60.65%	-19.82%
2016	+20.41%	+56.64%
2015	+2.55%	-28.91%
2014	+9.88%	-7.84%
2013	+2.50%	+28.61%
2012	+12.40%	-10.41%
2011	+4.24%	+74.77%
2010	+1.95%	+11.41%
2009	+7.91%	+162.77%
2008	-8.97%	N/A
2007	+2.15%	N/A
2006	+13.24%	N/A
2005	-6.84%	N/A
2004	+38.45%	N/A
2003	+34.46%	N/A
2002	+17.77%	N/A
2001	+52.66%	N/A
2000	-14.70%	N/A
1999	-4.60%	N/A

NWFL vs NATR Drawdown Comparison

The maximum drawdown for NWFL was -43.93%, occurring on Apr 23, 2020. Recovery took 999 trading sessions.

The maximum drawdown for NATR was -62.20%, occurring on Mar 18, 2020. Recovery took 1789 trading sessions.

The current NWFL drawdown is -1.03%. The current NATR drawdown is -27.01%.

Rank	NWFL	NATR
#1	-43.93% Dec 27, 2019 - Dec 15, 2023	-62.20% Nov 26, 2013 - Jan 6, 2021
#2	-33.58% Dec 26, 2023 - Feb 2, 2026	-61.61% May 6, 2021 - Nov 14, 2025
#3	-29.56% Sep 25, 2018 - Dec 20, 2019	-44.44% May 3, 2010 - May 31, 2011
#4	-28.02% Nov 5, 1999 - Jul 19, 2001	-38.45% Jul 21, 2011 - Aug 12, 2013
#5	-27.60% Oct 31, 2008 - Jun 26, 2009	-29.21% Mar 2, 2026 - Jun 4, 2026
#6	-25.12% Aug 7, 2009 - Jul 11, 2012	-26.26% Oct 23, 2009 - Dec 23, 2009
#7	-19.62% Jan 14, 2005 - May 9, 2006	-18.83% Dec 24, 2009 - Apr 12, 2010
#8	-16.79% Dec 21, 2017 - Jun 15, 2018	-13.64% Jun 29, 2009 - Aug 26, 2009
#9	-16.18% Feb 14, 2007 - Oct 31, 2008	-9.73% Dec 15, 2025 - Jan 16, 2026
#10	-14.54% Jul 29, 2003 - Feb 6, 2004	-9.60% Oct 29, 2013 - Nov 26, 2013
#11	-14.43% Apr 12, 2004 - Apr 28, 2004	-9.32% Oct 6, 2009 - Oct 8, 2009
#12	-13.53% Feb 3, 2014 - Apr 24, 2015	-8.60% Jan 6, 2021 - Feb 1, 2021
#13	-13.41% Apr 30, 2004 - Oct 27, 2004	-8.40% Oct 8, 2009 - Oct 13, 2009
#14	-13.33% Jun 6, 2013 - Feb 3, 2014	-8.34% Feb 12, 2021 - Mar 11, 2021
#15	-12.87% Feb 17, 2026 - Jun 10, 2026	-8.18% Apr 15, 2010 - Apr 23, 2010

Correlation

Correlation between NWFL and NATR is 0.47 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.47

-101

Dividend Comparison (2000 - 2026)

NWFL vs NATR dividend yield comparison.

Year	NWFL	NATR
2026	2.85%	0.00%
2025	4.42%	0.00%
2024	4.41%	0.00%
2023	3.52%	0.00%
2022	3.35%	0.00%
2021	4.00%	5.41%
2020	3.82%	0.00%
2019	2.47%	0.00%
2018	2.67%	0.00%
2017	2.61%	0.87%
2016	3.74%	2.67%
2015	4.28%	3.95%
2014	4.13%	12.82%
2013	15.71%	10.97%
2012	4.03%	1.04%
2011	4.22%	0.00%
2010	4.03%	0.00%
2009	3.78%	0.00%
2008	3.64%	0.00%
2007	2.94%	0.00%
2006	7.96%	0.00%
2005	2.23%	0.00%
2004	1.92%	0.00%
2003	2.45%	0.00%
2002	2.95%	0.00%
2001	3.07%	0.00%
2000	2.96%	0.00%