NWE vs PFSI

Comparison between NorthWestern Energy Group Inc (NWE, Company) and PennyMac Financial Services Inc (PFSI, Company).

NWE is from the Utilities sector, while PFSI is from the Financial Services sector.

5-Year PerformancePFSI has outperformed NWE, delivering a return of +8.3% compared to +7.8%

NWE vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NWE(COMPANY)	PFSI(COMPANY)
Market Cap	$4.41B	$4.41B
Max Drawdown	41.97%	56.63%
Sharpe Ratio	1.49	-0.20
5Y Beta	0.21	0.66
Industry	Utilities - Regulated Electric	Mortgage Finance
P/E Ratio	22.04	8.69
Forward P/E	18.48	5.43
PEG Ratio	1.44	0.20
Dividend Yield	3.62%	1.38%
5Y Dividends CAGR	1.74%	11.38%
5Y EPS CAGR	N/A	-2.16%
Debt to Equity	112.84%	144.02%
Free Cash Flow Yield	-3.35%	-92.32%
P/S Ratio	2.73	1.30
P/B Ratio	1.55	0.98

Market Cap

NWE

$4.41B

Winner

PFSI

$4.41B

Max Drawdown

Winner

NWE

41.97%

PFSI

56.63%

Sharpe Ratio

Winner

NWE

1.49

PFSI

-0.20

5Y Beta

Winner

NWE

0.21

PFSI

0.66

Industry

NWE

Utilities - Regulated Electric

PFSI

Mortgage Finance

P/E Ratio

NWE

22.04

Winner

PFSI

8.69

Forward P/E

NWE

18.48

Winner

PFSI

5.43

PEG Ratio

NWE

1.44

Winner

PFSI

0.20

Dividend Yield

Winner

NWE

3.62%

PFSI

1.38%

5Y Dividends CAGR

NWE

1.74%

Winner

PFSI

11.38%

5Y EPS CAGR

NWE

N/A

PFSI

-2.16%

Debt to Equity

Winner

NWE

112.84%

PFSI

144.02%

Free Cash Flow Yield

Winner

NWE

-3.35%

PFSI

-92.32%

P/S Ratio

NWE

2.73

Winner

PFSI

1.30

P/B Ratio

NWE

1.55

Winner

PFSI

0.98

NWE vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	NWE	PFSI
1 month	+2.63%	+5.24%
3 months	+2.82%	-7.02%
6 months	+7.00%	-44.48%
1 year	+41.25%	-16.62%
5 years(CAGR)	+7.80%	+8.32%
10 years(CAGR)	+5.88%	+21.88%
Max(CAGR)	+9.46%	+12.75%

NWE

+2.63%

Winner

PFSI

+5.24%

Winner

NWE

+2.82%

PFSI

-7.02%

Winner

NWE

+7.00%

PFSI

-44.48%

Winner

NWE

+41.25%

PFSI

-16.62%

5Y(CAGR)

NWE

+7.80%

Winner

PFSI

+8.32%

10Y(CAGR)

NWE

+5.88%

Winner

PFSI

+21.88%

Max(CAGR)

NWE

+9.46%

Winner

PFSI

+12.75%

NWE vs PFSI - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	NWE	PFSI
2026	+13.03%	-35.70%
2025	+27.51%	+33.53%
2024	+9.92%	+17.54%
2023	-10.81%	+54.87%
2022	+9.14%	-17.98%
2021	+4.13%	+13.59%
2020	-13.60%	+98.91%
2019	+27.53%	+59.37%
2018	+5.96%	-6.84%
2017	+9.11%	+33.43%
2016	+10.49%	+10.05%
2015	-1.09%	-10.28%
2014	+36.56%	-2.43%
2013	+25.68%	-8.12%
2012	+1.19%	N/A
2011	+27.61%	N/A
2010	+14.83%	N/A
2009	+17.57%	N/A
2008	-14.65%	N/A
2007	+0.10%	N/A

NWE vs PFSI Drawdown Comparison

The maximum drawdown for NWE was -39.28%, occurring on Oct 27, 2008. Recovery took 493 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current NWE drawdown is -2.21%. The current PFSI drawdown is -46.97%.

Rank	NWE	PFSI
#1	-39.28% Dec 31, 2007 - Dec 14, 2009	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-39.27% Feb 19, 2020 - Oct 24, 2025	-51.85% May 21, 2013 - Jan 2, 2018
#3	-21.00% Nov 30, 2017 - Nov 12, 2018	-49.77% Jan 16, 2026 - Jun 8, 2026
#4	-15.95% Jan 23, 2015 - Feb 3, 2016	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-15.80% May 3, 2010 - Oct 18, 2010	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-13.84% Jul 5, 2016 - May 31, 2017	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-13.44% Jul 21, 2011 - Oct 18, 2011	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-13.20% Jun 30, 2014 - Oct 30, 2014	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-11.15% Dec 28, 2009 - Mar 16, 2010	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-10.66% Oct 29, 2013 - Mar 17, 2014	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-10.64% Sep 26, 2012 - Feb 1, 2013	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-10.51% Apr 4, 2016 - Jun 27, 2016	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-10.47% Apr 15, 2026 - Jun 26, 2026	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-10.44% Sep 25, 2019 - Jan 22, 2020	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-10.11% Mar 4, 2026 - Apr 14, 2026	-9.88% Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between NWE and PFSI is 0.70 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.70

-101

Dividend Comparison (2008 - 2026)

NWE vs PFSI dividend yield comparison.

Year	NWE	PFSI
2026	1.87%	0.71%
2025	4.09%	0.91%
2024	4.86%	0.98%
2023	5.03%	0.91%
2022	4.25%	1.41%
2021	4.34%	1.15%
2020	4.12%	0.82%
2019	3.21%	0.35%
2018	3.70%	1.88%
2017	3.52%	0.00%
2016	3.52%	0.00%
2015	3.54%	0.00%
2014	2.83%	0.00%
2013	3.51%	0.00%
2012	4.26%	0.00%
2011	4.02%	0.00%
2010	4.72%	0.00%
2009	5.15%	0.00%
2008	5.62%	0.00%