NP vs FOUR

Comparison between Neptune Insurance Holdings Inc - Class A (NP, Company) and Shift4 Payments Inc - Class A (FOUR, Company).

NP is from the Financial Services sector, while FOUR is from the Technology sector.

NP vs FOUR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NP(COMPANY)	FOUR(COMPANY)
Market Cap	$4.25B	$4.23B
Max Drawdown	43.78%	71.65%
Sharpe Ratio	0.71	-0.94
5Y Beta	0.45	1.37
Industry	Insurance Brokers	Software - Infrastructure
P/E Ratio	76.22	-89.96
Forward P/E	41.32	8.96
PEG Ratio	N/A	0.36
Debt to Equity	0.00%	273.56%
Free Cash Flow Yield	1.21%	15.53%
P/S Ratio	25.34	1.17
P/B Ratio	N/A	2.40

Market Cap

Winner

$4.25B

FOUR

$4.23B

Max Drawdown

Winner

43.78%

FOUR

71.65%

Sharpe Ratio

Winner

0.71

FOUR

-0.94

5Y Beta

Winner

0.45

FOUR

1.37

Industry

Insurance Brokers

FOUR

Software - Infrastructure

P/E Ratio

76.22

Winner

FOUR

-89.96

Forward P/E

41.32

Winner

FOUR

8.96

PEG Ratio

N/A

FOUR

0.36

Debt to Equity

Winner

0.00%

FOUR

273.56%

Free Cash Flow Yield

1.21%

Winner

FOUR

15.53%

P/S Ratio

25.34

Winner

FOUR

1.17

P/B Ratio

N/A

FOUR

2.40

NP vs FOUR - Historical Returns

Returns include dividend reinvestment.

Period	NP	FOUR
1 month	+11.74%	+25.13%
3 months	+16.89%	+6.67%
6 months	+20.08%	-19.76%
1 year	N/A	-49.98%
5 years(CAGR)	N/A	-10.79%
Max(CAGR)	+33.85%	+7.33%

+11.74%

Winner

FOUR

+25.13%

Winner

+16.89%

FOUR

+6.67%

Winner

+20.08%

FOUR

-19.76%

N/A

FOUR

-49.98%

5Y(CAGR)

N/A

FOUR

-10.79%

Max(CAGR)

Winner

+33.85%

FOUR

+7.33%

NP vs FOUR - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	NP	FOUR
2026	+12.31%	-17.55%
2025	+17.58%	-41.88%
2024	N/A	+41.47%
2023	N/A	+41.92%
2022	N/A	-6.28%
2021	N/A	-19.25%
2020	N/A	+124.81%

NP vs FOUR Drawdown Comparison

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The maximum drawdown for FOUR was -71.65%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The current NP drawdown is -8.37%. The current FOUR drawdown is -58.87%.

Rank	NP	FOUR
#1	-43.78% Dec 24, 2025 - May 11, 2026	-71.65% Feb 18, 2025 - Jun 10, 2026
#2	-24.34% Oct 3, 2025 - Dec 24, 2025	-69.95% Apr 9, 2021 - Nov 11, 2024
#3	-21.51% May 11, 2026 - Jun 30, 2026	-21.12% Jul 10, 2020 - Aug 10, 2020
#4	-9.66% Jul 1, 2026 - Jul 15, 2026	-20.37% Oct 12, 2020 - Nov 9, 2020
#5	N/A	-18.56% Jun 19, 2020 - Jul 7, 2020
#6	N/A	-17.65% Mar 15, 2021 - Apr 8, 2021
#7	N/A	-15.82% Aug 25, 2020 - Oct 6, 2020
#8	N/A	-14.85% Dec 31, 2020 - Feb 5, 2021
#9	N/A	-14.38% Feb 24, 2021 - Mar 11, 2021
#10	N/A	-14.29% Nov 27, 2024 - Jan 21, 2025
#11	N/A	-12.61% Nov 24, 2020 - Dec 16, 2020
#12	N/A	-10.88% Nov 9, 2020 - Nov 24, 2020
#13	N/A	-10.59% Jun 9, 2020 - Jun 15, 2020
#14	N/A	-7.53% Nov 11, 2024 - Nov 21, 2024
#15	N/A	-4.57% Feb 10, 2025 - Feb 18, 2025