FOUR vs SPY

Comparison between Shift4 Payments Inc - Class A (FOUR, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed FOUR, delivering a return of +14.0% compared to -13.5%

FOUR vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FOUR(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$3.50B	$735B
Expense Ratio	N/A	0.09%
Max Drawdown	69.95%	56.47%
Sharpe Ratio	-1.13	1.91
5Y Beta	1.34	1.00
Industry	Software - Infrastructure	N/A
P/E Ratio	-74.40	28.68
Forward P/E	7.75	22.19
PEG Ratio	0.30	N/A
5Y Dividends CAGR	N/A	5.43%
5Y EPS CAGR	N/A	26.37%
Debt to Equity	273.56%	34.04%
Free Cash Flow Yield	18.78%	N/A
P/S Ratio	0.93	3.76
P/B Ratio	2.02	5.55

Market Cap / Net Assets

FOUR

$3.50B

Winner

SPY

$735B

Expense Ratio

FOUR

N/A

SPY

0.09%

Max Drawdown

FOUR

69.95%

Winner

SPY

56.47%

Sharpe Ratio

FOUR

-1.13

Winner

SPY

1.91

5Y Beta

FOUR

1.34

Winner

SPY

1.00

Industry

FOUR

Software - Infrastructure

SPY

N/A

P/E Ratio

Winner

FOUR

-74.40

SPY

28.68

Forward P/E

Winner

FOUR

7.75

SPY

22.19

PEG Ratio

FOUR

0.30

SPY

N/A

5Y Dividends CAGR

FOUR

N/A

SPY

5.43%

5Y EPS CAGR

FOUR

N/A

SPY

26.37%

Debt to Equity

FOUR

273.56%

Winner

SPY

34.04%

Free Cash Flow Yield

FOUR

18.78%

SPY

N/A

P/S Ratio

Winner

FOUR

0.93

SPY

3.76

P/B Ratio

Winner

FOUR

2.02

SPY

5.55

FOUR vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	FOUR	SPY
1 month	-15.58%	+4.84%
3 months	-24.76%	+9.57%
6 months	-37.34%	+13.79%
1 year	-50.61%	+29.34%
5 years(CAGR)	-13.46%	+13.98%
10 years(CAGR)	N/A	+15.66%
Max(CAGR)	+4.35%	+8.53%

FOUR

-15.58%

Winner

SPY

+4.84%

FOUR

-24.76%

Winner

SPY

+9.57%

FOUR

-37.34%

Winner

SPY

+13.79%

FOUR

-50.61%

Winner

SPY

+29.34%

5Y(CAGR)

FOUR

-13.46%

Winner

SPY

+13.98%

10Y(CAGR)

FOUR

N/A

SPY

+15.66%

Max(CAGR)

FOUR

+4.35%

Winner

SPY

+8.53%

FOUR vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FOUR	SPY
2026	-31.01%	+9.45%
2025	-41.88%	+18.00%
2024	+41.47%	+25.59%
2023	+41.92%	+26.72%
2022	-6.28%	-18.64%
2021	-19.25%	+30.52%
2020	+124.81%	+17.28%
2019	N/A	+31.09%
2018	N/A	-5.24%
2017	N/A	+20.78%
2016	N/A	+13.59%
2015	N/A	+1.31%
2014	N/A	+14.56%
2013	N/A	+29.00%
2012	N/A	+14.17%
2011	N/A	+0.85%
2010	N/A	+13.14%
2009	N/A	+22.67%
2008	N/A	-36.25%
2007	N/A	+5.32%
2006	N/A	+13.85%
2005	N/A	+5.32%
2004	N/A	+10.75%
2003	N/A	+24.18%
2002	N/A	-22.42%
2001	N/A	-10.13%
2000	N/A	-8.84%
1999	N/A	+8.61%

FOUR vs SPY Drawdown Comparison

The maximum drawdown for FOUR was -69.95%, occurring on Jun 16, 2022. Recovery took 904 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current FOUR drawdown is -65.59%. The current SPY drawdown is -0.34%.

Rank	FOUR	SPY
#1	-69.95% Apr 9, 2021 - Nov 11, 2024	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-67.95% Feb 18, 2025 - Apr 7, 2026	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-21.12% Jul 10, 2020 - Aug 10, 2020	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-20.37% Oct 12, 2020 - Nov 9, 2020	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-18.56% Jun 19, 2020 - Jul 7, 2020	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-17.65% Mar 15, 2021 - Apr 8, 2021	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-15.82% Aug 25, 2020 - Oct 6, 2020	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-14.85% Dec 31, 2020 - Feb 5, 2021	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-14.38% Feb 24, 2021 - Mar 11, 2021	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-14.29% Nov 27, 2024 - Jan 21, 2025	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-12.61% Nov 24, 2020 - Dec 16, 2020	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-10.88% Nov 9, 2020 - Nov 24, 2020	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-10.59% Jun 9, 2020 - Jun 15, 2020	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-7.53% Nov 11, 2024 - Nov 21, 2024	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-4.57% Feb 10, 2025 - Feb 18, 2025	-7.27% Sep 18, 2014 - Oct 31, 2014