NODK vs METCB

Comparison between NI Holdings Inc (NODK, Company) and Ramaco Resources Inc - Class B (METCB, Company).

NODK is from the Financial Services sector, while METCB is from the Basic Materials sector.

NODK vs METCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NODK(COMPANY)	METCB(COMPANY)
Market Cap	$314M	$314M
Max Drawdown	44.88%	71.38%
Sharpe Ratio	0.79	-0.73
5Y Beta	0.41	0.99
Industry	Insurance - Property & Casualty	Coking Coal
P/E Ratio	40.19	4.73
Forward P/E	N/A	5.74
Dividend Yield	N/A	1.00%
5Y EPS CAGR	-27.33%	56.12%
Debt to Equity	0.96%	0.00%
Free Cash Flow Yield	-10.38%	-13.44%

Market Cap

NODK

$314M

Winner

METCB

$314M

Max Drawdown

Winner

NODK

44.88%

METCB

71.38%

Sharpe Ratio

Winner

NODK

0.79

METCB

-0.73

5Y Beta

Winner

NODK

0.41

METCB

0.99

Industry

NODK

Insurance - Property & Casualty

METCB

Coking Coal

P/E Ratio

NODK

40.19

Winner

METCB

4.73

Forward P/E

NODK

N/A

METCB

5.74

Dividend Yield

NODK

N/A

METCB

1.00%

5Y EPS CAGR

NODK

-27.33%

Winner

METCB

56.12%

Debt to Equity

NODK

0.96%

Winner

METCB

0.00%

Free Cash Flow Yield

Winner

NODK

-10.38%

METCB

-13.44%

NODK vs METCB - Historical Returns

Returns include dividend reinvestment.

Period	NODK	METCB
1 month	-3.22%	-20.20%
3 months	+11.81%	-36.00%
6 months	+15.25%	-51.09%
1 year	+18.18%	-58.17%
5 years(CAGR)	-4.40%	N/A
10 years(CAGR)	+0.42%	N/A
Max(CAGR)	+0.42%	-6.92%

Winner

NODK

-3.22%

METCB

-20.20%

Winner

NODK

+11.81%

METCB

-36.00%

Winner

NODK

+15.25%

METCB

-51.09%

Winner

NODK

+18.18%

METCB

-58.17%

5Y(CAGR)

NODK

-4.40%

METCB

N/A

10Y(CAGR)

NODK

+0.42%

METCB

N/A

Max(CAGR)

Winner

NODK

+0.42%

METCB

-6.92%

NODK vs METCB - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	NODK	METCB
2026	+15.60%	-47.44%
2025	-14.52%	+27.45%
2024	+21.24%	-15.58%
2023	-3.28%	+37.38%
2022	-31.49%	N/A
2021	+16.94%	N/A
2020	-3.01%	N/A
2019	+9.55%	N/A
2018	-6.03%	N/A
2017	+15.12%	N/A

NODK vs METCB Drawdown Comparison

The maximum drawdown for NODK was -44.88%, occurring on Mar 20, 2020. Recovery took 433 trading sessions.

The maximum drawdown for METCB was -71.38%, occurring on Aug 6, 2026. This drawdown has not yet recovered.

The current NODK drawdown is -24.51%. The current METCB drawdown is -69.75%.

Rank	NODK	METCB
#1	-44.88% Jun 17, 2019 - Mar 5, 2021	-71.38% Oct 13, 2025 - Aug 6, 2026
#2	-40.55% Jul 23, 2021 - Oct 23, 2023	-56.24% Dec 1, 2023 - Jul 21, 2025
#3	-20.82% Jun 7, 2017 - Jun 17, 2019	-30.45% Jul 19, 2023 - Nov 10, 2023
#4	-10.40% Mar 16, 2021 - Jun 10, 2021	-19.08% Jul 22, 2025 - Aug 13, 2025
#5	-6.12% Jun 18, 2021 - Jul 20, 2021	-17.11% Nov 13, 2023 - Dec 1, 2023
#6	-3.70% Apr 11, 2017 - May 9, 2017	-12.95% Jun 16, 2023 - Jun 22, 2023
#7	-3.21% Mar 9, 2021 - Mar 12, 2021	-12.43% Jun 23, 2023 - Jul 7, 2023
#8	-2.44% Mar 16, 2017 - Mar 31, 2017	-11.96% Aug 15, 2025 - Sep 18, 2025
#9	-1.56% May 9, 2017 - May 11, 2017	-8.30% Sep 18, 2025 - Oct 7, 2025
#10	-1.54% May 16, 2017 - May 19, 2017	-7.99% Oct 9, 2025 - Oct 13, 2025
#11	-1.46% Jun 1, 2017 - Jun 6, 2017	-2.26% Jul 10, 2023 - Jul 12, 2023
#12	-1.25% May 11, 2017 - May 16, 2017	-1.48% Jul 13, 2023 - Jul 18, 2023
#13	-0.95% Jun 11, 2021 - Jun 16, 2021	N/A
#14	-0.84% May 22, 2017 - May 25, 2017	N/A
#15	-0.52% Apr 4, 2017 - Apr 7, 2017	N/A

Correlation

Correlation between NODK and METCB is -0.36 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.36

-101