NODK vs ALTO

Comparison between NI Holdings Inc (NODK, Company) and Alto Ingredients Inc (ALTO, Company).

NODK is from the Financial Services sector, while ALTO is from the Basic Materials sector.

5-Year PerformanceALTO has outperformed NODK, delivering a return of -2.8% compared to -4.4%

NODK vs ALTO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NODK(COMPANY)	ALTO(COMPANY)
Market Cap	$314M	$315M
Max Drawdown	44.88%	99.99%
Sharpe Ratio	0.79	1.83
5Y Beta	0.41	0.48
Industry	Insurance - Property & Casualty	Specialty Chemicals
P/E Ratio	40.19	6.05
Forward P/E	N/A	10.85
5Y EPS CAGR	-27.33%	N/A
Debt to Equity	0.96%	23.27%
Free Cash Flow Yield	-10.38%	15.86%

Market Cap

NODK

$314M

Winner

ALTO

$315M

Max Drawdown

Winner

NODK

44.88%

ALTO

99.99%

Sharpe Ratio

NODK

0.79

Winner

ALTO

1.83

5Y Beta

Winner

NODK

0.41

ALTO

0.48

Industry

NODK

Insurance - Property & Casualty

ALTO

Specialty Chemicals

P/E Ratio

NODK

40.19

Winner

ALTO

6.05

Forward P/E

NODK

N/A

ALTO

10.85

5Y EPS CAGR

NODK

-27.33%

ALTO

N/A

Debt to Equity

Winner

NODK

0.96%

ALTO

23.27%

Free Cash Flow Yield

NODK

-10.38%

Winner

ALTO

15.86%

NODK vs ALTO - Historical Returns

Returns include dividend reinvestment.

Period	NODK	ALTO
1 month	-3.22%	-28.45%
3 months	+11.81%	-8.50%
6 months	+15.25%	+56.72%
1 year	+18.18%	+296.23%
5 years(CAGR)	-4.40%	-2.76%
10 years(CAGR)	+0.42%	-4.45%
Max(CAGR)	+0.42%	-22.60%

Winner

NODK

-3.22%

ALTO

-28.45%

Winner

NODK

+11.81%

ALTO

-8.50%

NODK

+15.25%

Winner

ALTO

+56.72%

NODK

+18.18%

Winner

ALTO

+296.23%

5Y(CAGR)

NODK

-4.40%

Winner

ALTO

-2.76%

10Y(CAGR)

Winner

NODK

+0.42%

ALTO

-4.45%

Max(CAGR)

Winner

NODK

+0.42%

ALTO

-22.60%

NODK vs ALTO - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	NODK	ALTO
2026	+15.60%	+57.89%
2025	-14.52%	+70.41%
2024	+21.24%	-41.79%
2023	-3.28%	-8.59%
2022	-31.49%	-44.40%
2021	+16.94%	-15.61%
2020	-3.01%	+567.57%
2019	+9.55%	-40.37%
2018	-6.03%	-81.28%
2017	+15.12%	-53.81%
2016	N/A	+95.88%
2015	N/A	-56.31%
2014	N/A	+97.51%
2013	N/A	-0.20%
2012	N/A	-71.52%
2011	N/A	-79.26%
2010	N/A	-7.19%
2009	N/A	+51.06%
2008	N/A	-94.58%
2007	N/A	-45.27%
2006	N/A	+39.28%
2005	N/A	+12.71%

NODK vs ALTO Drawdown Comparison

The maximum drawdown for NODK was -44.88%, occurring on Mar 20, 2020. Recovery took 433 trading sessions.

The maximum drawdown for ALTO was -99.99%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The current NODK drawdown is -24.51%. The current ALTO drawdown is -99.91%.

Rank	NODK	ALTO
#1	-44.88% Jun 17, 2019 - Mar 5, 2021	-99.99% May 11, 2006 - Mar 17, 2020
#2	-40.55% Jul 23, 2021 - Oct 23, 2023	-40.42% Apr 7, 2005 - Nov 21, 2005
#3	-20.82% Jun 7, 2017 - Jun 17, 2019	-33.61% Nov 28, 2005 - Jan 30, 2006
#4	-10.40% Mar 16, 2021 - Jun 10, 2021	-18.75% Jan 31, 2006 - Feb 13, 2006
#5	-6.12% Jun 18, 2021 - Jul 20, 2021	-14.82% Apr 17, 2006 - May 1, 2006
#6	-3.70% Apr 11, 2017 - May 9, 2017	-13.48% Feb 13, 2006 - Feb 27, 2006
#7	-3.21% Mar 9, 2021 - Mar 12, 2021	-12.80% Feb 27, 2006 - Mar 28, 2006
#8	-2.44% Mar 16, 2017 - Mar 31, 2017	-12.48% Apr 10, 2006 - Apr 17, 2006
#9	-1.56% May 9, 2017 - May 11, 2017	-7.03% May 3, 2006 - May 8, 2006
#10	-1.54% May 16, 2017 - May 19, 2017	-4.09% Mar 28, 2005 - Apr 1, 2005
#11	-1.46% Jun 1, 2017 - Jun 6, 2017	-3.36% Mar 29, 2006 - Apr 5, 2006
#12	-1.25% May 11, 2017 - May 16, 2017	-1.53% Apr 1, 2005 - Apr 5, 2005
#13	-0.95% Jun 11, 2021 - Jun 16, 2021	-1.37% Nov 21, 2005 - Nov 25, 2005
#14	-0.84% May 22, 2017 - May 25, 2017	N/A
#15	-0.52% Apr 4, 2017 - Apr 7, 2017	N/A